Prosecution Insights
Last updated: October 02, 2026
Application No. 18/891,538

CRYPTOGRAPHIC TRANSMISSION TECHNIQUES

Final Rejection §101§103§DP
Filed
Sep 20, 2024
Priority
Sep 21, 2023 — provisional 63/539,782 +1 more
Examiner
SCOTT, RANDY A
Art Unit
2439
Tech Center
2400 — Computer Networks
Assignee
1Money Co.
OA Round
2 (Final)
85%
Grant Probability
Favorable
3-4
OA Rounds
10m
Est. Remaining
83%
With Interview

Examiner Intelligence

Grants 85% — above average
85%
Career Allowance Rate
814 granted / 961 resolved
+26.7% vs TC avg
Minimal -1% lift
Without
With
+-1.4%
Interview Lift
resolved cases with interview
Typical timeline
2y 10m
Avg Prosecution
19 currently pending
Career history
982
Total Applications
across all art units

Statute-Specific Performance

§101
12.7%
-27.3% vs TC avg
§103
59.1%
+19.1% vs TC avg
§102
11.6%
-28.4% vs TC avg
§112
9.5%
-30.5% vs TC avg
Black line = Tech Center average estimate • Based on career data from 961 resolved cases

Office Action

§101 §103 §DP
Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . DETAILED ACTION 1. This action is responsive to the communication filed on 8/3/2026. Claim Status 2. Claims 1, 3 5-8, 15, 17, and 20 have currently been amended. Claims 9, 16, and 18-19 have been cancelled and newly added claims 21-24 have been entered. Information Disclosure Statement 3. The information disclosure statement (IDS) submitted on 7/14/2026 was filed after the mailing date of the instant application. The submission is in compliance with the provisions of 37 CFR 1.97. Accordingly, the information disclosure statement is being considered by the examiner. Response to Arguments 4. The applicant’s arguments have been taken into consideration, but are moot in view of the new grounds of rejection. A. Although a terminal disclaimer was filed and approved regarding the co-pending application, a terminal disclaimer is still required in light of the instant application to overcome the double patenting rejection. B. In response to the applicant’s argument (disclosed on pg. 1-3 of the remarks segment) that the cited prior art fails to teach or suggest a system with multiple validation units that store multiple balances of a unified transmission medium that represent amounts of resources belonging to the user and that identify a particular one of the balances to use in validation of a requested transmission: According to fig. 14A, par [0008], and par [0044] of the applicant’s specification, a validation unit is also drawn to a validator implemented for check the balance of the unified transmission medium representing said resources. Par [0004] of the applicant’s specification discloses that the unified transmission medium may be used as a medium in which to distribute transmission fees to represent the user resources and that each user may have multiple balances of the unified transmission medium. Par [0091], lines 1-3 of the applicant’s specification also discloses that the resources may be drawn to any transferrable asset. In light of the amended claim language, see col. 201, lines 1-5 of newly cited prior art reference So et al (US 11,139,955), which discloses a cryptocurrency environment using unified wallets (e.g., unified transmission medium). Regarding multiple balances of the unified transmission medium that represent amounts of resources belonging to the user and that identify a particular one of the balances to use in validation of a requested transmission, see fig. 35A, ‘1202 & col. 108, lines 10-15, which disclose specifying digital asset balances (e.g., “user resources”) on a dashboard displaying a plurality of balances in a user’s digital wallet, in order to process a transaction for purchasing or selling a requested digital asset (e.g., amounts of resources belonging to the user and that identify a particular one of the balances to use in validation of a requested transmission). Double Patenting 5. A rejection based on double patenting of the “same invention” type finds its support in the language of 35 U.S.C. 101 which states that “whoever invents or discovers any new and useful process... may obtain a patent therefor...” (Emphasis added). Thus, the term “same invention,” in this context, means an invention drawn to identical subject matter. See Miller v. Eagle Mfg. Co., 151 U.S. 186 (1894); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Ockert, 245 F.2d 467, 114 USPQ 330 (CCPA 1957). A statutory type (35 U.S.C. 101) double patenting rejection can be overcome by canceling or amending the claims that are directed to the same invention so they are no longer coextensive in scope. The filing of a terminal disclaimer cannot overcome a double patenting rejection based upon 35 U.S.C. 101. 6. Claims 1-8, 10-15, 17, and 20 are provisionally rejected under 35 U.S.C. 101 as claiming the same invention as that of claims 1-8, 10-15, 17, and 20, respectively of co-pending Application No. 19/368921 (see table below). This is a provisional statutory double patenting rejection because the patentably indistinct claims have not in fact been patented. Instant Application 18/891538 Application No. 19/368,921 Claim 1: A cryptographic transmission system for making secure transmissions between users of the cryptographic transmission system, the cryptographic transmission system comprising: at least one validation unit comprising: memory storing, for each of a set of users, a plurality of balances of a unified transmission medium, the plurality of balances of the unified transmission medium representing amounts of different resources belonging to the user; and at least one processor configured to: receive, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identify, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determine whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: sign a first message with a cryptographic signature indicating that first transmission is valid; and transmit the first message signed with the signature to the device. 2. The cryptographic transmission system of claim 1, wherein the at least one processor is further configured to: receive, from a device, a request for a second transmission of a second amount of a second resource from the particular user to a second set of one or more recipients; identify, from among the plurality of balances of the unified transmission medium stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the particular user; determine whether the second balance of the unified transmission medium is sufficient to complete the second transmission of the second amount of the second resource from the particular user to the second set of one or more recipients; and when it is determined that the second balance of the unified transmission medium is sufficient to complete the second transmission: sign a second message with the cryptographic signature indicating that second transmission is valid; and transmit the second message signed with the cryptographic signature to the device. 