Last updated: July 07, 2026

Application No. 18/933,106

Untitled Application

Unknown

Filed

Examiner

ROSEN, ELIZABETH H

Art Unit

Tech Center

Capital One Services, LLC

Assignee

Capital One Services LLC

OA Round

1 (Non-Final)

This examiner grants 46% of cases after interview

— +51.7% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 226 resolved cases, 2023–2026

Examiner Intelligence

ROSEN, ELIZABETH H View full profile →

Grants 46% of resolved cases

Career Allowance Rate

105 granted / 226 resolved

-13.5% vs TC avg

Strong +52% interview lift

Without

With

+51.7%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

49 currently pending

Career history

282

Total Applications

across all art units

Statute-Specific Performance

§101

21.7%

-18.3% vs TC avg

§103

61.7%

+21.7% vs TC avg

§102

6.1%

-33.9% vs TC avg

§112

2.4%

-37.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 226 resolved cases

Precedent Cases

Applications granted by this same examiner with similar technology

18/161,955

Patent 12608713

PREDICTIVE RESPONSE FROM CONVERSATIONAL FLOW

3y 2m to grant Granted Apr 21, 2026

18/595,767

Patent 12561655

Active Meta Data Based Transaction Amalgamation Offset in Blocks to Increase Carbon Efficiency

1y 11m to grant Granted Feb 24, 2026

17/519,733

Patent 12448272

SYSTEM AND METHOD FOR MANAGING A FUEL DISPENSING ACCOUNT

3y 11m to grant Granted Oct 21, 2025

18/198,742

Patent 12430634

CONNECTED VEHICLE FOR PROVIDING NAVIGATION DIRECTIONS TO MERCHANT TERMINALS THAT PROCESS VEHICLE PAYMENTS

2y 4m to grant Granted Sep 30, 2025

18/229,924

Patent 12430628

CONNECTED CAR AS A PAYMENT DEVICE

2y 1m to grant Granted Sep 30, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

46%

Grant Probability

98%

With Interview (+51.7%)

3y 5m

Median Time to Grant

Low

PTA Risk

Based on 226 resolved cases by this examiner. Grant probability derived from career allowance rate.