Prosecution Insights
Last updated: April 19, 2026
Application No. 12/339,061

PAYMENT CARDS AND DEVICES WITH ENHANCED MAGNETIC EMULATORS

Non-Final OA §DP
Filed
Dec 19, 2008
Examiner
WALSH, DANIEL I
Art Unit
2876
Tech Center
2800 — Semiconductors & Electrical Systems
Assignee
Dynamics Inc.
OA Round
15 (Non-Final)
65%
Grant Probability
Moderate
15-16
OA Rounds
3y 0m
To Grant
76%
With Interview

Examiner Intelligence

Grants 65% of resolved cases
65%
Career Allow Rate
510 granted / 787 resolved
-3.2% vs TC avg
Moderate +11% lift
Without
With
+11.4%
Interview Lift
resolved cases with interview
Typical timeline
3y 0m
Avg Prosecution
74 currently pending
Career history
861
Total Applications
across all art units

Statute-Specific Performance

§101
13.0%
-27.0% vs TC avg
§103
54.9%
+14.9% vs TC avg
§102
11.1%
-28.9% vs TC avg
§112
15.6%
-24.4% vs TC avg
Black line = Tech Center average estimate • Based on career data from 787 resolved cases

Office Action

§DP
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application is being examined under the pre-AIA first to invent provisions. Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on nonstatutory double patenting provided the reference application or patent either is shown to be commonly owned with the examined application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. See MPEP § 717.02 for applications subject to examination under the first inventor to file provisions of the AIA as explained in MPEP § 2159. See MPEP § 2146 et seq. for applications not subject to examination under the first inventor to file provisions of the AIA . A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The filing of a terminal disclaimer by itself is not a complete reply to a nonstatutory double patenting (NSDP) rejection. A complete reply requires that the terminal disclaimer be accompanied by a reply requesting reconsideration of the prior Office action. Even where the NSDP rejection is provisional the reply must be complete. See MPEP § 804, subsection I.B.1. For a reply to a non-final Office action, see 37 CFR 1.111(a). For a reply to final Office action, see 37 CFR 1.113(c). A request for reconsideration while not provided for in 37 CFR 1.113(c) may be filed after final for consideration. See MPEP §§ 706.07(e) and 714.13. The USPTO Internet website contains terminal disclaimer forms which may be used. Please visit www.uspto.gov/patent/patents-forms. The actual filing date of the application in which the form is filed determines what form (e.g., PTO/SB/25, PTO/SB/26, PTO/AIA /25, or PTO/AIA /26) should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to www.uspto.gov/patents/apply/applying-online/eterminal-disclaimer. Claims 3 and 11 are rejected on the ground of nonstatutory double patenting as being unpatentable over claim 19 of U.S. Patent No. 8020775. Although the claims at issue are not identical, they are not patentably distinct from each other because they are obvious variants. Claim 3 of the instant application recites “A card… magnetic emulator… to a magnetic stripe reader via an electromagnetic field… coil… a material within said interior… increasing the amount … located about said exterior… substantially non-magnetostrictive… magnet within said interior… bias…” whereas claim 19 (1,19) of the ‘775 Patent recites “A card… magnetic emulators… coil… a material placed within said interior… increasing the amount… located about said exterior… magnet placed within said interior… bias… wherein said material is substantially non-magnetostrictive”. Re claim 11 of the instant application, a coil has already been recited in claim 3 as part of the emulator. Claims 4-5, 13-17, and 35 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims 19 of U.S. Patent No. 8020775 in view of Mullen et al. (US 8382000). Claims 4-5 recite “time-based” and “use-based”, which the ‘775 Patent is silent to by the ‘000 Patent teaches at claims 38-39. It would have been obvious to combine the teachings for security. Claim 13 recites “coil… soft-magnetic material…” whereas the ‘775 Patent is silent. However, the ‘000 Patent recites “soft-magnetic material” in claim 2 and FIG. 11. It would have been obvious to combine the teachings of for non-magnetostriction, easy magnetization/ demagnetization/ low coercivity/ low energy losses, high permeability, etc. Claim 14 of the instant application recites “coil… soft-magnetic material… multiple layer flexible printed circuit board” whereas ‘775 Patent is silent. However, the 000 Patent teaches such limitations in FIG. 11, wherein it would have been obvious to combine the teachings for traditional manufacturing and for the benefits of soft magnetics. Claim 15 of the instant Application recites “… processor… buttons” whereas the ‘775 Patent is silent. However, FIG. 1 of the ’000 Patent teaching such limitations which are an obvious expedient for inputs and processing. Claim 16 of the instant Application recites “processor… buttons… battery… display…” whereas the ‘775 Patent is silent. However, FIG. 1+ of the ‘000 Patent and claim 1+ teach the limitations as obvious expedients for expected results for inputs and processing. Claim 17 of the instant Application recites “… second magnetic emulator… coil… multiple layer flexible printed circuit board” whereas claim 10 of the ‘775 Patent recites “…. Flexible printed circuit board” and the Examiner notes that multilayer is an obvious expedient in accordance with production/ manufacturing of currently accepted processes, as obviated by the ‘000 Patent at Step 1241. Claim 35 of the instant Application recites “soft magnetic material whereas the ‘775 Patent is silent. However, the ‘000 Patent recites “soft-magnetic material” in claim 2 and FIG. 11. It would have been obvious to combine the teachings of for non-magnetostriction, easy magnetization/ demagnetization/ low coercivity/ low energy losses, high permeability, etc. Claims 6-10 and 36 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims 19 of U.S. Patent No. 8020775 in view of Hathaway et al. (US 20090048971). Claims 6-8 recite the additional limitations of types of displays. Hathaway et al. teaches the use of a display (paragraph [0034]+) on a magnetic emulator, where selection of a type of known display type is an obvious expedient based on usage, cost, design constraints, etc. well within the ordinary skill in the art. Claims 9 and 36 recite the additional limitation of a PCB/ multilayer. Hathaway et al. at paragraph [0032]+ teaches various circuit elements and circuitry which obviate a PCB/ multilayer for ease of construction and connectivity of an emulator card. Claim 10 recites the additional limitation of no stripe, which Hathaway et al. teaches at FIG. 3A+, which is an obvious expedient due to a emulator. Response to Arguments Applicant's arguments filed have been fully considered but they are not persuasive in light of the rejection above. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to DANIEL I WALSH whose telephone number is (571)272-2409. The examiner can normally be reached 7-9pm. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Steven Paik can be reached on 571-272-2404. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /DANIEL I WALSH/ Primary Examiner, Art Unit 2876
Read full office action