3. The cryptographic transmission system of claim 1, wherein the at least one validation unit comprises a plurality of validation units and the system further comprises the device, the device configured to: receive, from the plurality of validation units, messages including validation unit signatures indicating that the first transmission is valid; and after receiving a threshold number of validation unit signatures indicating that the first transmission is valid: generate a validation message; and transmit, to the plurality of validation units, the validation message, wherein transmission of the validation message triggers execution of the first transmission. 4. The cryptographic transmission system of claim 3, wherein at least one processor is further configured to: in response to receiving the validation message: transmit, from the particular user to the set of one or more recipients, the first amount of the unified transmission medium. 5. The cryptographic transmission system of claim 3, wherein the at least one processor is further configured to: after receipt of the validation message: transmit, from the user and/or the set of one or more recipients to at least one user associated with the at least one validation unit, a particular amount of the unified transmission medium representing a particular amount of the first resource. 6. The cryptographic transmission system of claim 1, further comprising a plurality of operator units each associated with a particular one of a plurality of resources, the plurality of operator units comprising a first operator unit associated with the first resource, the first operator unit configured to: receive an indication of the amount of the first resource belonging to the particular user; determine an amount of the unified transmission medium representing the amount of the first resource belonging to the particular user; and transmit, to the at least one validation unit, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the first resource belonging to the user. 7. The cryptographic transmission system of claim 6, wherein the at least one processor of the at least one validation unit is further configured to: receive, from the first operator unit, the message indicating the amount of the unified transmission medium to issue to the user; and in response to receiving the message indicating the amount of the unified transmission medium to issue to the user, updating the first balance of the unified transmission medium representing the amount of the first resource belonging to the particular user. 8. The cryptographic transmission system of claim 6, wherein the plurality of operator units comprise a second operator unit associated with a second resource, the second operator unit configured to: receive an indication of an amount of a second resource belonging to the particular user; determine an amount of the unified transmission medium representing the amount of the second resource belonging to the particular user; and transmit, to the at least one validation unit, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the second resource belonging to the particular user. 10. The cryptographic transmission system of claim 1, wherein the request for the first transmission comprises a message indicating: one or more identifiers of one or more resources to be transmitted in the first transmission, the one or more identifiers including a first identifier of the first resource; and one or more amounts of the one or more resources to be transmitted in the first transmission, the one or more amounts including the first amount of the first resource. 11. The cryptographic transmission system of claim 1, wherein: the first transmission further comprises a transmission of a second amount of a second resource, different from the first resource, from the particular user to the set of one or more recipients; and the at least one processor is further configured to :identify, from among the plurality of balances of the unified transmission stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the user; and determine whether the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients; and sign the first message with the cryptographic signature indicating that the first transmission is valid when it is determined that the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients. 12. The cryptographic transmission system of claim 11, wherein the request for the first transmission comprises a first message from the user indicating a current nonce of the user, identifiers of the first and second resources, and amounts of the first and second resources to be transmitted by the user; and a set of one or more messages from the set of one or more recipients, each of the set of one or more messages indicating a current nonce of a respective recipient, identifiers of the first and second resources, and amounts of the first and second resources to be received by the respective recipient. 13. The cryptographic transmission system of claim 12, wherein the set of one more recipients comprises multiple recipients and the set of one or more messages comprises multiple messages. 14. The cryptographic transmission system of claim 1, wherein: the request for the first transmission comprises a first message from the user and a set of one or more messages from the set of one or more recipients. 15. The cryptographic transmission system of claim 14, wherein the first message indicates: a current nonce of the user, a first resource identifier of the first resource, and the first amount of the first resource to be transmitted. 17. A method for making secure transmissions between users of a cryptographic transmission system, the cryptographic transmission system comprising a network of validation storing, for each of a set of users, a plurality of balances of a unified transmission medium, the method comprising: using at least one validation unit of the network of validation units to perform: receiving, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identifying, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: signing a first message with a cryptographic signature indicating that first transmission is valid; and transmitting the first message signed with the signature to the device. 20. A non-transitory computer-readable storage medium storing instructions that, when executed by at least one processor of a network of validation units of a cryptographic transmission system, causes the at least one processor to perform a method for making secure transmissions between users of the cryptographic transmission system, the network of validation units storing, for each of a set of users, a plurality of balances of a unified transmission medium, the method comprising: receiving, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identifying, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: signing a first message with a cryptographic signature indicating that first transmission is valid; and transmitting the first message signed with the signature to the device. Claim 1: A cryptographic transmission system for making secure transmissions between users of the cryptographic transmission system, the cryptographic transmission system comprising: at least one validation unit comprising: memory storing, for each of a set of users, a plurality of balances of a unified transmission medium, the plurality of balances of the unified transmission medium representing amounts of different resources belonging to the user; and at least one processor configured to: receive, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identify, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determine whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: sign a first message with a cryptographic signature indicating that first transmission is valid; and transmit the first message signed with the signature to the device. 