Prosecution Insights
Last updated: April 24, 2026
Application No. 18/915,779

Untitled Application

Unknown
Filed
3600
Examiner
PARK, YONG S
Art Unit
3694
Tech Center
BANK OF AMERICA CORPORATION
Assignee
BANK OF AMERICA CORPORATION
OA Round
1 (Non-Final)
25%
Grant Probability
At Risk
1-2
OA Rounds
3y 4m
To Grant
37%
With Interview

Examiner Intelligence

Grants only 25% of cases
25%
Career Allow Rate
55 granted / 221 resolved
-35.1% vs TC avg
Moderate +12% lift
Without
With
+11.9%
Interview Lift
resolved cases with interview
Typical timeline
3y 4m
Avg Prosecution
38 currently pending
Career history
259
Total Applications
across all art units

Statute-Specific Performance

§101
47.3%
+7.3% vs TC avg
§103
35.5%
-4.5% vs TC avg
§102
5.1%
-34.9% vs TC avg
§112
10.7%
-29.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 221 resolved cases

Prosecution Timeline

3600
Application Filed
Jan 07, 2026
Non-Final Rejection
Apr 10, 2026
Response Filed

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12597043
SYSTEMS AND METHODS FOR MERGING NETWORKS OF HETEROGENEOUS DATA
2y 5m to grant Granted Apr 07, 2026
Patent 12511686
REAL-TIME ONLINE TRANSACTIONAL PROCESSING SYSTEMS AND METHODS
2y 5m to grant Granted Dec 30, 2025
Patent 12475465
SYSTEMS AND METHODS FOR GENERATION AND USE OF BIOMETRIC-BASED ACCOUNT NUMBERS
2y 5m to grant Granted Nov 18, 2025
Patent 12387571
AUTOMATED TELLER MACHINE DIGITAL TWIN WITH AN ANTI NFC/RFID SKIMMING THREAT DEVICE THROUGH MIST COMPUTATION
2y 5m to grant Granted Aug 12, 2025
Patent 12380457
OPTIMAL ROUTING OF PAYMENTS
2y 5m to grant Granted Aug 05, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
25%
Grant Probability
37%
With Interview (+11.9%)
3y 4m
Median Time to Grant
Low
PTA Risk
Based on 221 resolved cases by this examiner. Grant probability derived from career allow rate.

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