Last updated: July 17, 2026

Application No. 18/790,346

MULTI-FACTOR AUTHENTICATION PROVIDING A CREDENTIAL VIA A CONTACTLESS CARD FOR SECURE MESSAGING

Non-Final OA

Filed

Jul 31, 2024

Priority

Dec 26, 2019 — continuation of 10/757,574 +4 more

Examiner

BARAKAT, MOHAMED

Art Unit

Tech Center

Assignee

Capital One Services LLC

OA Round

1 (Non-Final)

Interview Optional

— +23.2% interview lift. Examiner has a relatively high allowance rate (74%); +23.2% interview lift. A written response may suffice.

Based on 846 resolved cases, 2023–2026

Examiner Intelligence

BARAKAT, MOHAMED View full profile →

Grants 74% — above average

Career Allowance Rate

623 granted / 846 resolved

+13.6% vs TC avg

Strong +23% interview lift

Without

With

+23.2%

Interview Lift

resolved cases with interview

Typical timeline

2y 4m

Avg Prosecution

26 currently pending

Career history

867

Total Applications

across all art units

Statute-Specific Performance

§101

0.8%

-39.2% vs TC avg

§103

84.1%

+44.1% vs TC avg

§102

3.1%

-36.9% vs TC avg

§112

8.2%

-31.8% vs TC avg

Black line = Tech Center average estimate • Based on career data from 846 resolved cases

Prosecution Timeline

Jul 31, 2024

Application Filed

May 19, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/662,044

Patent 12665613

SELF-CLOCKING SIGNAL PROTOCOL

2y 1m to grant Granted Jun 23, 2026

19/032,720

Patent 12662155

DROP-OFF ASSISTANCE DEVICE AND DROP-OFF ASSISTANCE SYSTEM

1y 5m to grant Granted Jun 23, 2026

19/036,733

Patent 12658053

DRIVING ASSISTANCE DEVICE, DRIVING ASSISTANCE METHOD, AND STORAGE MEDIUM

1y 4m to grant Granted Jun 16, 2026

18/818,590

Patent 12637003

VEHICLE CONTROL DEVICE AND VEHICLE CONTROL METHOD

1y 9m to grant Granted May 26, 2026

18/833,126

Patent 12637099

Method for Assisting a User of a Vehicle During an Automated Lateral Guidance of the Vehicle on a Road With a Branch, Computing Device and Driver Assistance System

1y 10m to grant Granted May 26, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

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Prosecution Projections

1-2

Expected OA Rounds

74%

Grant Probability

97%

With Interview (+23.2%)

2y 4m (~5m remaining)

Median Time to Grant

Low

PTA Risk

Based on 846 resolved cases by this examiner. Grant probability derived from career allowance rate.