2. The cryptographic transmission system of claim 1, wherein the at least one processor is further configured to: receive, from a device, a request for a second transmission of a second amount of a second resource from the particular user to a second set of one or more recipients; identify, from among the plurality of balances of the unified transmission medium stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the particular user; determine whether the second balance of the unified transmission medium is sufficient to complete the second transmission of the second amount of the second resource from the particular user to the second set of one or more recipients; and when it is determined that the second balance of the unified transmission medium is sufficient to complete the second transmission: sign a second message with the cryptographic signature indicating that second transmission is valid; and transmit the second message signed with the cryptographic signature to the device. 3. The cryptographic transmission system of claim 1, wherein the at least one validation unit comprises a plurality of validation units and the system further comprises the device, the device configured to: receive, from the plurality of validation units, messages including validation unit signatures indicating that the first transmission is valid; and after receiving a threshold number of validation unit signatures indicating that the first transmission is valid: generate a validation message; and transmit, to the plurality of validation units, the validation message, wherein transmission of the validation message triggers execution of the first transmission. 4. The cryptographic transmission system of claim 3, wherein at least one processor is further configured to: in response to receiving the validation message: transmit, from the particular user to the set of one or more recipients, the first amount of the unified transmission medium. 5. The cryptographic transmission system of claim 3, wherein the at least one processor is further configured to: after receipt of the validation message: transmit, from the user and/or the set of one or more recipients to at least one user associated with the at least one validation unit, a particular amount of the unified transmission medium representing a particular amount of the first resource. 6. The cryptographic transmission system of claim 1, further comprising a plurality of operator units each associated with a particular one of a plurality of resources, the plurality of operator units comprising a first operator unit associated with the first resource, the first operator unit configured to: receive an indication of the amount of the first resource belonging to the particular user; determine an amount of the unified transmission medium representing the amount of the first resource belonging to the particular user; and transmit, to the at least one validation unit, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the first resource belonging to the user. 7. The cryptographic transmission system of claim 6, wherein the at least one processor of the at least one validation unit is further configured to: receive, from the first operator unit, the message indicating the amount of the unified transmission medium to issue to the user; and in response to receiving the message indicating the amount of the unified transmission medium to issue to the user, updating the first balance of the unified transmission medium representing the amount of the first resource belonging to the particular user. 8. The cryptographic transmission system of claim 6, wherein the plurality of operator units comprise a second operator unit associated with a second resource, the second operator unit configured to: receive an indication of an amount of a second resource belonging to the particular user; determine an amount of the unified transmission medium representing the amount of the second resource belonging to the particular user; and transmit, to the at least one validation unit, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the second resource belonging to the particular user. 10. The cryptographic transmission system of claim 1, wherein the request for the first transmission comprises a message indicating: one or more identifiers of one or more resources to be transmitted in the first transmission, the one or more identifiers including a first identifier of the first resource; and one or more amounts of the one or more resources to be transmitted in the first transmission, the one or more amounts including the first amount of the first resource. 11. The cryptographic transmission system of claim 1, wherein: the first transmission further comprises a transmission of a second amount of a second resource, different from the first resource, from the particular user to the set of one or more recipients; and the at least one processor is further configured to: identify, from among the plurality of balances of the unified transmission stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the user; and determine whether the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients; and sign the first message with the cryptographic signature indicating that the first transmission is valid when it is determined that the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients. 12. The cryptographic transmission system of claim 11, wherein the request for the first transmission comprises: a first message from the user indicating a current nonce of the user, identifiers of the first and second resources, and amounts of the first and second resources to be transmitted by the user; and a set of one or more messages from the set of one or more recipients, each of the set of one or more messages indicating a current nonce of a respective recipient, identifiers of the first and second resources, and amounts of the first and second resources to be received by the respective recipient. 13. The cryptographic transmission system of claim 12, wherein the set of one more recipients comprises multiple recipients and the set of one or more messages comprises multiple messages. 