Last updated: April 24, 2026

Application No. 18/642,246

Untitled Application

Unknown

Filed

3600

Examiner

MONAGHAN, MICHAEL J

Art Unit

3629

Tech Center

MFTB Holdco, Inc.

Assignee

Mftb Holdco Inc.

OA Round

2 (Non-Final)

Interview Optional

— +56.0% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 127 resolved cases, 2023–2026

Examiner Intelligence

MONAGHAN, MICHAEL J View full profile →

Grants only 36% of cases

Career Allow Rate

46 granted / 127 resolved

-23.8% vs TC avg

Strong +56% interview lift

Without

With

+56.0%

Interview Lift

resolved cases with interview

Typical timeline

3y 1m

Avg Prosecution

37 currently pending

Career history

164

Total Applications

across all art units

Statute-Specific Performance

§101

39.4%

-0.6% vs TC avg

§103

32.6%

-7.4% vs TC avg

§102

11.0%

-29.0% vs TC avg

§112

14.2%

-25.8% vs TC avg

Black line = Tech Center average estimate • Based on career data from 127 resolved cases

Prosecution Timeline

3600

Application Filed

Sep 20, 2025

Non-Final Rejection

Dec 09, 2025

Interview Requested

Dec 15, 2025

Applicant Interview (Telephonic)

Dec 17, 2025

Response Filed

Dec 22, 2025

Examiner Interview Summary

Mar 05, 2026

Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/373,181

Patent 12596966

Automated Property Access Control Involving Sequential Call Prompt Interactions Using Multiple Computing Devices

2y 5m to grant Granted Apr 07, 2026

18/159,544

Patent 12591859

Method and system for vehicle service session

2y 5m to grant Granted Mar 31, 2026

18/490,441

Patent 12482046

SYSTEMS AND METHODS FOR DETERMINING LAND USE DEVELOPMENT POTENTIAL

2y 5m to grant Granted Nov 25, 2025

19/243,402

Patent 12462263

BATTERY DIGITAL ASSETS, AND ACCOUNTABILITY

2y 5m to grant Granted Nov 04, 2025

19/218,464

Patent 12437308

System, Method and Process for Product Authentication and Verification

2y 5m to grant Granted Oct 07, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

2-3

Expected OA Rounds

36%

Grant Probability

92%

With Interview (+56.0%)

3y 1m

Median Time to Grant

Moderate

PTA Risk

Based on 127 resolved cases by this examiner. Grant probability derived from career allow rate.