Last updated: July 12, 2026

Application No. 18/916,592

Untitled Application

Unknown

Filed

3600

Examiner

PUTTAIAH, ASHA

Art Unit

3691

Tech Center

Mastercard International Incorporated

Assignee

Mastercard International Incorporated

OA Round

2 (Non-Final)

Interview Optional

— +21.8% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 21% grant rate with +21.8% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 306 resolved cases, 2023–2026

Examiner Intelligence

PUTTAIAH, ASHA View full profile →

Grants only 21% of cases

Career Allowance Rate

65 granted / 306 resolved

-38.8% vs TC avg

Strong +22% interview lift

Without

With

+21.8%

Interview Lift

resolved cases with interview

Typical timeline

4y 1m

Avg Prosecution

30 currently pending

Career history

350

Total Applications

across all art units

Statute-Specific Performance

§101

19.4%

-20.6% vs TC avg

§103

64.8%

+24.8% vs TC avg

§102

13.9%

-26.1% vs TC avg

§112

1.4%

-38.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 306 resolved cases

Prosecution Timeline

3600

Application Filed

Sep 30, 2025

Non-Final Rejection mailed

Jan 02, 2026

Response Filed

May 19, 2026

Final Rejection mailed

May 29, 2026

Interview Requested

Jun 05, 2026

Examiner Interview Summary

Jun 05, 2026

Applicant Interview (Telephonic)

Precedent Cases

Applications granted by this same examiner with similar technology

18/220,650

Patent 12639750

DETERMINING IMPLIED INTEREST RATES BASED ON CRYPTOASSET DERIVATIVE TRADE DATA

2y 10m to grant Granted May 26, 2026

18/659,247

Patent 12639717

SYSTEM AND METHOD FOR CREATING AUTOMATIC EXPIRING TRANSACTIONS FOR A CREDIT CARD

2y 0m to grant Granted May 26, 2026

18/975,541

Patent 12639759

Generating Market Information Based on Causally Linked Events

1y 5m to grant Granted May 26, 2026

18/959,148

Patent 12572981

Virtualizing for User-Defined Algorithm Electronic Trading

1y 3m to grant Granted Mar 10, 2026

15/854,435

Patent 12541766

SYSTEMS AND METHODS FOR TRANSACTION AUTHORIZATION BASED ON TENDER SWITCHING SCORING

8y 1m to grant Granted Feb 03, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

21%

Grant Probability

43%

With Interview (+21.8%)

4y 1m

Median Time to Grant

Moderate

PTA Risk

Based on 306 resolved cases by this examiner. Grant probability derived from career allowance rate.