Last updated: July 12, 2026

Application No. 18/955,299

Untitled Application

Unknown

Filed

Examiner

OYEBISI, OJO O

Art Unit

Tech Center

Mastercard International Incorporated

Assignee

Mastercard International Incorporated

OA Round

1 (Non-Final)

Interview Optional

— +11.8% interview lift. Interview lift (+11.8%) is below the 15.0% threshold. A written response is recommended.

Based on 718 resolved cases, 2023–2026

Examiner Intelligence

OYEBISI, OJO O View full profile →

Grants 50% of resolved cases

Career Allowance Rate

359 granted / 718 resolved

-10.0% vs TC avg

Moderate +12% lift

Without

With

+11.8%

Interview Lift

resolved cases with interview

Typical timeline

4y 2m

Avg Prosecution

29 currently pending

Career history

754

Total Applications

across all art units

Statute-Specific Performance

§101

41.7%

+1.7% vs TC avg

§103

27.5%

-12.5% vs TC avg

§102

17.4%

-22.6% vs TC avg

§112

6.4%

-33.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 718 resolved cases

Prosecution Timeline

May 28, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/534,860

Patent 12646108

IMAGE-BASED FINANCIAL PROCESSING

2y 5m to grant Granted Jun 02, 2026

18/585,330

Patent 12614230

SWAP CROSSING SYSTEM AND METHOD

2y 2m to grant Granted Apr 28, 2026

18/747,350

Patent 12580910

SYNTHETIC GENOMIC VARIANT-BASED SECURE TRANSACTION DEVICES, SYSTEMS AND METHODS

1y 9m to grant Granted Mar 17, 2026

16/470,825

Patent 12567056

SECURING TRANSACTIONS

6y 8m to grant Granted Mar 03, 2026

18/635,900

Patent 12518255

METHOD AND SYSTEM FOR MANAGING PHYSICAL PROPERTY INFORMATION USING A PLURALITY OF SECURE, IMMUTABLE LEDGERS

1y 8m to grant Granted Jan 06, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

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Prosecution Projections

1-2

Expected OA Rounds

50%

Grant Probability

62%

With Interview (+11.8%)

4y 2m

Median Time to Grant

Low

PTA Risk

Based on 718 resolved cases by this examiner. Grant probability derived from career allowance rate.