Prosecution Insights
Last updated: April 19, 2026
Application No. 18/904,675

CARD-HOLDING DEVICE

Non-Final OA §102§103
Filed
Oct 02, 2024
Examiner
CHEUNG, CHUN HOI
Art Unit
3736
Tech Center
3700 — Mechanical Engineering & Manufacturing
Assignee
Y & N Consulting LLC
OA Round
1 (Non-Final)
62%
Grant Probability
Moderate
1-2
OA Rounds
2y 7m
To Grant
99%
With Interview

Examiner Intelligence

Grants 62% of resolved cases
62%
Career Allow Rate
641 granted / 1035 resolved
-8.1% vs TC avg
Strong +39% interview lift
Without
With
+39.3%
Interview Lift
resolved cases with interview
Typical timeline
2y 7m
Avg Prosecution
41 currently pending
Career history
1076
Total Applications
across all art units

Statute-Specific Performance

§103
49.0%
+9.0% vs TC avg
§102
24.3%
-15.7% vs TC avg
§112
23.8%
-16.2% vs TC avg
Black line = Tech Center average estimate • Based on career data from 1035 resolved cases

Office Action

§102 §103
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Information Disclosure Statement The information disclosure statement (IDS) submitted on 10/02/2024 is being considered by the examiner. Claim Rejections - 35 USC § 102 The following is a quotation of the appropriate paragraphs of 35 U.S.C. 102 that form the basis for the rejections under this section made in this Office action: A person shall be entitled to a patent unless – (a)(1) the claimed invention was patented, described in a printed publication, or in public use, on sale, or otherwise available to the public before the effective filing date of the claimed invention. Claims 1-15 and 17 are rejected under 35 U.S.C. 102(a)(1) as being anticipated by Talarico (10,278,466). PNG media_image1.png 558 394 media_image1.png Greyscale As to claim 1, Talarico discloses a card-holding device (10) comprising: a housing (front cover 12 and rear cover 16); a plurality of blades (14, Figure 3), each blade including a sleeve (the holder with article grooves forming a sleeve) to receive a card (19), each sleeve having at least one side rail (as annotated above) at a respective edge of the sleeve, and at least one retaining member (as annotated in Figure 3 above) to exert a force on the card against the at least one side rail (the retaining member 38 as annotated above extend upward at a slight inward angle A which push the card toward the side rail); and at least one fastener (18) coupled to the housing and the plurality of blades to enable each blade of the plurality of blades to rotate relative to each other and the housing (Figure 5). As to claim 2, Talarico further discloses each blade of the plurality of blades includes an opening (24) configured to be rotatably coupled to the at least one fastener. As to claim 3, Talarico further discloses each blade (14) of the plurality of blades includes a protrusion (holder stop 26) configured to be rotatably coupled to a corresponding slot (cutout 30 of the adjacent blade, column 3, lines 41-45). As to claim 4, Talarico further discloses each blade (14) of the plurality of blades includes a slot (cutout 30) configured to be slidably and rotatably coupled to a corresponding protrusion (holder stop 26) of at least one other blade (column 3, lines 41-45). As to claim 5, Talarico further discloses the blades of the plurality of blades are stacked on one another (Figure 1 shows the stack of the plurality blade 14). PNG media_image2.png 552 726 media_image2.png Greyscale As to claims 6-8, 12-13 Talarico further discloses a first blade of the plurality of blades includes a first slot and a first protrusion, a second blade of the plurality of blades includes a second slot, and a third blade of the plurality of blades includes a second protrusion (as shown in Figure 5 above, each of the blade comprises a first protrusion (holder stop 26) and a slot (cutout 30), wherein the second blade is stacked on a first side of the first blade, and the third blade is stacked on a second side of the first blade (as shown in above Figure 5 showing the exploded view and Figure 6 shows the assembled view of all the blades stacked on each other), the first side is opposite the second side, the first protrusion is slidably and rotatably coupled to the second blade about the second slot and the second blade rotates about the third blade responsive to the first protrusion sliding within the second slot (Figure 2). PNG media_image3.png 552 726 media_image3.png Greyscale As to claims 9-11 and 14-15, Talarico further discloses the first protrusion is inserted within the second slot and the second protrusion is inserted within the first slot (with the different orientation of the blade, the first protrusion on the first blade inset into the second slot, i.e., second cutout 30 on the second blade, and the second protrusion on the third blade as shown in above insert into the first slot of the first blade), the first slot is slidably and rotatably coupled to the third blade about the second protrusion, and the third blade rotates about the second blade responsive to the second protrusion sliding within the first slot (with the different orientation as shown in Figure 5 above, the first slot is form on the first blade between the second and third blade and coupled to the second protrusion on the third blade). As to claim 17, Talarico further discloses the at least one retaining member includes a plurality of cut-outs to reduce the force applied by the at least one retaining member on the card against the at least one side rail (as shown in above Figure 3). Claim Rejections - 35 USC § 103 The following is a quotation of 35 U.S.C. 103 which forms the basis for all obviousness rejections set forth in this Office action: A patent for a claimed invention may not be obtained, notwithstanding that the claimed invention is not identically disclosed as set forth in section 