Last updated: July 10, 2026

Application No. 19/007,160

Untitled Application

Unknown

Filed

Examiner

APPLE, KIRSTEN SACHWITZ

Art Unit

Tech Center

UnitedHealth Group Incorporated

Assignee

UnitedHealth Group Incorporated

OA Round

2 (Non-Final)

Interview Optional

— +4.7% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 61% grant rate with +4.7% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 602 resolved cases, 2023–2026

Examiner Intelligence

APPLE, KIRSTEN SACHWITZ View full profile →

Grants 61% of resolved cases

Career Allowance Rate

366 granted / 602 resolved

+0.8% vs TC avg

Minimal +5% lift

Without

With

+4.7%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

26 currently pending

Career history

626

Total Applications

across all art units

Statute-Specific Performance

§101

16.2%

-23.8% vs TC avg

§103

69.4%

+29.4% vs TC avg

§102

3.4%

-36.6% vs TC avg

§112

0.8%

-39.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 602 resolved cases

Prosecution Timeline

Dec 18, 2025

Non-Final Rejection mailed

Jan 12, 2026

Interview Requested

Feb 19, 2026

Examiner Interview Summary

Feb 19, 2026

Applicant Interview (Telephonic)

Mar 13, 2026

Response Filed

Jul 07, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/307,979

Patent 12657590

LAST RESORT ACCESS TO DIGITAL WALLET OR DIGITAL ASSETS WITH SMART CONTRACTS AND SHADOW ASSETS

3y 1m to grant Granted Jun 16, 2026

18/661,505

Patent 12646043

SYSTEMS AND METHODS FOR PROVIDING NEAR FIELD COMMUNICATIONS

2y 0m to grant Granted Jun 02, 2026

18/610,493

Patent 12567043

STATUS INFORMATION FOR FINANCIAL TRANSACTIONS

1y 11m to grant Granted Mar 03, 2026

18/133,026

Patent 12561658

Interoperable System, Method, and Computer Program Product for Dispensing Funds

2y 10m to grant Granted Feb 24, 2026

17/890,668

Patent 12548076

CASCADING INITIAL PUBLIC OFFERINGS OR SPECIAL PURPOSE ACQUISITIONS COMPANIES FOR CORPORATE CAPITALIZATION

3y 5m to grant Granted Feb 10, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

61%

Grant Probability

66%

With Interview (+4.7%)

3y 5m

Median Time to Grant

Moderate

PTA Risk

Based on 602 resolved cases by this examiner. Grant probability derived from career allowance rate.