Last updated: May 29, 2026

Application No. 18/641,221

SYSTEM AND METHOD FOR NFC TRANSACTIONS ON USER MOBILE DEVICES

Non-Final OA

Filed

Apr 19, 2024

Priority

Feb 18, 2021 — IN 202121006745 +1 more

Examiner

TURK, BROCK E

Art Unit

3692

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Synergistic Financial Networks Private Limited

OA Round

3 (Non-Final)

Interview Optional

— +34.7% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 29% grant rate with +34.7% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 152 resolved cases, 2023–2026

Examiner Intelligence

TURK, BROCK E View full profile →

Grants only 29% of cases

Career Allowance Rate

44 granted / 152 resolved

-23.1% vs TC avg

Strong +35% interview lift

Without

With

+34.7%

Interview Lift

resolved cases with interview

Typical timeline

2y 12m

Avg Prosecution

23 currently pending

Career history

213

Total Applications

across all art units

Statute-Specific Performance

§101

17.7%

-22.3% vs TC avg

§103

68.9%

+28.9% vs TC avg

§102

6.4%

-33.6% vs TC avg

§112

5.7%

-34.3% vs TC avg

Black line = Tech Center average estimate • Based on career data from 152 resolved cases

Prosecution Timeline

Show 2 earlier events

Sep 12, 2025

Response Filed

Oct 02, 2025

Final Rejection mailed

Feb 20, 2026

Examiner Interview Summary

Feb 20, 2026

Applicant Interview (Telephonic)

Mar 02, 2026

Request for Continued Examination

Mar 19, 2026

Response after Non-Final Action

Mar 21, 2026

Non-Final Rejection (signed)

Apr 28, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

17/565,224

Patent 12367467

INTEGRATED INTERACTIVE ELEMENTS FOR MULTI-USER TRANSACTIONS

3y 6m to grant Granted Jul 22, 2025

17/913,452

Patent 12354161

POWER GENERATION PLANT OPERATION ASSISTANCE SYSTEM AND POWER GENERATION PLANT CONTROL SYSTEM

2y 9m to grant Granted Jul 08, 2025

16/214,049

Patent 12333534

IDENTITY ECOSYSTEM

6y 6m to grant Granted Jun 17, 2025

18/334,438

Patent 12293370

METHODS AND SYSTEMS FOR ENHANCING PURCHASE EXPERIENCE VIA AUDIO WEB-RECORDING

1y 10m to grant Granted May 06, 2025

15/748,594

Patent 12260382

Exchanging Physical Cash With An Electronic Funds Account

7y 1m to grant Granted Mar 25, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

29%

Grant Probability

64%

With Interview (+34.7%)

2y 12m (~10m remaining)

Median Time to Grant

High

PTA Risk

Based on 152 resolved cases by this examiner. Grant probability derived from career allowance rate.