Prosecution Insights
Last updated: July 17, 2026
Application No. 19/029,308

SYSTEMS AND METHODS FOR POPULATING ONLINE APPLICATIONS USING THIRD PARTY PLATFORMS

Non-Final OA §102
Filed
Jan 17, 2025
Priority
Jan 29, 2014 — provisional 61/933,136 +7 more
Examiner
MURPHY, JOSEPH B
Art Unit
Tech Center
Assignee
Capital One Services LLC
OA Round
1 (Non-Final)
90%
Grant Probability
Favorable
1-2
OA Rounds
6m
Est. Remaining
99%
With Interview

Examiner Intelligence

Grants 90% — above average
90%
Career Allowance Rate
577 granted / 639 resolved
+30.3% vs TC avg
Moderate +13% lift
Without
With
+12.7%
Interview Lift
resolved cases with interview
Fast prosecutor
2y 0m
Avg Prosecution
18 currently pending
Career history
645
Total Applications
across all art units

Statute-Specific Performance

§101
4.0%
-36.0% vs TC avg
§103
59.5%
+19.5% vs TC avg
§102
11.5%
-28.5% vs TC avg
§112
14.4%
-25.6% vs TC avg
Black line = Tech Center average estimate • Based on career data from 639 resolved cases

Office Action

§102
DETAILED ACTION This Office Action is in response to an application filed on January 17, 2025, in which claims 2 through 21 are pending, and ready for examination. Acknowledgement is made of Applicant’s claim for domestic benefit as a Continuation from U.S. Application No. 18/753,154 filed on June 25, 2024, now U.S. Patent No. 12,279,108, that application claiming domestic benefit as a Continuation from U.S Application No. 18/363,103 filed on August 1, 2023, now U.S. Patent No. 12,052,561, that application claiming domestic benefit as a Continuation of 17/539,229 filed on December 1, 2021, now U.S. Patent No. 11,729,611, that application claiming domestic benefit as a Continuation from 16/557,073 filed on August 30, 2019, now U.S. Patent No. 11,202,200, that application claiming domestic benefit as a Continuation from 16/155,112 filed on October 9, 2018, now U.S. Patent No. 10,489,504, that application claiming domestic benefit as a Continuation from U.S. Application No. 15/422,653 filed on February 2, 2017, now U.S. Patent No. 10,095,676, that application claiming domestic benefit as a Continuation from U.S. Application No. 14/608,417, now U.S. Patent No. 9,602,949, that application claiming domestic benefit from Provisional Application No. 61/933,136, filed on January 29, 2014. Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Information Disclosure Statement The information disclosure statements (IDS) submitted on January 17, 2025was filed before the mailing date of a first Office Action on the merits. The submission is in compliance with the provisions of 37 CFR 1.97. Accordingly, the information disclosure statement is being considered by the examiner. Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the claims at issue are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); and In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on a nonstatutory double patenting ground provided the reference application or patent either is shown to be commonly owned with this application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The USPTO internet Web site contains terminal disclaimer forms which may be used. Please visit http://www.uspto.gov/forms/. The filing date of the application will determine what form should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to: http://www.uspto.gov/patents/process/file/efs/guidance/eTD-info-I.jsp. Claims 2-21 are rejected on the grounds of nonstatutory double patenting as being unpatentable over claims 1-20 of U.S. Patent No. 12,052,561. Although the claim at issue is not identical, they are not patentably distinct from each other for the following reasons: Independent claims 2, 11, and 17 of the instant application are obvious variations of the limitation recited in independent claims 1, 8, and 15 of U.S. Patent No. 12,052,561, claims 1, 7, and 14 of the instant application reciting components of the claimed system in lieu of “a mobile application running on a first device”, reciting “third-party system” in lieu of “API”, and removing the term “unpopulated” from “unpopulated field(s)”, as examples. Claims 3-10, 12-16, and 18-21 of the instant application further recite various limitations that are also recited throughout the various dependent claims of U.S. Patent No. 12,052,561, and are therefore rejected under the same rationale. Claim Rejections - 35 USC § 102 The following is a quotation of the appropriate paragraphs of 35 U.S.C. 102 that form the basis for the rejections under this section made in this Office action: A person shall be entitled to a patent unless – (a)(2) the claimed invention was described in a patent issued under section 151, or in an application for patent published or deemed published under section 122(b), in which the patent or application, as the case may be, names another inventor and was effectively filed before the effective filing date of the claimed invention. Claims 11-13 are rejected under 35 U.S.C. 102(a)(2) as being anticipated by Eigner, et al., U.S. Pub. No. 2014/0122988 (hereinafter referred to as Eigner). With regard to claim 11, Eigner discloses one or more processors (Eigner, [0095]); and a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the one or more processors (Eigner, [0095]) to: receive, via a mobile application running on a first user device, an indication of a user selection to auto-populate a first field of the mobile application using data from a third-party system (Eigner, [0010]-[0012]; [0033]-[0036]; [0074]-[0075]); responsive to receiving the indication, receive the data from the third-party system (Eigner, [0035]; [0093]; Claims 1, 4, and 5); and cause the mobile application to auto-populate the first field with the data (Eigner, [0031]; [0063]), wherein the data comprises a password associated with an account, a user of the first user device, or both (Eigner, [0050]; [0063]-[0064]). With regard to claim 12, Eigner discloses the limitations of claim 11, as stated. Eigner further discloses wherein the third-party system is associated with an internet browser, and the one or more processors receive the data from a database associated with the internet browser (Eigner, [0031]-[0032]; [0035]). With regard to claim 13, Eigner discloses the limitations of claim 11, as stated. Eigner further discloses wherein the mobile application comprises an account login screen (Eigner, [0075]; [0078]; [0080]; Fig. 5). Conclusion The prior art made of record and not relied upon is considered pertinent to applicant's disclosure: See PTO-892. Vernal, et al., U.S. Pub. No. 2015/0052036 Sharma, et al., U.S. Pub. No. 2013/0109348 Any inquiry concerning this communication or earlier communications from the examiner should be directed to J. Brant Murphy whose telephone number is (571)272-6433. The examiner can normally be reached Monday - Friday, 8am - 4pm. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Amir Mehrmanesh can be reached at 571-270-3351. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /J. BRANT MURPHY/Primary Examiner, Art Unit 2435 May 30, 2026
Read full office action

Prosecution Timeline

Jan 17, 2025
Application Filed
Mar 07, 2025
Response after Non-Final Action
Jun 03, 2026
Non-Final Rejection mailed — §102 (current)

Precedent Cases

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PASSWORD RESET USING AN ASYMMETRIC ENCRYPTION KEY PAIR
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1y 12m to grant Granted Jul 07, 2026
Patent 12675418
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2y 3m to grant Granted Jun 30, 2026
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
90%
Grant Probability
99%
With Interview (+12.7%)
2y 0m (~6m remaining)
Median Time to Grant
Low
PTA Risk
Based on 639 resolved cases by this examiner. Grant probability derived from career allowance rate.

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