Last updated: July 12, 2026

Application No. 18/943,170

Untitled Application

Unknown

Filed

Examiner

SHRESTHA, BIJENDRA K

Art Unit

Tech Center

MASTERCARD INTERNATIONAL INCORPORATED

Assignee

Mastercard International Incorporated

OA Round

3 (Non-Final)

Interview Optional

— +40.9% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 61% grant rate with +40.9% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 622 resolved cases, 2023–2026

Examiner Intelligence

SHRESTHA, BIJENDRA K View full profile →

Grants 61% of resolved cases

Career Allowance Rate

378 granted / 622 resolved

+0.8% vs TC avg

Strong +41% interview lift

Without

With

+40.9%

Interview Lift

resolved cases with interview

Typical timeline

3y 9m

Avg Prosecution

10 currently pending

Career history

639

Total Applications

across all art units

Statute-Specific Performance

§101

20.0%

-20.0% vs TC avg

§103

64.0%

+24.0% vs TC avg

§102

11.6%

-28.4% vs TC avg

§112

2.5%

-37.5% vs TC avg

Black line = Tech Center average estimate • Based on career data from 622 resolved cases

Prosecution Timeline

Oct 07, 2025

Non-Final Rejection mailed

Nov 13, 2025

Interview Requested

Dec 09, 2025

Applicant Interview (Telephonic)

Dec 13, 2025

Examiner Interview Summary

Jan 07, 2026

Response Filed

Jan 28, 2026

Final Rejection mailed

Apr 29, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/401,027

Patent 12626219

MARINE EQUIPMENT INVENTORY TOOL

2y 4m to grant Granted May 12, 2026

18/939,299

Patent 12608687

SECONDARY MARKET AND VENDING SYSTEM FOR DEVICES

1y 5m to grant Granted Apr 21, 2026

18/925,389

Patent 12586133

SYSTEM AND METHOD FOR COMPUTATIONAL PREDICTION AND RECOMMENDATION OF REAL-WORLD ENTITIES AND THEIR VALUE ASSERTION

1y 5m to grant Granted Mar 24, 2026

18/678,280

Patent 12579577

System and Method for Offering Structured Defined Outcome Investing in an Exchange-Traded Fund

1y 9m to grant Granted Mar 17, 2026

18/544,863

Patent 12572980

PRIVATE COMPANY SECURITIES CLEARING AND SETTLEMENT PLATFORM

2y 2m to grant Granted Mar 10, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

61%

Grant Probability

99%

With Interview (+40.9%)

3y 9m

Median Time to Grant

High

PTA Risk

Based on 622 resolved cases by this examiner. Grant probability derived from career allowance rate.