Prosecution Insights
Last updated: July 12, 2026
Application No. 18/810,478

Untitled Application

Unknown
Filed
3600
Examiner
FELTEN, DANIEL S
Art Unit
3692
Tech Center
MASTERCARD INTERNATIONAL INCORPORATED
Assignee
Mastercard International Incorporated
OA Round
3 (Non-Final)
46%
Grant Probability
Moderate
3-4
OA Rounds
4y 6m
Filing → Grant
59%
With Interview

Examiner Intelligence

Grants 46% of resolved cases
46%
Career Allowance Rate
273 granted / 592 resolved
-13.9% vs TC avg
Moderate +13% lift
Without
With
+12.6%
Interview Lift
resolved cases with interview
Typical timeline
4y 6m
Avg Prosecution
22 currently pending
Career history
633
Total Applications
across all art units

Statute-Specific Performance

§101
21.5%
-18.5% vs TC avg
§103
59.8%
+19.8% vs TC avg
§102
7.5%
-32.5% vs TC avg
§112
9.3%
-30.7% vs TC avg
Black line = Tech Center average estimate • Based on career data from 592 resolved cases

Prosecution Timeline

Show 3 earlier events
Nov 12, 2025
Response Filed
Dec 05, 2025
Final Rejection mailed
Jan 29, 2026
Interview Requested
Feb 11, 2026
Response after Non-Final Action
Mar 05, 2026
Request for Continued Examination
Mar 23, 2026
Response after Non-Final Action
Apr 07, 2026
Non-Final Rejection mailed
May 09, 2026
Interview Requested

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12651276
SYSTEM AND METHOD FOR MONITORING AND TRACKING USER ACTIVITIES
4y 1m to grant Granted Jun 09, 2026
Patent 12639583
GENERATING GRADIENT BOOSTING MACHINE MODEL REASON CODES
7y 4m to grant Granted May 26, 2026
Patent 12626239
PROVIDING REAL-TIME REPLACEMENT CREDIT ACCOUNT INFORMATION TO A CUSTOMER WHEN AN EXISTING PHYSICAL CARD ASSOCIATED WITH THE CREDIT ACCOUNT IS COMPROMISED
6y 0m to grant Granted May 12, 2026
Patent 12614232
SYSTEMS AND METHODS FOR CREATING EXCESS FUNDS FROM RETAIL TRANSACTIONS AND APPORTIONING THOSE FUNDS INTO INVESTMENTS
4y 9m to grant Granted Apr 28, 2026
Patent 12597017
SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS
4y 1m to grant Granted Apr 07, 2026
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
46%
Grant Probability
59%
With Interview (+12.6%)
4y 6m
Median Time to Grant
High
PTA Risk
Based on 592 resolved cases by this examiner. Grant probability derived from career allowance rate.

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