14. The cryptographic transmission system of claim 1, wherein: the request for the first transmission comprises a first message from the user and a set of one or more messages from the set of one or more recipients. 15. The cryptographic transmission system of claim 14, wherein the first message indicates: a current nonce of the user, a first resource identifier of the first resource, and the first amount of the first resource to be transmitted. 17. A method for making secure transmissions between users of a cryptographic transmission system, the cryptographic transmission system comprising a network of validation storing, for each of a set of users, a plurality of balances of a unified transmission medium, the method comprising: using at least one validation unit of the network of validation units to perform: receiving, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identifying, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: signing a first message with a cryptographic signature indicating that first transmission is valid; and transmitting the first message signed with the signature to the device. 20. A non-transitory computer-readable storage medium storing instructions that, when executed by at least one processor of a network of validation units of a cryptographic transmission system, causes the at least one processor to perform a method for making secure transmissions between users of the cryptographic transmission system, the network of validation units storing, for each of a set of users, a plurality of balances of a unified transmission medium, the method comprising: receiving, from a device, a request for a first transmission of a first amount of a first resource from a particular user of the set of users to a set of one or more recipients; identifying, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user; determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; and when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: signing a first message with a cryptographic signature indicating that first transmission is valid; and transmitting the first message signed with the signature to the device. Claim Rejections – 35 USC 103 7. The following is a quotation of 35 U.S.C. 103 which forms the basis for all obviousness rejections set forth in this Office Action: A patent for a claimed invention may not be obtained, notwithstanding that the claimed invention is not identically disclosed as set forth in section 102, if the differences between the claimed invention and the prior art are such that the claimed invention as a whole would have been obvious before the effective filing date of the claimed invention to a person having ordinary skill in the art to which the claimed invention pertains. Patentability shall not be negated by the manner in which the invention was made. 8. Claims 1-8, 10-15, 17, and 20-24 are rejected under 35 USC 103 as being unpatentable over Micali et al (US 2022/0374886) in view of Pen (US 2019/0279210), further in view of So et al (US 11,139,955). Regarding claim 1, Micali et al teaches a cryptographic transmission system for making secure transmissions between users of the cryptographic transmission system (par [0047], which discloses processing transactions between two users in a blockchain environment), the cryptographic transmission system comprising: a plurality of validation units (par [0012], lines 1-5, “validator devices”) comprising: memory storing, for each of a set of users, a plurality of balances of a unified transmission medium (par [0043], lines 6-8, which discloses a plurality of balances being stored in blockchain nodes), the plurality of balances of the unified transmission medium representing amounts of multiple resources belonging to the user (par [0049], lines 1-6, “balances of assets for each co-chain”); and at least one processor configured to: obtain, from a device, a request for a first transmission of a first amount of a first resource, of the multiple resources, from a particular user of the set of users to a set of one or more recipients (par [0024], which discloses an entity transmitting a request to another party for a disclosed amount of cryptoassets); and identify, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user (par [0024], which discloses each account showing the current balance for each particular cryptoasset). Micali et al does not explicitly teach determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: sign a first message with a cryptographic signature indicating that first transmission is valid; and transmit the first message signed with the signature to the device. However, Pen teaches determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients (par [0111], which discloses determining if a user’s account balance is large enough to cover payment for a transaction to pay another blockchain user); when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission (par [0111], which discloses verifying that the user’s account balance is large enough to cover payment for a transaction to pay the other blockchain user): sign a first message with a cryptographic signature indicating that first transmission is valid (par [0050], lines 1-10 & claim 8, lines 15-25, which disclose a transaction payment related-messages being singed, upon determining that the transaction is valid when a client account has a sufficient balance to cover a payment); and transmit the first message signed with the signature to the device (par [0060] & claim 8, lines 1-15, “sending the signed cryptocurrency transaction message”) thereby attesting that the first transmission is valid (par [0062], lines 2-3, “Either the hash signatures of the transactions in the block are valid…”). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of Pen within the disclosure of Micali et al in order to provide the predictive result of increasing payment-related assurance in a blockchain transaction environment by ensuring and requiring that requesting clients have sufficient funds before completing blockchain-based asset requests with another using containing the asset (as disclosed in par [0113] of Pen) because this feature would prevent blockchain users containing desired assets from engaging in transaction requests with requesting users that have insufficient funds and cancelling potential transactions upon determining that a requesting blockchain user contains insufficient funds. Micali et al and Pen do not explicitly teach using a unified transmission medium of the cryptographic transmission system. However, So et al further teaches using a unified transmission medium of the cryptographic transmission system (col. 201, lines 1-5, “unified wallet”). