Prosecution Insights
Last updated: July 17, 2026
Application No. 19/069,624

Automatic Annotation for Vehicle Damage

Non-Final OA §103
Filed
Mar 04, 2025
Priority
Feb 10, 2020 — continuation of 10/846,322 +3 more
Examiner
NGUYEN, THU N
Art Unit
2154
Tech Center
2100 — Computer Architecture & Software
Assignee
Capital One Services LLC
OA Round
3 (Non-Final)
72%
Grant Probability
Favorable
3-4
OA Rounds
2y 4m
Est. Remaining
98%
With Interview

Examiner Intelligence

Grants 72% — above average
72%
Career Allowance Rate
421 granted / 587 resolved
+16.7% vs TC avg
Strong +26% interview lift
Without
With
+26.1%
Interview Lift
resolved cases with interview
Typical timeline
3y 9m
Avg Prosecution
14 currently pending
Career history
609
Total Applications
across all art units

Statute-Specific Performance

§101
2.8%
-37.2% vs TC avg
§103
87.4%
+47.4% vs TC avg
§102
5.7%
-34.3% vs TC avg
§112
0.8%
-39.2% vs TC avg
Black line = Tech Center average estimate • Based on career data from 587 resolved cases

Office Action

§103
Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . DETAILED ACTION This responds to Applicant’s Arguments/Remarks filed 06/22/2026. Claims 1, 8, 15, and 21-23 have been amended. Claims 7, 14, 20 have been cancelled. Claims 1-6, 8-13, 15-19, 21-23 are now pending in this Application. Continued Examination Under 37 CFR 1.114 A request for continued examination under 37 CFR 1.114, including the fee set forth in 37 CFR 1.17(e), was filed in this application after final rejection. Since this application is eligible for continued examination under 37 CFR 1.114, and the fee set forth in 37 CFR 1.17(e) has been timely paid, the finality of the previous Office action has been withdrawn pursuant to 37 CFR 1.114. Applicant's submission filed on 6/22/2026 has been entered. Double Patenting There is no Terminal Disclaimer. The Examiner respectfully maintained the rejection. Response to Arguments Applicant’s arguments with respect to claim(s) 1-6, 8-13, 15-19, 21-23 have been considered but are moot because the new ground of rejection does not rely on any reference applied in the prior rejection of record for any teaching or matter specifically challenged in the argument. Claim Rejections - 35 USC § 103 In the event the determination of the status of the application as subject to AIA 35 U.S.C. 102 and 103 (or as subject to pre-AIA 35 U.S.C. 102 and 103) is incorrect, any correction of the statutory basis (i.e., changing from AIA to pre-AIA ) for the rejection will not be considered a new ground of rejection if the prior art relied upon, and the rationale supporting the rejection, would be the same under either status. The following is a quotation of 35 U.S.C. 103 which forms the basis for all obviousness rejections set forth in this Office action: A patent for a claimed invention may not be obtained, notwithstanding that the claimed invention is not identically disclosed as set forth in section 102, if the differences between the claimed invention and the prior art are such that the claimed invention as a whole would have been obvious before the effective filing date of the claimed invention to a person having ordinary skill in the art to which the claimed invention pertains. Patentability shall not be negated by the manner in which the invention was made. Claim(s) 1-6, 8-13, 15-19 is/are rejected under 35 U.S.C. 103 as being unpatentable over Collins et al (U.S. Patent No. 9,824,453), and Brahner et al (U.S. Pub No. 2018/0265037 A1), and further in view of Sakai et al (U.S. Pub No. 2011/0010667 A1). As per claim 1, Collin discloses a method comprising: receiving, by a server from one or more sensors, first multimedia content showing one or more exterior aspects of a vehicle and vehicle-specific identifying information corresponding to the vehicle (Col 1 lines 63-67 through col 2 lines 1-4, Col 10 lines 24-49); receiving second multimedia content showing one or more interior aspects of the vehicle (Col 8 lines 24-32, Col 12 lines 49-67); determining, using a machine learning model trained for vehicle damage identification and based on the images data, one or more instances of damage to the vehicle and an extent of damage at each of the one or more instances of damage (Col 8 lines 33-67); generating, for each of the one or more instances of damage and based on the extent of damage, at least one annotation indicating the extent of damage (Col 10 lines 12-26, col 12 line 10-67); generating, based on the images data and based on the at least one annotation, an interactive multimedia content associated with the vehicle; and causing, through a user interface and responsive to a request, display of the interactive multimedia content of the vehicle (Col 13 lines 25-67). Collin does not explicitly disclose multimedia content, generating, based on identification of one or more aspects of the vehicle in the first multimedia content and the second multimedia content, image data associated with the one or more aspects of the vehicle. However, Brahner discloses multimedia content, generating, based on identification of one or more aspects of the vehicle in the