Last updated: July 17, 2026

Application No. 18/960,183

TECHNIQUES TO AUTOMATICALLY UPDATE PAYMENT INFORMATION IN A COMPUTE ENVIRONMENT

Non-Final OA

Filed

Nov 26, 2024

Priority

May 28, 2019 — continuation of 10/523,681 +3 more

Examiner

SALEHI, HELAI

Art Unit

2433

Tech Center

2400 — Computer Networks

Assignee

Capital One Services LLC

OA Round

1 (Non-Final)

Interview Optional

— +32.2% interview lift. Examiner has a relatively high allowance rate (73%); +32.2% interview lift. A written response may suffice.

Based on 528 resolved cases, 2023–2026

Examiner Intelligence

SALEHI, HELAI View full profile →

Grants 73% — above average

Career Allowance Rate

384 granted / 528 resolved

+14.7% vs TC avg

Strong +32% interview lift

Without

With

+32.2%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

10 currently pending

Career history

551

Total Applications

across all art units

Statute-Specific Performance

§101

2.3%

-37.7% vs TC avg

§103

72.5%

+32.5% vs TC avg

§102

23.5%

-16.5% vs TC avg

§112

0.2%

-39.8% vs TC avg

Black line = Tech Center average estimate • Based on career data from 528 resolved cases

Prosecution Timeline

Nov 26, 2024

Application Filed

Apr 21, 2026

Response after Non-Final Action

Apr 24, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/191,336

Patent 12683930

Hierarchical-Context Area Network As A Virtual Private Network Infrastructure System

3y 3m to grant Granted Jul 14, 2026

18/587,487

Patent 12684002

Automated Changing Of Networking for Temporary Communication Systems

2y 4m to grant Granted Jul 14, 2026

18/755,347

Patent 12676851

SECURE AUTHORIZATION SYSTEMS AND METHODS

2y 0m to grant Granted Jul 07, 2026

17/184,365

Patent 12632573

METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR AUTOMATED CONSTRUCTION OF DATA MASKS

5y 2m to grant Granted May 19, 2026

18/176,791

Patent 12621349

DYNAMIC UNLOCKING OF SOFTWARE DEFINED SILICON (SDSi) PROCESSOR FEATURES VIA SECURITY PROTOCOL DATA MODEL (SPDM)

3y 2m to grant Granted May 05, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

73%

Grant Probability

99%

With Interview (+32.2%)

3y 5m (~1y 10m remaining)

Median Time to Grant

Low

PTA Risk

Based on 528 resolved cases by this examiner. Grant probability derived from career allowance rate.