Last updated: April 24, 2026

Application No. 18/882,355

Untitled Application

Unknown

Filed

3600

Examiner

ROSEN, ELIZABETH H

Art Unit

3693

Tech Center

MASTERCARD ASIA/PACIFIC PTE. LTD.

Assignee

Mastercard Asia/Pacific Pte. Ltd.

OA Round

2 (Non-Final)

Interview Optional

— +52.1% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 223 resolved cases, 2023–2026

Examiner Intelligence

ROSEN, ELIZABETH H View full profile →

Grants 47% of resolved cases

Career Allow Rate

104 granted / 223 resolved

-13.4% vs TC avg

Strong +52% interview lift

Without

With

+52.1%

Interview Lift

resolved cases with interview

Typical timeline

3y 3m

Avg Prosecution

53 currently pending

Career history

276

Total Applications

across all art units

Statute-Specific Performance

§101

34.2%

-5.8% vs TC avg

§103

29.7%

-10.3% vs TC avg

§102

6.3%

-33.7% vs TC avg

§112

21.1%

-18.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 223 resolved cases

Prosecution Timeline

3600

Application Filed

Aug 20, 2025

Non-Final Rejection

Nov 05, 2025

Examiner Interview Summary

Nov 05, 2025

Applicant Interview (Telephonic)

Nov 14, 2025

Response Filed

Feb 15, 2026

Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/161,955

Patent 12608713

PREDICTIVE RESPONSE FROM CONVERSATIONAL FLOW

2y 5m to grant Granted Apr 21, 2026

18/595,767

Patent 12561655

Active Meta Data Based Transaction Amalgamation Offset in Blocks to Increase Carbon Efficiency

2y 5m to grant Granted Feb 24, 2026

17/519,733

Patent 12448272

SYSTEM AND METHOD FOR MANAGING A FUEL DISPENSING ACCOUNT

2y 5m to grant Granted Oct 21, 2025

18/198,742

Patent 12430634

CONNECTED VEHICLE FOR PROVIDING NAVIGATION DIRECTIONS TO MERCHANT TERMINALS THAT PROCESS VEHICLE PAYMENTS

2y 5m to grant Granted Sep 30, 2025

18/229,924

Patent 12430628

CONNECTED CAR AS A PAYMENT DEVICE

2y 5m to grant Granted Sep 30, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

2-3

Expected OA Rounds

47%

Grant Probability

99%

With Interview (+52.1%)

3y 3m

Median Time to Grant

Moderate

PTA Risk

Based on 223 resolved cases by this examiner. Grant probability derived from career allow rate.