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen in order to provide the predictive result of improving managing transactions in a blockchain-based, cryptocurrency-purchasing environment by providing a dashboard displaying customer digital asset balances corresponding to each transaction and which particular currency the balances are drawn to (as disclosed in col. 63, lines 35-40 & col. 108, lines 20-30, of So et al) for more organized grouping of each of the user’s assets that correspond to the same currency, such as FIAT currency (e.g., USD). Regarding claim 2, Micali et al teaches wherein the at least one processor is further configured to: receive, from a device, a request for a second transmission of a second amount of a second resource from the particular user to a second set of one or more recipients (par [0046], lines 11-14, which discloses requesting a second cryptoasset); and identify, from among the plurality of balances of the unified transmission medium stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the particular user (par [0043], lines 5-8, “the second commitment corresponds to other balances within the co-chain”). Micali et al does not explicitly teach determining whether the second balance of the unified transmission medium is sufficient to complete the second transmission of the second amount of the second resource from the particular user to the second set of one or more recipients; and when it is determined that the second balance of the unified transmission medium is sufficient to complete the second transmission: sign a second message with the cryptographic signature indicating that second transmission is valid; and transmit the second message signed with the cryptographic signature to the device. However, Pen teaches determining whether the second balance of the unified transmission medium is sufficient to complete the second transmission of the second amount of the second resource from the particular user to the second set of one or more recipients (claim 8, lines 14-25, “if the first client account has sufficient balance to cover the cryptocurrency payment and the transaction payment message is valid, data entries are written to the next block of the particular blockchain”); and when it is determined that the second balance of the unified transmission medium is sufficient to complete the second transmission: sign a second message with the cryptographic signature indicating that second transmission is valid (claim 4, lines 10-11, “where the data in the messages is hashed and signed”); and transmit the second message signed with the cryptographic signature to the device (claim 10, “second signed message”). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of Pen within the disclosure of Micali et al according to the motivation disclosed regarding claim 1. Regarding claim 3, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches receive, from the plurality of validation units, messages including validation unit signatures indicating that the first transmission is valid (par [0033], lines 7-9, “validators determine whether the data is valid”); and after receiving a threshold number of validation unit signatures indicating that the first transmission is valid (par [0017], lines 1-4, “threshold signature scheme”): generate a validation message (par [0012], lines 6-8); and transmit, to the plurality of validation units, the validation message, wherein transmission of the validation message triggers execution of the first transmission (par [0100], lines 12-16, “authenticated transaction authorizes a transfer of the asset”). Regarding claim 4, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches in response to receiving the validation message: transmit, from the particular user to the set of one or more recipients, the first amount of the unified transmission medium (par [0022], lines 1-5, “transferring amounts of cryptocurrency”). Regarding claim 5, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches after receipt of the validation message: transmit, from the user and/or the set of one or more recipients to at least one user, a particular amount of the unified transmission medium representing a particular amount of the first resource (par [0023], lines 1-5, “amount of a cryptoasset”). Regarding claim 6, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches a plurality of operator units each associated with a particular one of a plurality of resources (par [0082], lines 1-4, “each co-chain registers with the public blockchain if it wishes to transfer assets between them”), the plurality of operator units comprising a first operator unit associated with the first resource (par [0083], lines 1-6, “each asset class is registered”), the first operator unit configured to: receive an indication of the amount of the first resource belonging to the particular user (par [0096], lines 6-8, “a first amount of a first cryptoasset from a first cryptoasset account”); determine an amount of the unified transmission medium representing the amount of the first resource belonging to the particular user (par [0099], lines 1-4); and transmit, to the plurality of validation units, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the first resource belonging to the user (par [0099], lines 10-13, “reflect that the first amount of the first cryptoasset is being transferred”). Regarding claim 7, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the at least one processor is further configured to: receive, from the first operator unit, the message indicating the amount of the unified transmission medium to issue to the user (par [0056], which discloses assigning the cryptoasset amount to a key that represents the cryptoasset amount to be transferred); and in response to receiving the message indicating the amount of the unified transmission medium to issue to the user, updating the first balance of the unified transmission medium representing the amount of the first resource belonging to the particular user (par [0049], which discloses updating the remaining cryptoasset balance after payment of the asset has been made). Regarding claim 8, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the plurality of operator units comprise a second operator unit associated with a second resource (par [0029], lines 1-5, “second entity asserts that it is a validator”), the second operator unit configured to: receive an indication of an amount of a second resource belonging to the particular user (par [0038], lines 22-24, “second amount of a second cryptoasset”); determine an amount of the unified transmission medium representing the amount of the second resource belonging to the particular user (par [0036], lines 10-11, “entire balance of each entity”); and transmit, to the plurality of validation units, a message to issue, to the particular user, the amount of the unified transmission medium representing the amount of the second resource belonging to the particular user (par [0045], “balance table of assets”). Regarding claim 10, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the request for the first transmission comprises a message indicating: one or more identifiers of one or more resources to be transmitted in the first transmission, the one or more identifiers including a first identifier of the first resource (par [0083], lines 1-6, “AssetClassID”); and one or more amounts of the one or more