first multimedia content and the second multimedia content, image data associated with the one or more aspects of the vehicle (par [0027, 0031, 0043-0046]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Brahner into the teaching of Collin in order to provide more information about vehicle. Collin and Brahner do not explicitly disclose wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content. However, Sakai discloses wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content (Par [0061-0064]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Sakai into the teaching of Collin as modified by Brahner in order to enhances user convenience (Par [0042]). As per claim 2, Collin discloses the method of claim 1, wherein the interactive multimedia content comprises an interior view of the vehicle and an exterior view of the vehicle (Col 8 lines 24-32, Col 12 lines 49-67). As per claim 3, Collin discloses the method of claim 1, wherein the first multimedia content and the second multimedia content are received from a staging system comprising one or more sensors and one or more light sources (Col 6 lines 25-33). Collin does not explicitly disclose multimedia content. However, Brahner discloses multimedia content (par [0027, 0031, 0043-0046]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Brahner into the teaching of Collin in order to provide more information about vehicle. As per claim 4, Collin discloses the method of claim 1, wherein the interactive multimedia content comprises a 360-degree image of the vehicle and a rotation feature such that a user may rotate the 360-degree image horizontally and vertically (Col 2 lines 5-12, Col 10 lines 12-26). As per claim 5, Collin discloses the method of claim 4, wherein the 360-degree image of the vehicle comprises a 360-degree image of an interior view of the vehicle and a 360-degree image of an exterior view of the vehicle (Col 2 lines 5-12, Col 10 lines 12-26 As per claim 6, Collin discloses the method of claim 1, further comprising: generating, using the machine learning model and based on the one or more instances of damage and based on the extent of damage, a cost to repair each of the one or more instances of damage; and causing, based on generating the cost, display of the cost alongside the at least one annotation indicating the one or more instances of damage and the extent of damage at each of the one or more instances of damage (Col 8 lines 33-67, Col 10 lines 12-26, col 12 line 10-67). As per claim 8, Collin discloses a device comprising: one or more processors; and memory storing instructions that, when executed by the one or more processors, cause the device to: receive vehicle-specific identifying information corresponding to the vehicle (Col 1 lines 63-67 through col 2 lines 1-4); receive, from one or more sensors first multimedia content showing one or more exterior aspects of the vehicle and vehicle-specific identifying information corresponding to the vehicle (Col 7 lines 59-67 through col 8 lines 1-12, Col 10 lines 24-49); receive, second multimedia content showing, one or more interior aspects of the vehicle (Col 8 lines 24-32, Col 12 lines 49-67); determine, using a machine learning model trained for vehicle damage identification and based on the image data, one or more instances of damage to the vehicle and an extent of damage at each of the one or more instances of damage (Col 8 lines 33-67); generate, for each of the one or more instances of damage and based on the extent of damage, at least one annotation indicating the one or more instances of damage and the extent of damage (Col 10 lines 12-26, col 12 line 10-67); generate, based on the images data and based on the at least one annotation, an interactive multimedia content associated with the vehicle; and cause, through a user interface and responsive to a request, display of the interactive multimedia content of the vehicle (Col 13 lines 25-67). Collin does not explicitly disclose multimedia content, generating, based on identification of one or more aspects of the vehicle in the first multimedia content and the second multimedia content, image data associated with the one or more aspects of the vehicle. However, Brahner discloses multimedia content, generating, based on identification of one or more aspects of the vehicle in the first multimedia content and the second multimedia content, image data associated with the one or more aspects of the vehicle (par [0027, 0031, 0043-0046]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Brahner into the teaching of Collin in order to provide more information about vehicle. Collin and Brahner do not explicitly disclose wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content. However, Sakai discloses wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content (Par [0061-0064]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Sakai into the teaching of Collin as modified by Brahner in order to enhances user convenience (Par [0042]). As per claim 9, Collin discloses the device of claim 8, wherein the interactive multimedia content comprises an interior view of the