Prosecution Insights
Last updated: April 19, 2026
Application No. 18/696,677

DATA PROCESSING METHOD AND SYSTEM, AND TERMINAL AND COMPUTER-READABLE STORAGE MEDIUM

Final Rejection §103
Filed
Mar 28, 2024
Examiner
FELTEN, DANIEL S
Art Unit
3692
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
ZTE CORPORATION
OA Round
2 (Final)
46%
Grant Probability
Moderate
3-4
OA Rounds
4y 11m
To Grant
58%
With Interview

Examiner Intelligence

Grants 46% of resolved cases
46%
Career Allow Rate
267 granted / 586 resolved
-6.4% vs TC avg
Moderate +12% lift
Without
With
+12.1%
Interview Lift
resolved cases with interview
Typical timeline
4y 11m
Avg Prosecution
39 currently pending
Career history
625
Total Applications
across all art units

Statute-Specific Performance

§101
32.9%
-7.1% vs TC avg
§103
34.0%
-6.0% vs TC avg
§102
7.1%
-32.9% vs TC avg
§112
23.2%
-16.8% vs TC avg
Black line = Tech Center average estimate • Based on career data from 586 resolved cases

Office Action

§103
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Acknowledgement 2. The amendment/remarks filed 12/08/2025 is acknowledged. Status of Claims 3. Claim 1 and are amended. 4. Claims 2, 11 and 14 are cancelled. 5. Claims 1, 3-10, 12-13 and 15-16 are pending. Response to Arguments 6. Applicant’s arguments with respect to claim(s) 1, 3-10, 12-13 and 15-16 have been considered. CN107688762B (hereinafter ‘762) has been added in part teaching the claim limitations asserted by the Applicant and is set forth herein below. Claim Rejections - 35 USC § 103 11. The following is a quotation of 35 U.S.C. 103 which forms the basis for all obviousness rejections set forth in this Office action: A patent for a claimed invention may not be obtained, notwithstanding that the claimed invention is not identically disclosed as set forth in section 102, if the differences between the claimed invention and the prior art are such that the claimed invention as a whole would have been obvious before the effective filing date of the claimed invention to a person having ordinary skill in the art to which the claimed invention pertains. Patentability shall not be negated by the manner in which the invention was made. 12. Claim(s) 1, 3-10, 12-13 and 15-16 is/are rejected under 35 U.S.C. 103 as being unpatentable over CN1024866885A (hereinafter ‘885) in view of CN 103426084A (herein after ‘084) and CN107688762B (hereinafter ‘762). 13. Regarding claim 1, ‘885 discloses data processing method, applied to a first terminal device (Fig. 2)(item# 1- radio frequency portable terminal), the method comprising: (a) detecting whether a first terminal device enters a Radio Frequency (RF) field, the first terminal device is provided with an RF card (Fig. 2)(item# 11 or item# 22- radio-frequency module card or SIM card), and the RF card is configured for making a payment via the RF field; (b) reading a payment record of the RF card (Fig. 2) (item# 21- radio-frequency card reader) in response to the first terminal device entering the RF field and leaving the RF field within a preset time; (suggests wireless long-range function of paying fees) and (c ) sending the payment record to a second terminal device; (Fig. 2)(item# 3- radio frequency supplement terminal). See entire ‘885 reference. 14. ‘885 fails to disclose, wherein the first terminal device has enabled a Near Field Communication (NFC) function. ‘084 discloses an electronic payment system and a remote-based or near-field-based payment method. The electronic payment system comprises a remote payment subsystem and a near-field payment subsystem, each of the subsystem comprises a payment card, a payment terminal, a collection card, a collection terminal, a payment server and a collection server. See ‘084, full reference). Since ‘885 contemplates short and long range interactions between payment devices (i.e., smart phones, contactless card, digital wallet, smartwatch, etc.,), and it is known how NFC payment technology enables devices to exchange information wirelessly using radio waves, it would have been obvious before the effective filing date of ‘885 to have employed the NFC features in ‘084 to provide the ability to make payments within shorter ranges or distances as contemplated by ‘885 (see entire reference). 15. ‘885 fails to disclose but ‘762 discloses, wherein before the first terminal device leaves the RF field, the first terminal device does not enable a card reading function in the NFC function; and reading a payment record of the RF card in response to the first terminal device entering the RF field and leaving the RF field within a preset time (see ‘762, abstract) comprises: enabling the card reading function in response to the first terminal device entering the RF field and leaving the RF field within the preset time; and reading the payment record of the RF card. (see ‘762, reading device reading RFID tag-see entire reference ). It would have been obvious before the effective filing date to have employed the feature of ‘762 into ‘885. The motivation would be to increase the level of security in enabling and/or disabling the card reading function. 16. Regarding claim 3, wherein after reading the payment record of the RF card, the method comprises: acquiring location information of the first terminal device; and sending the payment record to a second terminal device comprises: sending the location information of the first terminal device and the payment record to the second terminal device. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 17. Regarding claim 4, wherein sending the location information of the first terminal device and the payment record to the second terminal device comprises: carrying the location information of the first terminal device in the payment record. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 18. Regarding claim 5, wherein reading the payment record of the RF card comprises: reading the RF card and acquiring balance information of the RF card; and in response to the balance information being the same as previous balance information acquired last time, determining that no payment has been made using the RF card, and detecting again whether the first terminal device enters the RF field; or in response to the balance information being different from the previous balance information acquired last time, acquiring the payment record of the RF card. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 19. Regarding claim 6, , wherein that the first terminal device is provided with an RF card comprises: a card slot is provided on an inner side or an outer side of a back housing of the first terminal device, and the card slot is configured for fixing the RF card. