Last updated: April 24, 2026

Application No. 18/811,478

Untitled Application

Unknown

Filed

3600

Examiner

RAZA, ZEHRA

Art Unit

3697

Tech Center

BANK OF AMERICA CORPORATION

Assignee

BANK OF AMERICA CORPORATION

OA Round

2 (Non-Final)

This examiner grants 44% of cases after interview

— +49.8% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 181 resolved cases, 2023–2026

Examiner Intelligence

RAZA, ZEHRA View full profile →

Grants 44% of resolved cases

Career Allow Rate

79 granted / 181 resolved

-16.4% vs TC avg

Strong +50% interview lift

Without

With

+49.8%

Interview Lift

resolved cases with interview

Typical timeline

5y 0m

Avg Prosecution

33 currently pending

Career history

214

Total Applications

across all art units

Statute-Specific Performance

§101

26.4%

-13.6% vs TC avg

§103

38.4%

-1.6% vs TC avg

§102

10.5%

-29.5% vs TC avg

§112

20.1%

-19.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 181 resolved cases

Prosecution Timeline

3600

Application Filed

Jul 24, 2025

Non-Final Rejection

Oct 30, 2025

Response Filed

Jan 16, 2026

Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

17/536,852

Patent 12579541

Efficient Creation of Non-Fungible Tokens

2y 5m to grant Granted Mar 17, 2026

17/518,497

Patent 12567045

SYSTEM AND METHOD FOR PERSONALIZED TELLER SERVICES USING ENCRYPTION BASED SHARED ARCHITECTURE

2y 5m to grant Granted Mar 03, 2026

18/025,920

Patent 12524575

SYSTEM AND METHOD FOR DETECTING DIGITAL CONTENT FORGERY USING WEB ASSEMBLY-BASED BLOCKCHAIN PLATFORM

2y 5m to grant Granted Jan 13, 2026

18/410,376

Patent 12469045

BLOCKCHAIN-BASED CONVERSATION MANAGEMENT

2y 5m to grant Granted Nov 11, 2025

18/084,785

Patent 12443957

Payment Systems and Methods

2y 5m to grant Granted Oct 14, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

2-3

Expected OA Rounds

44%

Grant Probability

93%

With Interview (+49.8%)

5y 0m

Median Time to Grant

Moderate

PTA Risk

Based on 181 resolved cases by this examiner. Grant probability derived from career allow rate.