Last updated: May 29, 2026

Application No. 19/047,219

CUSTOMIZABLE DATA TRANSACTION SYSTEMS

Non-Final OA

Filed

Feb 06, 2025

Priority

Feb 08, 2019 — provisional 62/803,393 +1 more

Examiner

BRIDGES, CHRISTOPHER

Art Unit

3693

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Nasdaq Technology AB

OA Round

1 (Non-Final)

Interview Optional

— +11.0% interview lift. Interview lift (+11.0%) is below the 15.0% threshold. A written response is recommended.

Based on 340 resolved cases, 2023–2026

Examiner Intelligence

BRIDGES, CHRISTOPHER View full profile →

Grants 45% of resolved cases

Career Allowance Rate

152 granted / 340 resolved

-7.3% vs TC avg

Moderate +11% lift

Without

With

+11.0%

Interview Lift

resolved cases with interview

Typical timeline

3y 2m

Avg Prosecution

14 currently pending

Career history

361

Total Applications

across all art units

Statute-Specific Performance

§101

59.1%

+19.1% vs TC avg

§103

32.4%

-7.6% vs TC avg

§102

3.9%

-36.1% vs TC avg

§112

0.3%

-39.7% vs TC avg

Black line = Tech Center average estimate • Based on career data from 340 resolved cases

Prosecution Timeline

Feb 06, 2025

Application Filed

Apr 16, 2025

Response after Non-Final Action

Mar 24, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

17/521,596

Patent 12639681

SYSTEMS AND METHODS FOR AUTOMATIC BILL ENROLLMENT

4y 6m to grant Granted May 26, 2026

18/365,117

Patent 12639752

MACHINE LEARNING MODEL CORRECTION

2y 9m to grant Granted May 26, 2026

18/914,482

Patent 12626308

PROCESS AND SYSTEM FOR THE MANAGEMENT, STORAGE AND AUTOMATION OF HEALTH CARE INFORMATION AND APPLICATION PROGRAM INTERFACE THEREFOR

1y 7m to grant Granted May 12, 2026

18/602,662

Patent 12619958

METHOD AND SYSTEM FOR IMPLEMENTING AN ELECTRONIC EXCHANGE FOR BILL PAY AND OTHER TRANSACTIONS VIA AN INTERBANK INFORMATION NETWORK (IIN)

2y 1m to grant Granted May 05, 2026

18/823,170

Patent 12619985

HIERARCHY-BASED DISTRIBUTED LEDGER

1y 8m to grant Granted May 05, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

45%

Grant Probability

56%

With Interview (+11.0%)

3y 2m (~1y 10m remaining)

Median Time to Grant

Low

PTA Risk

Based on 340 resolved cases by this examiner. Grant probability derived from career allowance rate.