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 20. Regarding claim 7, wherein detecting whether a first terminal device enters an RF field comprises: detecting according to an identification message whether the first terminal device enters the RF field, wherein the identification message at least comprises an RF_FIELD_INFONTF message; and detecting whether the first terminal device leaves the RF field within the preset time comprises: detecting according to the identification message whether the first terminal device leaves the RF field within the preset time. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 21. Regarding claim 8, ‘885 discloses a first terminal device, a Radio Frequency (RF) card, and a second terminal device, wherein the first terminal device is provided with the RF card; the first terminal device is configured for detecting whether the first terminal device enters an RF field, reading a payment record of the RF card in response to the first terminal device entering the RF field and leaving the RF field within a preset time, and sending the payment record to the second terminal device; the RF card is configured for making a payment via the RF field in response to the first terminal device entering the RF field and leaving the RF field within the preset time; and the second terminal device is configured for receiving the payment record sent by the first terminal device; ‘885 fails to disclose but ‘762 discloses, before the first terminal device leaves the RF field, the first terminal device does not enable a card reading information in the NFC function; and reading a payment record of eh RF card in response to the first terminal device entering the RF field and leaving the RF field with a preset time comprises; enabling the card reading function in response to the first terminal device entering the RF field and leaving the RF field within the preset time; and reading the payment record of the RF card. It would have been obvious before the effective filing date to have employed the feature of ‘762 into ‘885. The motivation would be to increase the level of security in enabling and/or disabling the card reading function. 22. Regarding claim 9, comprising: at least one processor; and a memory communicably connected to the at least one processor, wherein: the memory stores instructions executable by the at least one processor which, when executed by the at least one processor, causes the at least one processor to carry out the data processing method of any one of claim[[s]] 1 [[to 7]]. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 23. Regarding claim 10, storing a computer program which, when executed by a processor, causes the processor to carry out the data processing method of any one of claim[[s]] 1 [[to 7]]. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 25. Regarding claim 12, wherein reading the payment record of the RF card comprises: reading the RF card and acquiring balance information of the RF card; and in response to the balance information being the same as previous balance information acquired last time, determining that no payment has been made using the RF card, and detecting again whether the first terminal device enters the RF field; or in response to the balance information being different from the previous balance information acquired last time, acquiring the payment record of the RF card. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 26. Regarding claim 13, wherein reading the payment record of the RF card comprises: reading the RF card and acquiring balance information of the RF card; and in response to the balance information being the same as previous balance information acquired last time, determining that no payment has been made using the RF card, and detecting again whether the first terminal device enters the RF field; or in response to the balance information being different from the previous balance information acquired last time, acquiring the payment record of the RF card. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 28. Regarding claim 15, wherein detecting whether a first terminal device enters an RF field comprises: detecting according to an identification message whether the first terminal device enters the RF field, wherein the identification message at least comprises an RF_FIELD_INFONTF message; and detecting whether the first terminal device leaves the RF field within the preset time comprises: detecting according to the identification message whether the first terminal device leaves the RF field within the preset time. (see reasoning in claim 1 and entire ‘885 and ‘084 references) 29. Regarding clam 16, wherein detecting whether a first terminal device enters an RF field comprises: detecting according to an identification message whether the first terminal device enters the RF field, wherein the identification message at least comprises an RF_FIELD_INFONTF message; and detecting whether the first terminal device leaves the RF field within the preset time comprises: detecting according to the identification message whether the first terminal device leaves the RF field within the preset time. (see reasoning in claim 1 and entire ‘885 and ‘084 references) Conclusion 31. THIS ACTION IS MADE FINAL. Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a). A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any nonprovisional extension fee (37 CFR 1.17(a)) pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action. 32. Any inquiry concerning this communication or earlier communications from the examiner should be directed to DANIEL S FELTEN whose telephone number is (571)272-6742. The examiner can normally be reached Flex. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Calvin L Hewitt can be reached at 5712726709. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. DANIEL S. FELTEN Examiner Art Unit 3692 /DANIEL S FELTEN/ Primary Examiner, Art Unit 3692
Read full office action

Prosecution Timeline

Mar 28, 2024
Application Filed
Sep 06, 2025
Non-Final Rejection — §103
Dec 08, 2025
Response Filed
Mar 23, 2026
Final Rejection — §103 (current)

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12597017
SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS
2y 5m to grant Granted Apr 07, 2026
Patent 12597070
MULTICOMPUTER DISTRIBUTED PROCESSING OF TRADING INFORMATION
2y 5m to grant Granted Apr 07, 2026
Patent 12579581
System and Method For Preventing Fraud in the Capture of Trip Telemetry Data
2y 5m to grant Granted Mar 17, 2026
Patent 12524750
INTEGRATED EVENT MANAGEMENT AND PEER-TO-PEER FINANCIAL PLATFORM
2y 5m to grant Granted Jan 13, 2026
Patent 12481937
Run efficiency measuring system, a vehicle and a certificate
2y 5m to grant Granted Nov 25, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.
Powered by AI — typically takes 5-10 seconds

Prosecution Projections

3-4
Expected OA Rounds
46%
Grant Probability
58%
With Interview (+12.1%)
4y 11m
Median Time to Grant
Moderate
PTA Risk
Based on 586 resolved cases by this examiner. Grant probability derived from career allow rate.

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month