resources to be transmitted in the first transmission, the one or more amounts including the first amount of the first resource (par [0096], which discloses cryptoasset amounts to be transferred, including the first amount). Regarding claim 11, Micali et al teaches wherein: the first transmission further comprises a transmission of a second amount of a second resource, different from the first resource, from the particular user to the set of one or more recipients (par [0038], lines 23-27, “second amount of a second cryptoasset”); and the at least one processor is further configured to: identify, from among the plurality of balances of the unified transmission stored in the memory for the user, a second balance of the unified transmission medium representing an amount of the second resource belonging to the user (par [0036], lines 9-11, “entire balance of each entity owning an asset at a given point”). Micali et al does not explicitly teach determine whether the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients; and sign the first message with the cryptographic signature indicating that the first transmission is valid when it is determined that the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients. However, Pen teaches determine whether the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients (par [0111], lines , “enough account balance to cover the transaction”); and sign the first message with the cryptographic signature indicating that the first transmission is valid when it is determined that the second balance of the unified transmission medium is sufficient to complete the transmission of the second amount of the second resource from the particular user to the set of one or more recipients (par [0111], lines 1-5, which discloses a signature being provided corresponding to the blockchain asset-related transaction message). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of Pen within the disclosure of Micali et al according to the motivation disclosed regarding claim 1. Regarding claim 12, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the request for the first transmission comprises: a first message from the user indicating a current nonce of the user (par [0041], “one time key”), identifiers of the first and second resources, and amounts of the first and second resources to be transmitted by the user (par [0038], which discloses data identifying first and second amounts of crypto-assets to be provided); and a set of one or more messages from the set of one or more recipients, each of the set of one or more messages indicating a current nonce of a respective recipient (par [0038], “assigns the first amount of the first cryptoasset to the first one-time key”), identifiers of the first and second resources (par [0083], lines 1-6, “each record is uniquely identified by an index I”), and amounts of the first and second resources to be received by the respective recipient (par [0054], lines 1-3, “amount of a cryptoasset”). Regarding claim 13, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the set of one more recipients comprises multiple recipients (par [0093], line 8, “mappings between users”) and the set of one or more messages comprises multiple messages (par [0111], line 1, “messages sent from the co-chain and the main chain”). Regarding claim 14, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein: the request for the first transmission comprises a first message from the user (par [0035], lines 1-3, “message indicating a desired transfer of the cryptoasset”) and a set of one or more messages from the set of one or more recipients (par [0035], lines 14-16, “message passing architecture”). Regarding claim 15, Micali et al and Pen teach the limitations of claim 1. Micali et al further teaches wherein the first message indicates: a current nonce of the user (par [0038], lines 8-10, “associated with a first one-time key”), a first resource identifier of the first resource (par [0083], lines 1-5, “AssetClassID”), and the first amount of the first resource to be transmitted (par [0096], lines 6-7, “first amount of a first cryptoasset”); and each of the set of one or more messages indicates: a current nonce of a respective recipient (par [0080]), the first resource identifier of the first resource (par [0083], lines 1-5, “AssetClassID”), and the first amount of the first resource to be received by the respective recipient (par [0038], lines 1-4, “first amount of a first cryptoasset”). Regarding claim 17, Micali et al teaches a method for making secure transmissions between users of a cryptographic transmission system (par [0047], which discloses processing transactions between two users in a blockchain environment), the cryptographic transmission system comprising a network of validation units (par [0012], lines 1-5, “validators”) each storing, for each of a set of users, a plurality of balances of a unified transmission medium (par [0049], lines 1-6, “balances of assets for each co-chain”), the method comprising: using each of a plurality of validation units of the network of validation units to perform: obtaining, from a device, a request for a first transmission of a first amount of a first resource, of the multiple resources, from a particular user of the set of users to a set of one or more recipients (par [0024], which discloses an entity transmitting a request to another party for a disclosed amount of cryptoassets); and identifying, from among a plurality of balances of the unified transmission medium stored in memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user (par [0024], which discloses each account showing the current balance for each particular cryptoasset). Micali et al does not explicitly teach determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: sign a first message with a cryptographic signature indicating that first transmission is valid; and transmit the first message signed with the signature to the device thereby attesting that the first transmission is valid. However, Pen teaches determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients (par [0111], which discloses determining if a user’s account balance is large enough to cover payment for a transaction to pay another blockchain user); when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission (par [0111], which discloses verifying that the user’s account balance is large enough to cover payment for a transaction to pay the other blockchain user): signing a first message with a cryptographic signature indicating that first transmission is valid (par [0050], lines 1-10 & claim 8, lines 15-25, which disclose a transaction payment related-messages being singed, upon determining that the transaction is valid when a client account has a sufficient balance to cover a payment); and transmitting the first message signed with the signature to the device (par [0060] & claim 8, lines 1-15, “sending the signed cryptocurrency transaction message”), thereby attesting that the first transmission is valid (par [0062], lines 2-3, “Either the hash signatures of the transactions in the block are valid…”). