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Office Actions › Mercury Financial Holdings LLC › 17941369
Last updated: May 29, 2026
Application No. 17/941,369

SYSTEMS AND METHODS FOR ONBOARDING AND SUPPORTING CREDIT PRODUCT PARTNERS

Non-Final OA
Filed
Sep 09, 2022
Priority
Sep 13, 2021 — provisional 63/243,451
Examiner
GREGG, MARY M
Art Unit
3695
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
Mercury Financial Holdings LLC
OA Round
4 (Non-Final)
14%
Grant Probability
At Risk
4-5
OA Rounds
9m
Est. Remaining
28%
With Interview

Interview Optional

— +14.2% interview lift. Interview lift (+14.2%) is below the 15.0% threshold. A written response is recommended.
Based on 632 resolved cases, 2023–2026

Examiner Intelligence

GREGG, MARY M View full profile →
Grants only 14% of cases
14%
Career Allowance Rate
89 granted / 632 resolved
-37.9% vs TC avg
Moderate +14% lift
Without
With
+14.2%
Interview Lift
resolved cases with interview
Typical timeline
4y 6m
Avg Prosecution
38 currently pending
Career history
693
Total Applications
across all art units

Statute-Specific Performance

§101
6.0%
-34.0% vs TC avg
§103
90.4%
+50.4% vs TC avg
§102
2.3%
-37.7% vs TC avg
§112
0.7%
-39.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 632 resolved cases

Prosecution Timeline

Show 2 earlier events
Apr 24, 2024
Response Filed
Jun 04, 2024
Final Rejection mailed
Nov 25, 2024
Request for Continued Examination
Nov 30, 2024
Response after Non-Final Action
Jan 15, 2025
Non-Final Rejection mailed
Jul 10, 2025
Response Filed
Sep 12, 2025
Non-Final Rejection mailed
Apr 18, 2026
Response after Non-Final Action

Precedent Cases

Applications granted by this same examiner with similar technology

13/952,866
Patent 12450653
FIRM TRADE PROCESSING SYSTEM AND METHOD
12y 2m to grant Granted Oct 21, 2025
17/218,757
Patent 12443991
MINIMIZATION OF THE CONSUMPTION OF DATA PROCESSING RESOURCES IN AN ELECTRONIC TRANSACTION PROCESSING SYSTEM VIA SELECTIVE PREMATURE SETTLEMENT OF PRODUCTS TRANSACTED THEREBY BASED ON A SERIES OF RELATED PRODUCTS
4y 6m to grant Granted Oct 14, 2025
17/970,146
Patent 12217312
System and Method for Indicating Whether a Vehicle Crash Has Occurred
2y 3m to grant Granted Feb 04, 2025
17/181,362
Patent 11900469
Point-of-Service Tool for Entering Claim Information
2y 11m to grant Granted Feb 13, 2024
15/199,043
Patent 11861715
System and Method for Indicating Whether a Vehicle Crash Has Occurred
7y 6m to grant Granted Jan 02, 2024
Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

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Prosecution Projections

4-5
Expected OA Rounds
14%
Grant Probability
28%
With Interview (+14.2%)
4y 6m (~9m remaining)
Median Time to Grant
High
PTA Risk
Based on 632 resolved cases by this examiner. Grant probability derived from career allowance rate.

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Data sourced from USPTO Patent File Wrapper (daily) and Office Action Archive (weekly). Analysis generated by IP Author.

Data: USPTO Patent File Wrapper (daily) • Office Action Archive (weekly) • 89M+ prosecution events

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