Prosecution Timeline

Dec 19, 2008
Application Filed
Dec 04, 2009
Non-Final Rejection — §DP
Jun 05, 2010
Response Filed
Aug 09, 2010
Examiner Interview Summary
Aug 16, 2010
Final Rejection — §DP
Feb 16, 2011
Request for Continued Examination
Feb 18, 2011
Response after Non-Final Action
Feb 24, 2014
Non-Final Rejection — §DP
Jul 11, 2014
Response Filed
Aug 18, 2014
Final Rejection — §DP
Jan 18, 2015
Request for Continued Examination
Jan 20, 2015
Response after Non-Final Action
Oct 20, 2015
Non-Final Rejection — §DP
Jan 22, 2016
Response Filed
Feb 10, 2016
Non-Final Rejection — §DP
May 16, 2016
Response Filed
Jun 20, 2016
Final Rejection — §DP
Nov 28, 2016
Request for Continued Examination
Dec 09, 2016
Response after Non-Final Action
Jun 11, 2017
Non-Final Rejection — §DP
Dec 05, 2017
Response Filed
Mar 09, 2018
Final Rejection — §DP
Aug 24, 2018
Request for Continued Examination
Aug 28, 2018
Response after Non-Final Action
Aug 08, 2019
Final Rejection — §DP
Feb 10, 2020
Request for Continued Examination
Feb 16, 2020
Response after Non-Final Action
May 25, 2021
Non-Final Rejection — §DP
Oct 20, 2021
Response Filed
Jan 24, 2022
Final Rejection — §DP
Jun 22, 2022
Request for Continued Examination
Jun 24, 2022
Response after Non-Final Action
Oct 23, 2023
Final Rejection — §DP
Apr 29, 2024
Request for Continued Examination
May 28, 2024
Response after Non-Final Action
Jun 24, 2025
Non-Final Rejection — §DP
Dec 26, 2025
Response Filed
Mar 06, 2026
Non-Final Rejection — §DP (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

15-16
Expected OA Rounds
65%
Grant Probability
76%
With Interview (+11.4%)
3y 0m
Median Time to Grant
High
PTA Risk
Based on 787 resolved cases by this examiner. Grant probability derived from career allow rate.

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