Last updated: April 24, 2026

Application No. 18/884,203

Untitled Application

Unknown

Filed

3600

Examiner

HILMANTEL, ADAM J

Art Unit

3691

Tech Center

Bank of America Corporation

Assignee

BANK OF AMERICA CORPORATION

OA Round

1 (Non-Final)

This examiner grants 42% of cases after interview

— +26.1% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 142 resolved cases, 2023–2026

Examiner Intelligence

HILMANTEL, ADAM J View full profile →

Grants 42% of resolved cases

Career Allow Rate

59 granted / 142 resolved

-18.5% vs TC avg

Strong +26% interview lift

Without

With

+26.1%

Interview Lift

resolved cases with interview

Typical timeline

2y 5m

Avg Prosecution

35 currently pending

Career history

177

Total Applications

across all art units

Statute-Specific Performance

§101

38.1%

-1.9% vs TC avg

§103

24.4%

-15.6% vs TC avg

§102

10.0%

-30.0% vs TC avg

§112

20.5%

-19.5% vs TC avg

Black line = Tech Center average estimate • Based on career data from 142 resolved cases

Prosecution Timeline

3600

Application Filed

Jan 03, 2026

Non-Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/374,373

Patent 12456102

SYSTEM AND METHOD FOR IMPLEMENTING FAST PAYOUTS

2y 5m to grant Granted Oct 28, 2025

17/934,604

Patent 12361420

SYSTEMS AND METHODS FOR PROVISIONING A PAYMENT INSTRUMENT

2y 5m to grant Granted Jul 15, 2025

19/060,269

Patent 12346884

MOBILE CHECK DEPOSIT

2y 5m to grant Granted Jul 01, 2025

18/125,390

Patent 12327251

SYSTEMS, METHODS, AND APPARATUSES FOR IMPLEMENTING USER CUSTOMIZABLE RISK MANAGEMENT TOOLS WITH STATISTICAL MODELING AND RECOMMENDATION ENGINE

2y 5m to grant Granted Jun 10, 2025

18/109,974

Patent 12293365

Authentication Based on Biometric Identification Parameter of an Individual for Payment Transaction

2y 5m to grant Granted May 06, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

1-2

Expected OA Rounds

42%

Grant Probability

68%

With Interview (+26.1%)

2y 5m

Median Time to Grant

Low

PTA Risk

Based on 142 resolved cases by this examiner. Grant probability derived from career allow rate.