Prosecution Insights
Last updated: April 19, 2026
Application No. 19/059,821

SYSTEMS AND METHODS FOR IMPROVED ELECTRONIC DATA SECURITY

Non-Final OA §DP
Filed
Feb 21, 2025
Examiner
RAZA, ZEHRA
Art Unit
3697
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
Mastercard International Incorporated
OA Round
1 (Non-Final)
44%
Grant Probability
Moderate
1-2
OA Rounds
5y 0m
To Grant
93%
With Interview

Examiner Intelligence

Grants 44% of resolved cases
44%
Career Allow Rate
79 granted / 181 resolved
-8.4% vs TC avg
Strong +50% interview lift
Without
With
+49.8%
Interview Lift
resolved cases with interview
Typical timeline
5y 0m
Avg Prosecution
33 currently pending
Career history
214
Total Applications
across all art units

Statute-Specific Performance

§101
26.5%
-13.5% vs TC avg
§103
38.4%
-1.6% vs TC avg
§102
10.6%
-29.4% vs TC avg
§112
20.2%
-19.8% vs TC avg
Black line = Tech Center average estimate • Based on career data from 181 resolved cases

Office Action

§DP
DETAILED ACTION The following NON-FINAL Office action is in response to Continuation Application filed on February 21, 2025 for 19059821. Acknowledgements Claims 1-20 are pending. Claims 1-20 have been examined. Notice of Pre-AIA or AIA Status The present application, filed on or after December 13, 2013, is being examined under the first inventor to file provisions of the AIA Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on nonstatutory double patenting provided the reference application or patent either is shown to be commonly owned with the examined application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. See MPEP § 717.02 for applications subject to examination under the first inventor to file provisions of the AIA as explained in MPEP § 2159. See MPEP § 2146 et seq. for applications not subject to examination under the first inventor to file provisions of the AIA . A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The filing of a terminal disclaimer by itself is not a complete reply to a nonstatutory double patenting (NSDP) rejection. A complete reply requires that the terminal disclaimer be accompanied by a reply requesting reconsideration of the prior Office action. Even where the NSDP rejection is provisional the reply must be complete. See MPEP § 804, subsection I.B.1. For a reply to a non-final Office action, see 37 CFR 1.111(a). For a reply to final Office action, see 37 CFR 1.113(c). A request for reconsideration while not provided for in 37 CFR 1.113(c) may be filed after final for consideration. See MPEP §§ 706.07(e) and 714.13. The USPTO Internet website contains terminal disclaimer forms which may be used. Please visit www.uspto.gov/patent/patents-forms. The actual filing date of the application in which the form is filed determines what form (e.g., PTO/SB/25, PTO/SB/26, PTO/AIA /25, or PTO/AIA /26) should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to www.uspto.gov/patents/apply/applying-online/eterminal-disclaimer. Claims 1-20 are rejected on the ground of nonstatutory double patenting as being unpatentable over Claim 1 of US Pat. 12,238,096 B2. Claim 1 of US Pat. 12,238,096 B2 recites: An electronic data protection (EDP) computing device for protecting a protected data object of a user during a current computer interaction in progress between a user computing device associated with the user and a business entity computing device associated with a business entity, wherein transmission of the protected data object to an authorized party maintaining sensitive information of the user is required to complete the current computer interaction, the EDP computing device in communication with the user computing device and the business entity computing device, the EDP computing device comprising at least one processor communicatively coupled to a memory device comprising a non-transitory computer readable medium including computer-executable instructions, wherein when executed by the at least one processor, the computer-executable instructions cause the at least one processor to: receive interaction data for the current computer interaction from the business entity computing device, the interaction data including an interaction identifier identifying the current computer interaction for which account data is requested, a business entity identifier identifying the business entity computing device, and a user identifier associated with the user, the user identifier corresponding to an unprotected data object including non-sensitive sharable information associated with the user; generate, using at least in part the user identifier, a token request message including the interaction identifier, the business entity identifier, and a request token; transmit, prior to performing a lookup in the memory device for the protected data object, the token request message to the user computing device; cause, using the token request message, the user computing device to activate a user application on the user computing device, wherein activating the user application includes i) displaying, on the user computing device, the interaction identifier, ii) prompting the user to select one of one or more user accounts stored on the user computing device, and iii) causing a secure communication channel to be established between the EDP computing device and the activated