Prosecution Insights
Last updated: April 19, 2026
Application No. 18/655,392

TRANSACTION CARDS WITH DISCONTINUOUS METAL STRATA

Non-Final OA §112
Filed
May 06, 2024
Examiner
LEWIS, JUSTIN V
Art Unit
3637
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
Composecure LLC
OA Round
3 (Non-Final)
55%
Grant Probability
Moderate
3-4
OA Rounds
3y 3m
To Grant
72%
With Interview

Examiner Intelligence

Grants 55% of resolved cases
55%
Career Allow Rate
749 granted / 1362 resolved
+3.0% vs TC avg
Strong +17% interview lift
Without
With
+17.4%
Interview Lift
resolved cases with interview
Typical timeline
3y 3m
Avg Prosecution
50 currently pending
Career history
1412
Total Applications
across all art units

Statute-Specific Performance

§101
0.1%
-39.9% vs TC avg
§103
48.0%
+8.0% vs TC avg
§102
21.1%
-18.9% vs TC avg
§112
29.7%
-10.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 1362 resolved cases

Office Action

§112
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Continued Examination Under 37 CFR 1.114 A request for continued examination under 37 CFR 1.114, including the fee set forth in 37 CFR 1.17(e), was filed in this application after final rejection. Since this application is eligible for continued examination under 37 CFR 1.114, and the fee set forth in 37 CFR 1.17(e) has been timely paid, the finality of the previous Office action has been withdrawn pursuant to 37 CFR 1.114. Applicant's submission filed on 07 November 2025 has been entered. Allowable Subject Matter Claims 1-25 are potentially allowable. The following is a statement of reasons for the indication of allowable subject matter: the aforementioned claims set forth a series of physical structures/configurations that are well beyond that which is disclosed within U.S. Patent Application Publication No. 2019/0073578 to Lowe et al. (“Lowe”), which was identified as a result of Applicants’ Information Disclosure Statement filed on14 November 2025. The Lowe reference is the prior art closest to Applicants’ claimed invention, and there would be no obvious reason to modify Lowe to the extent necessary to satisfy each of Applicants’ pertinent limitations (specifically with regard to the claimed combination of constituent layers and components, arrangements thereof, and functional capabilities thereof), as such modifications would be likely to render the Lowe assembly incapable of continuing to operate/behave in the particular manner set forth within the reference itself (given the particularly sensitive nature of such sophisticated multilayer transaction card assemblies), which would be strongly indicative of an application of improper hindsight reasoning. Claims 1-25 would be allowable if rewritten or amended to overcome the rejections under 35 U.S.C. 112(b) or 35 U.S.C. 112 (pre-AIA ), 2nd paragraph, set forth in this Office action. Claim Rejections - 35 USC § 112 The following is a quotation of 35 U.S.C. 112(b): (b) CONCLUSION.—The specification shall conclude with one or more claims particularly pointing out and distinctly claiming the subject matter which the inventor or a joint inventor regards as the invention. The following is a quotation of 35 U.S.C. 112 (pre-AIA ), second paragraph: The specification shall conclude with one or more claims particularly pointing out and distinctly claiming the subject matter which the applicant regards as his invention. Claims 1-25 are rejected under 35 U.S.C. 112(b) or 35 U.S.C. 112 (pre-AIA ), second paragraph, as being indefinite for failing to particularly point out and distinctly claim the subject matter which the inventor or a joint inventor (or for applications subject to pre-AIA 35 U.S.C. 112, the applicant), regards as the invention. The claims 1 and 18 recitations of “perceptible to a human eye as a continuous opaque layer…” and the claims 2, 7 and 19 recitations of “pattern that is perceptible to a human eye” render the precise scope of the respective claims unclear, as neither the claims nor originally filed specification describe or otherwise suggest a particular resolution value that is desired. The Office notes that “perceptible to a human eye” is imprecise because a wide variety of individuals may have vastly different levels of vision strength. As such, the exact patterns/layers that Applicants call for within the claims is unknown. Please review/revise/clarify. Claims 3-6, 8-17 and 20-25 are rejected as depending (directly or indirectly) from rejected independent claims 1-2, 7 and 18. Response to Arguments Applicants’ arguments have been considered but are moot because the grounds of rejection set forth in the instant Office Action do not rely on any reference applied in the prior rejection of record for any teaching or matter specifically challenged in the argument. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to JUSTIN V LEWIS whose telephone number is (571)270-5052. The examiner can normally be reached M-F 7:30AM-5:00PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Daniel J. Troy can be reached at (571) 270-3742. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /JUSTIN V LEWIS/Primary Examiner, Art Unit 3637
Read full office action

Prosecution Timeline

May 06, 2024
Application Filed
Apr 04, 2025
Non-Final Rejection — §112
Jul 09, 2025
Response Filed
Sep 05, 2025
Final Rejection — §112
Nov 07, 2025
Response after Non-Final Action
Dec 04, 2025
Request for Continued Examination
Dec 16, 2025
Response after Non-Final Action
Jan 09, 2026
Non-Final Rejection — §112
Feb 17, 2026
Interview Requested
Mar 25, 2026
Applicant Interview (Telephonic)
Mar 27, 2026
Examiner Interview Summary

Precedent Cases

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
55%
Grant Probability
72%
With Interview (+17.4%)
3y 3m
Median Time to Grant
High
PTA Risk
Based on 1362 resolved cases by this examiner. Grant probability derived from career allow rate.

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