Office Action Predictor
Last updated: April 17, 2026
Application No. 16/940,390

INSURANCE POLICY PROCESSING USING QUESTIONS SETS

Non-Final OA §101
Filed
Jul 28, 2020
Examiner
KAZIMI, HANI M
Art Unit
3691
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
Guidewire Software, INC.
OA Round
5 (Non-Final)
48%
Grant Probability
Moderate
5-6
OA Rounds
4y 11m
To Grant
67%
With Interview

Examiner Intelligence

Grants 48% of resolved cases
48%
Career Allow Rate
275 granted / 570 resolved
-3.8% vs TC avg
Strong +18% interview lift
Without
With
+18.4%
Interview Lift
resolved cases with interview
Typical timeline
4y 11m
Avg Prosecution
41 currently pending
Career history
611
Total Applications
across all art units

Statute-Specific Performance

§101
42.5%
+2.5% vs TC avg
§103
25.8%
-14.2% vs TC avg
§102
10.3%
-29.7% vs TC avg
§112
9.7%
-30.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 570 resolved cases

Office Action

§101
Notice of Pre-AIA or AIA Status The present application is being examined under the pre-AIA first to invent provisions. DETAILED ACTION Continued Examination under 37 CFR 1.114 A request for continued examination under 37 CFR 1.114, including the fee set forth in 37 CFR 1.17(e), was filed in this application after final rejection. Since this application is eligible for continued examination under 37 CFR 1.114, and the fee set forth in 37 CFR 1.17(e) has been timely paid, the finality of the previous Office action has been withdrawn pursuant to 37 CFR 1.114. Applicant's submission filed on 23 December 2025, has been entered. The following is a Non-Final office action on the merits in response to the communications filed on 23 December 2025. Claims 1-4, 7-12 and 15-17 are currently pending. Examiner withdraws the rejections of claims 1-4, 7-12 and 15-17 under 35 USC § 101 directed to non-statutory subject matter (abstract idea). However, a new rejection under 35 USC § 101 directed to non-statutory subject matter is stated below. Claim Rejections - 35 USC § 101 35 U.S.C. 101 reads as follows: Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title. Claim 17 is rejected under 35 U.S.C. 101 because the claimed invention is directed to non-statutory subject matter. The claim does not fall within at least one of the four categories of patent eligible subject matter because the recited “a computer program product embodied in a tangible computer readable storage medium” fails to exclude non-transitory embodiments. The broadest reasonable interpretation of a “computer readable medium” typically covers both forms of non-transitory media and transitory propagating signals per se in view of the ordinary and customary meaning of computer-readable media (for example, as defined by usage in issued patents and published patent applications). According to the specification, the computer readable medium may be broadly interpreted to include a signal or carrier wave. The preamble does not claim a non-transitory medium as disclosed in the specification. Therefore the broadest reasonable interpretation of machine readable medium in light of the specification includes a signal (see Spec para [0016] and [0025]). A signal does not constitute statutory subject matter, because it is neither a process, a machine, an article of manufacture, nor a composition of matter, and therefore does not fall within any of the statutory classes of invention. The Applicant can choose other ways to amend the claim in accordance with the original disclosure. It is not acceptable to just add “physical” or “tangible” - Nuijten' s ineligible signals were physical and tangible. It is not acceptable to add “storage” absent support in original disclosure because the broadest reasonable interpretation of computer readable storage media based on common usage covers signals/carrier waves. See In re Nuijten, 500 F.3d 1346, 1356-57 (Fed. Cir. 2007), and MPEP § 2106.03(1). See also “Subject Matter Eligibility of Computer Readable Media”, 1351 Off. Gaz. Pat. Office. When a claim encompasses both statutory and non-statutory subject matter, the claim as a whole is considered to be directed to non-statutory subject matter. See MPEP § 2106(11). Examiner Note; Applicant can amend to narrow the claim to cover only statutory embodiments by adding the limitation “non-transitory” to the claim (i.e. A non-transitory computer readable recording medium …”), such an amendment would not raise the issue of new matter, even when the specification is silent, unless the specification does not support a non-transitory embodiment because a signal per se is the only viable embodiment. Response to Arguments Applicant's arguments with respect to 35 USC § 101 directed to non-statutory subject matter been fully considered and deemed to be persuasive and the rejections of claims 1-4, 7-12 and 15-17 under 35 USC § 101 directed to non-statutory subject matter is withdrawn. However, a new rejection under 35 USC § 101 directed to non-statutory subject matter is introduced above. Therefore, Applicant’s arguments are moot in view of the new grounds of rejection. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to Hani Kazimi whose telephone number is (571) 272-6745. The examiner can normally be reached Monday-Friday from 8:30 AM to 5:00 PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Abhishek Vyas can be reached on (571) 270-1836. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. Respectfully Submitted /HANI M KAZIMI/Primary Examiner, Art Unit 3691
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Prosecution Timeline

Jul 28, 2020
Application Filed
Oct 21, 2023
Non-Final Rejection — §101
Feb 26, 2024
Response Filed
Jun 10, 2024
Final Rejection — §101
Oct 15, 2024
Applicant Interview (Telephonic)
Oct 15, 2024
Request for Continued Examination
Oct 16, 2024
Response after Non-Final Action
Jan 25, 2025
Non-Final Rejection — §101
Apr 16, 2025
Interview Requested
Apr 28, 2025
Examiner Interview Summary
Apr 28, 2025
Applicant Interview (Telephonic)
Apr 29, 2025
Response Filed
Jul 26, 2025
Final Rejection — §101
Dec 01, 2025
Interview Requested
Dec 09, 2025
Applicant Interview (Telephonic)
Dec 10, 2025
Examiner Interview Summary
Dec 23, 2025
Request for Continued Examination
Dec 27, 2025
Non-Final Rejection — §101
Dec 27, 2025
Response after Non-Final Action
Mar 30, 2026
Response Filed

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

5-6
Expected OA Rounds
48%
Grant Probability
67%
With Interview (+18.4%)
4y 11m
Median Time to Grant
High
PTA Risk
Based on 570 resolved cases by this examiner. Grant probability derived from career allow rate.

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