user application by requesting the user to confirm the user is a legitimate user allowed to initiate the current computer interaction; establish, using the request token, the secure communication channel between the EDP computing device and the activated user application by receiving, by the at least one processor via the secure communication channel from the activated user application executing on the user computing device, a token response message including a confirmation indicating that the user is the legitimate user and initiated the current computer interaction identified by the interaction identifier, the token response message including a response token generated by the activated user application, the response token identifying the selected user account without including the protected data object; in response to receiving the token response message, perform the lookup in the memory device, using the selected user account, for the protected data object associated with the selected user account, the protected data object including at least a portion of the sensitive information associated with the user and the selected user account, the protected data object stored within the memory device; receive, from the user computing device, a unique key identifier confirming that the user agrees to complete the current computer interaction, the unique key identifier previously transmitted by the EDP computing device to the user computing device; and in response to receiving the unique key identifier, complete the current computer interaction by transmitting i) the protected data object to an authorized party computing device different from the user computing device and the business entity computing device, the authorized party computing device associated with the authorized party, and ii) a confirmation that the current computer interaction has been completed to the business entity computing device and the user computing device. Although the conflicting claims are not identical, they are not patentably distinct from each other. Claim 1 of the Patent Document recites some of the limitations of claim 1 of the instant application; however, claim 1 of the Patent Document differs since it further recites additional claim limitations including: establish, using the request token, the secure communication channel between the EDP computing device and the activated user application by receiving, by the at least one processor via the secure communication channel from the activated user application executing on the user computing device, a token response message including a confirmation indicating that the user is the legitimate user and initiated the current computer interaction identified by the interaction identifier, the token response message including a response token generated by the activated user application, the response token identifying the selected user account without including the protected data object and receive, from the user computing device, a unique key identifier confirming that the user agrees to complete the current computer interaction, the unique key identifier previously transmitted by the EDP computing device to the user computing device. However, it would have been obvious to a person of ordinary skill in the art to modify claim 1 of the Patent Document by removing the additional limitations noted above, resulting generally in the claims of the present application, since the claims of the present application and the claim recited in the Patent Document actually perform a similar function. It is well settled that the omission of an element and its function is an obvious expedient if the remaining elements perform the same function as before. In re Karison, 136 USPQ 184 (CCPA 1963). Also note Ex parte Rainu, 168 USPQ 375 (Bd. App. 1969). Thus, omission of a reference element whose function is not needed would be obvious to one of ordinary skill in the art. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to ZEHRA RAZA whose telephone number is (571)272-8128. The examiner can normally be reached 10AM-6:30PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, John W Hayes can be reached at (571) 272-6708. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /ZEHRA RAZA/Examiner, Art Unit 3697 /JOHN W HAYES/Supervisory Patent Examiner, Art Unit 3697
Read full office action

Prosecution Timeline

Feb 21, 2025
Application Filed
Feb 04, 2026
Non-Final Rejection — §DP (current)

Precedent Cases

Applications granted by this same examiner with similar technology

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Efficient Creation of Non-Fungible Tokens
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SYSTEM AND METHOD FOR PERSONALIZED TELLER SERVICES USING ENCRYPTION BASED SHARED ARCHITECTURE
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Patent 12524575
SYSTEM AND METHOD FOR DETECTING DIGITAL CONTENT FORGERY USING WEB ASSEMBLY-BASED BLOCKCHAIN PLATFORM
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2y 5m to grant Granted Oct 14, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
44%
Grant Probability
93%
With Interview (+49.8%)
5y 0m
Median Time to Grant
Low
PTA Risk
Based on 181 resolved cases by this examiner. Grant probability derived from career allow rate.

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