Last updated: July 12, 2026

Application No. 18/889,018

Untitled Application

Unknown

Filed

3600

Examiner

SHARON, AYAL I

Art Unit

3695

Tech Center

BANK OF AMERICA CORPORATION

Assignee

Bank of America Corporation

OA Round

2 (Non-Final)

This examiner grants 43% of cases after interview

— +28.2% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 205 resolved cases, 2023–2026

Examiner Intelligence

SHARON, AYAL I View full profile →

Grants 43% of resolved cases

Career Allowance Rate

88 granted / 205 resolved

-17.1% vs TC avg

Strong +28% interview lift

Without

With

+28.2%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

34 currently pending

Career history

259

Total Applications

across all art units

Statute-Specific Performance

§101

15.1%

-24.9% vs TC avg

§103

69.8%

+29.8% vs TC avg

§102

9.6%

-30.4% vs TC avg

§112

3.6%

-36.4% vs TC avg

Black line = Tech Center average estimate • Based on career data from 205 resolved cases

Prosecution Timeline

3600

Application Filed

Oct 01, 2025

Non-Final Rejection mailed

Dec 31, 2025

Response Filed

May 12, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/869,196

Patent 12671591

DISTRIBUTED AND ANONYMIZED TICKET EXCHANGE PLATFORM

1y 7m to grant Granted Jun 30, 2026

17/869,241

Patent 12664583

SMART CONTRACT-MANAGED DECENTRALIZED LENDING PROCESSES USING COLLATERAL TOKENS

3y 11m to grant Granted Jun 23, 2026

18/399,171

Patent 12657569

SENDING AGGREGATION-CODE-BASED PAYMENT PAGES

2y 5m to grant Granted Jun 16, 2026

18/343,395

Patent 12639697

INTEGRATED DIGITAL AND PHYSICAL CARD ISSUANCE PROCESSES

2y 11m to grant Granted May 26, 2026

18/743,702

Patent 12639754

TECHNIQUES FOR AUTOMATICALLY CONTROLLING ACCESS TO SECURED RESOURCES

1y 11m to grant Granted May 26, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

43%

Grant Probability

71%

With Interview (+28.2%)

3y 5m

Median Time to Grant

Moderate

PTA Risk

Based on 205 resolved cases by this examiner. Grant probability derived from career allowance rate.