Last updated: July 12, 2026

Application No. 18/982,405

Untitled Application

Unknown

Filed

Examiner

BAIRD, EDWARD J

Art Unit

Tech Center

Capital One Services, LLC

Assignee

Capital One Services LLC

OA Round

1 (Non-Final)

Interview Optional

— +67.2% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 49% grant rate with +67.2% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 430 resolved cases, 2023–2026

Examiner Intelligence

BAIRD, EDWARD J View full profile →

Grants 49% of resolved cases

Career Allowance Rate

211 granted / 430 resolved

-10.9% vs TC avg

Strong +67% interview lift

Without

With

+67.2%

Interview Lift

resolved cases with interview

Typical timeline

4y 0m

Avg Prosecution

18 currently pending

Career history

451

Total Applications

across all art units

Statute-Specific Performance

§101

10.9%

-29.1% vs TC avg

§103

80.2%

+40.2% vs TC avg

§102

3.1%

-36.9% vs TC avg

§112

5.1%

-34.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 430 resolved cases

Prosecution Timeline

Apr 28, 2026

Non-Final Rejection mailed

Jun 23, 2026

Examiner Interview Summary

Jun 23, 2026

Applicant Interview (Telephonic)

Precedent Cases

Applications granted by this same examiner with similar technology

18/651,010

Patent 12670011

DISTRIBUTED AND TRANSACTIONALLY DETERMINISTIC DATA PROCESSING ARCHITECTURE

2y 2m to grant Granted Jun 30, 2026

18/406,531

Patent 12664530

PRIVACY-PRESERVING SECURE OFFLINE PAYMENTS

2y 5m to grant Granted Jun 23, 2026

18/646,010

Patent 12664551

SYSTEMS AND METHODS FOR CREDIT APPROVAL USING GEOGRAPHIC DATA

2y 1m to grant Granted Jun 23, 2026

18/373,837

Patent 12657591

AUTOMATED BILLPAY BASED ON CROSS-PROVIDER PERFORMANCE INFORMATION

2y 8m to grant Granted Jun 16, 2026

18/153,019

Patent 12614228

SYSTEMS AND METHODS FOR PROCESSING OF MULTI-ORDER MARKET TRANSACTIONS BASED ON VISIBLE AND RESERVE SIZES AND GENERATION OF ORDER IDENTIFIERS FOR THE SAME

3y 3m to grant Granted Apr 28, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

49%

Grant Probability

99%

With Interview (+67.2%)

4y 0m

Median Time to Grant

Low

PTA Risk

Based on 430 resolved cases by this examiner. Grant probability derived from career allowance rate.