102, if the differences between the claimed invention and the prior art are such that the claimed invention as a whole would have been obvious before the effective filing date of the claimed invention to a person having ordinary skill in the art to which the claimed invention pertains. Patentability shall not be negated by the manner in which the invention was made. Claim 16 is rejected under 35 U.S.C. 103 as being unpatentable over Talarico (10,278,466) in view of Campain et al (2021/0251354). As to claim 16, Talarice does not specifically disclose the housing includes an RFID-blocking material. Nevertheless, Campain discloses a wallet (2) comprises a casing (10), the casing 10 of the wallet may contain a thin layer of metal or foil material capable of blocking RFID signal ([0073]). It would have been obvious to one of ordinary skill in the art before the effective filing date of the claimed invention to modify the housing material of Talarice with RFID blocking material as taught by Campain in order to prevent theft of information stored on card. Claims 18-19 is rejected under 35 U.S.C. 103 as being unpatentable over Talarico (10,278,466) in view of Yang (12,295,470) and Wright et al (2024/0254809 As to claim 18, Talarico does not discloses a clip coupled to a back surface of the housing and a tracking-device attachment configured to be removably slid over the clip and configured to hold a tracking device. Yang discloses a card holder (Figure 2) with a clip 50) coupled to a back surface of the housing (30) and a tracking device attachment configured to hold a tracking device (the clip member 50 comprises a resilient arm 53 with a ring shape holder 54 integrally extended from the clipper for holding an airtag (Figure 9). Wright further discloses a tracking-device attachment (Figure 15 and 16) that can be use with a money clip [0096] and the structure of Figure 15 can be use to removably slide over the clip of Talarico as modified. It would have been obvious to one of ordinary skill in the art before the effective filing date of the claimed invention to modify the housing of Talarice with a clip with removable tracking device attachment on the clip as taught by Yang and Wright in order to provide a mean to secure the card holding device onto a person and the removably tracking device provide an tracking of the location of the card holding device. Claims 20 and 21 are rejected under 35 U.S.C. 103 as being unpatentable over Talarico (10,278,466) in view of Maietta (7,464,819). As to claim 20-21, Talarico does not specifically disclose a blade of the plurality of blades includes a release mechanism configured to physically contact the housing and prevent the plurality of blades from rotating about the at least one fastener, the blade is configured to deflect in a first direction responsive to a force being applied to the release mechanism in the first direction, and wherein deflecting the blade decouples the release mechanism from the housing and enables the plurality of blades to rotate about the at least one fastener. Nevertheless, Maietta discloses a container (110) comprising a housing (118), a plurality of blades (112, 116, 132), a blade of the plurality of blades includes a release mechanism (130) configured to physically contact the housing (the release mechanism 130 that is similar to the latch 64 embodiment Figure 2, which include a latch end that lock on to the housing, Figure 3A) and prevent the plurality of blades from rotating about the at least one fastener (pivot 48), the blade is configured to deflect in a first direction responsive to a force being applied to the release mechanism in the first direction, and wherein deflecting the blade decouples the release mechanism from the housing and enables the plurality of blades to rotate about the at least one fastener (as shown in Figure 3A, a force is applied to the flexible member 64 and deflecting the blade and decoupled the release mechanism). It would have been obvious to one of ordinary skill in the art before the effective filing date of the claimed invention to modify one of the blade of Talarico with latching mechanism as taught by Maietta in order to secure the blades within the housing without accidentally pivot the blade and expose the card within. Conclusion Examiner has cited particular paragraphs and/or columns and line numbers in the references as applied to the claims above for the convenience of the applicant. Although the specified citations are representative of the teachings of the art and are applied to the specific limitations within the individual claim, other passages and figures may apply as well. It is respectfully requested of the applicant, in preparing responses, to fully consider the references in entirety as potentially teaching all or part of the claimed invention, as well as the context of the passage as taught by the prior art or prior art(s) disclosed by the Examiner (in the attached PTO-892 form). Any inquiry concerning this communication or earlier communications from the examiner should be directed to CHUN HOI CHEUNG whose telephone number is (571)270-5702. The examiner can normally be reached Monday to Friday 9AM-5:30PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Orlando E Aviles can be reached at (571)270-5531. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /CHUN HOI CHEUNG/Primary Examiner, Art Unit 3736
Read full office action

Prosecution Timeline

Oct 02, 2024
Application Filed
Mar 03, 2026
Non-Final Rejection — §102, §103 (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
62%
Grant Probability
99%
With Interview (+39.3%)
2y 7m
Median Time to Grant
Low
PTA Risk
Based on 1035 resolved cases by this examiner. Grant probability derived from career allow rate.

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