Last updated: July 12, 2026

Application No. 18/974,084

Untitled Application

Unknown

Filed

Examiner

TORRES CHANZA, GABRIEL JOSE

Art Unit

Tech Center

MASTERCARD INTERNATIONAL INCORPORATED

Assignee

Mastercard International Incorporated

OA Round

1 (Non-Final)

Interview Optional

— -20.0% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 12% grant rate with -20.0% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 8 resolved cases, 2023–2026

Examiner Intelligence

TORRES CHANZA, GABRIEL JOSE View full profile →

Grants only 12% of cases

Career Allowance Rate

1 granted / 8 resolved

-47.5% vs TC avg

Minimal -20% lift

Without

With

+-20.0%

Interview Lift

resolved cases with interview

Typical timeline

2y 6m

Avg Prosecution

20 currently pending

Career history

Total Applications

across all art units

Statute-Specific Performance

§101

5.8%

-34.2% vs TC avg

§103

94.2%

+54.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 8 resolved cases

Prosecution Timeline

Feb 17, 2026

Non-Final Rejection mailed

Jun 02, 2026

Examiner Interview Summary

Jun 02, 2026

Applicant Interview (Telephonic)

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

12%

Grant Probability

-8%

With Interview (-20.0%)

2y 6m

Median Time to Grant

Low

PTA Risk

Based on 8 resolved cases by this examiner. Grant probability derived from career allowance rate.