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of Pen within the disclosure of Micali et al in order to provide the predictive result of increasing payment-related assurance in a blockchain transaction environment by ensuring and requiring that requesting clients have sufficient funds before completing blockchain-based asset requests with another using containing the asset (as disclosed in par [0113] of Pen) because this feature would prevent blockchain users containing desired assets from engaging in transaction requests with requesting users that have insufficient funds and cancelling potential transactions upon determining that a requesting blockchain user contains insufficient funds. Micali et al and Pen do not explicitly teach the unified transmission medium corresponding to multiple resources external to the cryptographic transmission system, the plurality of balances of the unified transmission medium representing amounts of the multiple resources belonging to the user. However, So et al further teaches the unified transmission medium (col. 201, lines 1-5, “unified wallet”) corresponding to multiple resources external to the cryptographic transmission system (col. 180, lines 40-45, “digital asset value may also be obtained from an external computer system”), the plurality of balances of the unified transmission medium representing amounts of the multiple resources belonging to the user (fig. 35A, ‘1202 & col. 108, lines 10-15, which disclose specifying digital asset balances on a dashboard displaying a plurality of balances in a user’s digital wallet). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen in order to provide the predictive result of improving managing transactions in a blockchain-based, cryptocurrency-purchasing environment by providing a dashboard displaying customer digital asset balances corresponding to each transaction and which particular currency the balances are drawn to (as disclosed in col. 63, lines 35-40 & col. 108, lines 20-30, of So et al) for more organized grouping of each of the user’s assets that correspond to the same currency, such as FIAT currency (e.g., USD). Regarding claim 20, Micali et al teaches a non-transitory computer-readable storage medium (par [0120], lines 1-3) storing instructions that, when executed by at least one processor of each of a plurality of validation units in a network of validation units of a cryptographic transmission system (par [0012], lines 1-5, “validators”), causes the at least one processor to perform a method for making secure transmissions between users of a cryptographic transmission system (par [0047], which discloses processing transactions between two users in a blockchain environment), the network of validation units each storing, for each of a set of users, a plurality of balances of a unified transmission medium (par [0049], lines 1-6, “balances of assets for each co-chain”), the method comprising: obtaining, from a device, a request for a first transmission of a first amount of a first resource, of the multiple resources, from a particular user of the set of users to a set of one or more recipients (par [0024], which discloses an entity transmitting a request to another party for a disclosed amount of cryptoassets); and identifying, from among a plurality of balances of the unified transmission medium stored in the memory for the first user, a first balance of the unified transmission medium representing an amount of the first resource belonging to the particular user (par [0024], which discloses each account showing the current balance for each particular cryptoasset). Micali et al does not explicitly teach determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients; when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission: sign a first message with a cryptographic signature indicating that first transmission is valid; and transmit the first message signed with the signature to the device thereby attesting that the first transmission is valid. However, Pen teaches determining whether the first balance of the unified transmission medium is sufficient to complete the first transmission of the first amount of the first resource from the particular user to the set of one or more recipients (par [0111], which discloses determining if a user’s account balance is large enough to cover payment for a transaction to pay another blockchain user); when it is determined that the first balance of the unified transmission medium is sufficient to complete the first transmission (par [0111], which discloses verifying that the user’s account balance is large enough to cover payment for a transaction to pay the other blockchain user): signing a first message with a cryptographic signature indicating that first transmission is valid (par [0050], lines 1-10 & claim 8, lines 15-25, which disclose a transaction payment related-messages being singed, upon determining that the transaction is valid when a client account has a sufficient balance to cover a payment); and transmitting the first message signed with the signature to the device (par [0060] & claim 8, lines 1-15, “sending the signed cryptocurrency transaction message”) thereby attesting that the first transmission is valid (par [0062], lines 2-3, “Either the hash signatures of the transactions in the block are valid…”). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of Pen within the disclosure of Micali et al in order to provide the predictive result of increasing payment-related assurance in a blockchain transaction environment by ensuring and requiring that requesting clients have sufficient funds before completing blockchain-based asset requests with another using containing the asset (as disclosed in par [0113] of Pen) because this feature would prevent blockchain users containing desired assets from engaging in transaction requests with requesting users that have insufficient funds and cancelling potential transactions upon determining that a requesting blockchain user contains insufficient funds. Micali et al and Pen do not explicitly teach the unified transmission medium corresponding to multiple resources external to the cryptographic transmission system, the plurality of balances of the unified transmission representing amounts of the multiple resources belonging to the user. However, So et al further teaches the unified transmission medium (col. 201, lines 1-5, “unified wallet”) corresponding to multiple resources external to the cryptographic transmission system (col. 180, lines 40-45, “digital asset value may also be obtained from an external computer system”), the plurality of balances of the unified transmission medium representing amounts of the multiple resources belonging to the user (fig. 35A, ‘1202 & col. 108, lines 10-15, which disclose specifying digital asset balances on a dashboard displaying a plurality of balances in a user’s digital wallet). