Last updated: April 19, 2026

Application No. 18/748,908

SYSTEM AND COMPUTER IMPLEMENTED METHOD FOR FACILITATING THE TRANSACTION AND SETTLEMENT OF A FINANCIAL INSTRUMENT

Non-Final OA

Filed

Jun 20, 2024

Examiner

COBB, MATTHEW

Art Unit

3661

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Australian Bond Exchange Holdings Limited

OA Round

1 (Non-Final)

Interview Optional

— +36.2% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 198 resolved cases, 2023–2026

Examiner Intelligence

COBB, MATTHEW View full profile →

Grants 72% — above average

Career Allow Rate

142 granted / 198 resolved

+19.7% vs TC avg

Strong +36% interview lift

Without

With

+36.2%

Interview Lift

resolved cases with interview

Typical timeline

2y 5m

Avg Prosecution

33 currently pending

Career history

231

Total Applications

across all art units

Statute-Specific Performance

§101

29.5%

-10.5% vs TC avg

§103

40.9%

+0.9% vs TC avg

§102

9.6%

-30.4% vs TC avg

§112

11.0%

-29.0% vs TC avg

Black line = Tech Center average estimate • Based on career data from 198 resolved cases

Prosecution Timeline

Jun 20, 2024

Application Filed

Oct 27, 2025

Non-Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/237,029

Patent 12602728

CONNECTED HOME SYSTEM WITH RISK UNITS

2y 5m to grant Granted Apr 14, 2026

18/752,167

Patent 12597010

Machine Learning Model for Combining Device Presence Data with Physical Venue Transaction Data

2y 5m to grant Granted Apr 07, 2026

18/384,566

Patent 12586073

Controlling Transactions on a Network

2y 5m to grant Granted Mar 24, 2026

18/485,578

Patent 12586045

PAYMENT PROCESSING METHOD AND APPARATUS USING AN INTERMEDIARY PLATFORM

2y 5m to grant Granted Mar 24, 2026

18/501,797

Patent 12583361

BATTERY TEMPERATURE CONTROL METHOD AND BATTERY TEMPERATURE CONTROL SYSTEM

2y 5m to grant Granted Mar 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

1-2

Expected OA Rounds

72%

Grant Probability

99%

With Interview (+36.2%)

2y 5m

Median Time to Grant

Low

PTA Risk

Based on 198 resolved cases by this examiner. Grant probability derived from career allow rate.

SYSTEM AND COMPUTER IMPLEMENTED METHOD FOR FACILITATING THE TRANSACTION AND SETTLEMENT OF A FINANCIAL INSTRUMENT

Interview Optional

Examiner Intelligence

Statute-Specific Performance

Prosecution Timeline

Precedent Cases

Applications granted by this same examiner with similar technology

AI Strategy Recommendation

Prosecution Projections

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