Last updated: May 29, 2026

Application No. 18/219,608

APPARATUS, METHOD AND NON-TRANSITORY COMPUTER READABLE STORAGE FOR TRANSFERRING A PREDICTED PORTION OF A FUTURE POSITION OF USER DATA

Non-Final OA

Filed

Jul 07, 2023

Priority

Dec 20, 2015 — continuation of 14/975,843

Examiner

PROIOS, GEORGE N

Art Unit

3694

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

American Express Kabbage, Inc.

OA Round

3 (Non-Final)

Interview Optional

— +36.1% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 55% grant rate with +36.1% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 180 resolved cases, 2023–2026

Examiner Intelligence

PROIOS, GEORGE N View full profile →

Grants 55% of resolved cases

Career Allowance Rate

99 granted / 180 resolved

+3.0% vs TC avg

Strong +36% interview lift

Without

With

+36.1%

Interview Lift

resolved cases with interview

Typical timeline

2y 9m

Avg Prosecution

28 currently pending

Career history

215

Total Applications

across all art units

Statute-Specific Performance

§101

7.8%

-32.2% vs TC avg

§103

70.6%

+30.6% vs TC avg

§102

8.1%

-31.9% vs TC avg

§112

9.0%

-31.0% vs TC avg

Black line = Tech Center average estimate • Based on career data from 180 resolved cases

Prosecution Timeline

Show 10 earlier events

Nov 24, 2025

Examiner Interview Summary

Nov 24, 2025

Applicant Interview (Telephonic)

Nov 28, 2025

Request for Continued Examination

Dec 01, 2025

Response after Non-Final Action

Jan 12, 2026

Non-Final Rejection mailed

Apr 09, 2026

Applicant Interview (Telephonic)

Apr 09, 2026

Examiner Interview Summary

May 12, 2026

Response Filed

Precedent Cases

Applications granted by this same examiner with similar technology

18/480,468

Patent 12619960

OPTIMIZING LEDGER USAGE AND LIQUIDATION OPERATIONS THEREON

2y 7m to grant Granted May 05, 2026

17/751,370

Patent 12614159

Systems And Methods For Decreasing Counterparty Settlement Risk

3y 11m to grant Granted Apr 28, 2026

18/515,776

Patent 12602692

Systems And Methods For Decreasing Counterparty Settlement Risk

2y 4m to grant Granted Apr 14, 2026

18/053,303

Patent 12579410

TECHNIQUES FOR DATA PROCESSING PREDICTIONS

3y 4m to grant Granted Mar 17, 2026

18/692,387

Patent 12561691

DEVICE SUPPORTING FINANCIAL SERVICES, AND INTEGRATED SYSTEM THEREFOR

1y 11m to grant Granted Feb 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

55%

Grant Probability

91%

With Interview (+36.1%)

2y 9m (~0m remaining)

Median Time to Grant

High

PTA Risk

Based on 180 resolved cases by this examiner. Grant probability derived from career allowance rate.