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen in order to provide the predictive result of improving managing transactions in a blockchain-based, cryptocurrency-purchasing environment by providing a dashboard displaying customer digital asset balances corresponding to each transaction and which particular currency the balances are drawn to (as disclosed in col. 63, lines 35-40 & col. 108, lines 20-30, of So et al) for more organized grouping of each of the user’s assets that correspond to the same currency, such as FIAT currency (e.g., USD). Regarding claim 21, Micali et al and Pen do not explicitly teach wherein the at least one processor is further configured to: receive at least one message indicating at least one amount of the unified transmission medium to issue to at least one of the plurality of balances stored for the first user; and update the at least one balance of the unified transmission medium by increasing the at least one balance based on the at least one amount of the unified transmission medium indicated by the at least one message. However, So et al further teaches wherein the at least one processor is further configured to: receive at least one message indicating at least one amount of the unified transmission medium to issue to at least one of the plurality of balances stored for the first user (col. 37, lines 29-33); and update the at least one balance of the unified transmission medium by increasing the at least one balance based on the at least one amount of the unified transmission medium indicated by the at least one message (col. 93, lines 1-3, which disclose specifying digital asset balances on a dashboard displaying a plurality of balances in a user’s digital wallet). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen according to the motivation disclosed regarding claim 1. Regarding claim 22, Micali et al and Pen do not explicitly teach receiving at least one message indicating the at least one amount of the unified transmission medium to issue to the at least one balance of the first user that is based on at least one value in at least one external system, the at least one value in the external system indicating at least one amount of at least one of the resources belonging to the user. However, So et al further teaches receiving at least one message indicating the at least one amount of the unified transmission medium to issue to the at least one balance of the first user that is based on at least one value in at least one external system (col. 108, lines 20-25), the at least one value in the external system indicating at least one amount of at least one of the resources belonging to the user (col. 108, lines 10-20). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen according to the motivation disclosed regarding claim 1. Regarding claim 23, Micali et al and Pen do not explicitly teach receiving one or more messages indicating a plurality of amounts of the unified transmission medium to issue to multiple ones of the plurality of balances of the unified transmission medium stored for the first user; and updating the at least one balance of the unified transmission medium comprises increasing the multiple balances based on the plurality of amounts of the unified transmission medium indicated by the one or more messages. However, So et al further teaches receiving one or more messages indicating a plurality of amounts of the unified transmission medium to issue to multiple ones of the plurality of balances of the unified transmission medium stored for the first user (col. 108, lines 30-40); and updating the at least one balance of the unified transmission medium comprises increasing the multiple balances based on the plurality of amounts of the unified transmission medium indicated by the one or more messages (col. 108, lines 40-45). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen according to the motivation disclosed regarding claim 1. Regarding claim 24, Micali et al and Pen do not explicitly teach receiving at least one message indicating at least one amount of the unified transmission medium to remove from at least one of the plurality of balances stored for the first user; and updating the at least one balance by decreasing the at least one balance based on the at least one amount indicated by the at least one message. However, So et al further teaches receiving at least one message indicating at least one amount of the unified transmission medium to remove from at least one of the plurality of balances stored for the first user (col. 178, lines 5-10); and updating the at least one balance by decreasing the at least one balance based on the at least one amount indicated by the at least one message (col. 4, lines 48-53). It would have been obvious to one of ordinary skill in the art before the effective date of the claimed invention to be motivated to combine the teachings of So et al within the disclosure of Micali et al and Pen according to the motivation disclosed regarding claim 1. Conclusion Applicant's amendment necessitated the new grounds of rejection presented in this Office action. Accordingly, THIS ACTION IS MADE FINAL. See MPEP § 706.07(a). Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a). A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any nonprovisional extension fee (37 CFR 1.17(a)) pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action. Any inquiry concerning this communication or earlier communications from the examiner should be directed to Randy A. Scott whose telephone number is (571) 272-3797. The examiner can normally be reached on Monday-Thursday 7:30 am-5:00 pm, second Fridays 7:30 am-4pm. If attempts to reach the examiner by telephone are unsuccessful, the examiner's supervisor, Luu Pham can be reached on (571) 270-5002. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of an application may be obtained from the Patent Application Information Retrieval (PAIR) system. Status information for published applications may be obtained from either Private PAIR or Public PAIR. Status information for unpublished applications is available through Private PAIR only. For more information about the PAIR system, see http://pair-direct.uspto.gov. Should you have questions on access to the Private PAIR system, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative or access to the automated information system, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /RANDY A SCOTT/Primary Examiner, Art Unit 2439 20260810
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Prosecution Timeline

Sep 20, 2024
Application Filed
Dec 30, 2024
Response after Non-Final Action
Apr 16, 2026
Non-Final Rejection mailed — §101, §103, §DP
Aug 03, 2026
Response Filed
Aug 13, 2026
Final Rejection mailed — §101, §103, §DP (current)

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Prosecution Projections

3-4
Expected OA Rounds
85%
Grant Probability
83%
With Interview (-1.4%)
2y 10m (~10m remaining)
Median Time to Grant
Moderate
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