Last updated: July 17, 2026

Application No. 19/032,986

FIRST FACTOR CONTACTLESS CARD AUTHENTICATION SYSTEM AND METHOD

Non-Final OA

Filed

Jan 21, 2025

Priority

Jul 23, 2019 — continuation of 10/541,995 +3 more

Examiner

HO, DAO Q

Art Unit

2432

Tech Center

2400 — Computer Networks

Assignee

Capital One Services LLC

OA Round

1 (Non-Final)

Interview Optional

— +32.3% interview lift. Examiner has a relatively high allowance rate (83%); +32.3% interview lift. A written response may suffice.

Based on 685 resolved cases, 2023–2026

Examiner Intelligence

HO, DAO Q View full profile →

Grants 83% — above average

Career Allowance Rate

569 granted / 685 resolved

+25.1% vs TC avg

Strong +32% interview lift

Without

With

+32.3%

Interview Lift

resolved cases with interview

Typical timeline

2y 7m

Avg Prosecution

35 currently pending

Career history

717

Total Applications

across all art units

Statute-Specific Performance

§101

2.6%

-37.4% vs TC avg

§103

80.6%

+40.6% vs TC avg

§102

7.2%

-32.8% vs TC avg

§112

7.1%

-32.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 685 resolved cases

Prosecution Timeline

Jan 21, 2025

Application Filed

May 28, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/514,253

Patent 12640914

METHOD AND SYSTEM FOR A QUANTUM-ENHANCED DECRYPTION PROCESS FOR RSA AND AES ENCRYPTIONS

2y 6m to grant Granted May 26, 2026

18/112,363

Patent 12603778

APPARATUS AND METHOD FOR GENERATING AN NFT VAULT

3y 1m to grant Granted Apr 14, 2026

18/593,001

Patent 12598169

System and Method for Early Detection of Duplicate Security Association of IPsec Tunnels

2y 1m to grant Granted Apr 07, 2026

17/797,058

Patent 12587852

METHOD AND APPARATUS FOR MANAGING LICENSES FOR DATA IN M2M SYSTEM

3y 7m to grant Granted Mar 24, 2026

18/744,505

Patent 12585736

SYSTEMS AND METHODS FOR AUTHENTICATION AND AUTHORIZATION FOR SOFTWARE LICENSE MANAGEMENT

1y 9m to grant Granted Mar 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

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Prosecution Projections

1-2

Expected OA Rounds

83%

Grant Probability

99%

With Interview (+32.3%)

2y 7m (~1y 2m remaining)

Median Time to Grant

Low

PTA Risk

Based on 685 resolved cases by this examiner. Grant probability derived from career allowance rate.