Application No. 18/287,178

Digital Currency Payment Method, Apparatus, and System

Final Rejection

Filed

Oct 16, 2023

Priority

Apr 16, 2021 — CN 202110412860.6 +4 more

Examiner

HYDER, MD SAKIB

Art Unit

3698

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Digital Currency Institute The People'S Bank Of China

OA Round

2 (Final)

Interview Optional

— +0.0% interview lift. Interview lift (+0.0%) is below the 15.0% threshold. A written response is recommended.

Based on 8 resolved cases, 2023–2026

Examiner Intelligence

HYDER, MD SAKIB View full profile →

Grants only 0% of cases

Career Allowance Rate

0 granted / 8 resolved

-52.0% vs TC avg

Minimal +0% lift

Without

With

+0.0%

Interview Lift

resolved cases with interview

Typical timeline

2y 5m

Avg Prosecution

15 currently pending

Career history

Total Applications

across all art units

Statute-Specific Performance

§101

18.0%

-22.0% vs TC avg

§103

78.2%

+38.2% vs TC avg

§112

3.9%

-36.1% vs TC avg

Black line = Tech Center average estimate • Based on career data from 8 resolved cases

Prosecution Timeline

Oct 16, 2023

Application Filed

Sep 08, 2025

Non-Final Rejection mailed

Dec 08, 2025

Response Filed

May 26, 2026

Final Rejection mailed (current)

Strategy Recommendation AI-generated — please review before filing

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Prosecution Projections

3-4

Expected OA Rounds

Grant Probability

With Interview (+0.0%)

2y 5m (~0m remaining)

Median Time to Grant

Moderate

PTA Risk

Based on 8 resolved cases by this examiner. Grant probability derived from career allowance rate.