Last updated: April 24, 2026

Application No. 18/811,839

Untitled Application

Unknown

Filed

3600

Examiner

PATEL, AMIT HEMANTKUMAR

Art Unit

3696

Tech Center

Mastercard International Incorporated

Assignee

Mastercard International Incorporated

OA Round

2 (Non-Final)

Interview Optional

— +7.1% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 225 resolved cases, 2023–2026

Examiner Intelligence

PATEL, AMIT HEMANTKUMAR View full profile →

Grants 56% of resolved cases

Career Allow Rate

126 granted / 225 resolved

-4.0% vs TC avg

Moderate +7% lift

Without

With

+7.1%

Interview Lift

resolved cases with interview

Typical timeline

2y 3m

Avg Prosecution

37 currently pending

Career history

262

Total Applications

across all art units

Statute-Specific Performance

§101

60.7%

+20.7% vs TC avg

§103

17.2%

-22.8% vs TC avg

§102

11.2%

-28.8% vs TC avg

§112

5.1%

-34.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 225 resolved cases

Prosecution Timeline

3600

Application Filed

Dec 26, 2025

Non-Final Rejection

Mar 24, 2026

Response Filed

Apr 03, 2026

Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/762,520

Patent 12591928

DIGITAL BANKER APPLICATION SYSTEM

2y 5m to grant Granted Mar 31, 2026

19/209,423

Patent 12567069

DYNAMIC TRANSACTION CARD PROTECTED BY MULTI-FACTOR AUTHENTICATION

2y 5m to grant Granted Mar 03, 2026

18/125,406

Patent 12561678

SYSTEM AND METHOD FOR IMPLEMENTING A KEY-CODE BASED MONEY TRANSFER

2y 5m to grant Granted Feb 24, 2026

18/885,151

Patent 12536590

PRE-MATCHING ORDERS AT WIRE RATE IN A CENTRAL LIMIT ORDER BOOK

2y 5m to grant Granted Jan 27, 2026

18/914,632

Patent 12499430

POSITIONAL TICKETING

2y 5m to grant Granted Dec 16, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

2-3

Expected OA Rounds

56%

Grant Probability

63%

With Interview (+7.1%)

2y 3m

Median Time to Grant

Moderate

PTA Risk

Based on 225 resolved cases by this examiner. Grant probability derived from career allow rate.