vehicle and an exterior view of the vehicle (Col 8 lines 24-32, Col 12 lines 49-67). As per claim 10, Collin discloses the device of claim 8, wherein the first multimedia content and the second multimedia content are received from a staging system comprising one or more sensors and one or more light sources (Col 6 lines 25-33). As per claim 11, Collin discloses the device of claim 8, wherein the interactive multimedia content comprises a 360-degree image of the vehicle and a rotation feature such that a user may rotate the 360-degree image horizontally and vertically (Col 2 lines 5-12, Col 10 lines 12-26). As per claim 12, Collin discloses the device of claim 11, wherein the 360-degree image of the vehicle comprises a 360-degree image of an interior view of the vehicle and a 360-degree image of an exterior view of the vehicle (Col 2 lines 5-12, Col 10 lines 12-26). As per claim 13, Collin discloses the device of claim 8, wherein the instructions, when executed by the one or more processors, cause the device to: generate, based on the one or more instances of damage and the extent of damage, a cost to repair each of the one or more instances of damage; and cause, based on generating the cost, display of the cost alongside the at least one annotation indicating the one or more instances of damage and the extent of damage at each of the one or more instances of damage (Col 8 lines 33-67, Col 10 lines 12-26, col 12 line 10-67). As per claim 15, Collin discloses a non-transitory computer-readable medium storing instructions that, when executed, cause a server to: receive, from one or more sensors, first multimedia content showing one or more exterior aspects of a vehicle and vehicle-specific identifying information corresponding to the vehicle (Col 1 lines 63-67 through col 2 lines 1-4, Col 10 lines 24-49); receive second multimedia content showing one or more interior aspects of the vehicle , (Col 8 lines 24-32, Col 12 lines 49-67); determine, using a machine learning mode trained for vehicle damage identification and based on the images data, one or more instances of damage to the vehicle and an extent of damage at each of the one or more instances of damage (Col 8 lines 33-67); generate, for each of the one or more instances of damage and based on the extent of damage, at least one annotation indicating the one or more instances of damage and the extent of damage (Col 10 lines 12-26, col 12 line 10-67); generate, based on the image data and based on the at least one annotation, an interactive multimedia content associated with the vehicle; and cause, through a user interface and responsive to a request, display of the interactive multimedia content of the vehicle (Col 13 lines 25-67). However, Brahner discloses multimedia content, generating, based on identification of one or more aspects of the vehicle in the first multimedia content and the second multimedia content, image data associated with the one or more aspects of the vehicle (par [0027, 0031, 0043-0046]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Brahner into the teaching of Collin in order to provide more information about vehicle. Collin and Brahner do not explicitly disclose wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content. However, Sakai discloses wherein the image data comprise modified background data based on background data of the first multimedia content and the second multimedia content (Par [0061-0064]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Sakai into the teaching of Collin as modified by Brahner in order to enhances user convenience (Par [0042]). As per claim 16, Collin discloses the non-transitory computer-readable media of claim 15, wherein the interactive multimedia content comprises an interior view of the vehicle and an exterior view of the vehicle. As per claim 17, Collin discloses the non-transitory computer-readable media of claim 15, wherein the first multimedia content and the second multimedia content are received from a staging system comprising one or more sensors and one or more light sources (Col 8 lines 24-32, Col 12 lines 49-67). As per claim 18, Collin discloses the non-transitory computer-readable media of claim 15, wherein the interactive multimedia content comprises a 360-degree image of the vehicle and a rotation feature such that a user may rotate the 360-degree image horizontally and vertically. As per claim 19, Collin discloses the non-transitory computer-readable medium of claim 15, wherein the instructions, when executed, cause the server to: generate, using the machine learning model and based on the one or more instances of damage and based on the extent of damage, a cost to repair each of the one or more instances of damage; and cause, based on generating the cost, display of the cost alongside the at least one annotation indicating the one or more instances of damage and the extent of damage at each of the one or more instances of damage (Col 8 lines 33-67, Col 10 lines 12-26, col 12 line 10-67). Claim(s) 21-23 is/are rejected under 35 U.S.C. 103 as being unpatentable over Collins et al (U.S. Patent No. 9,824,453), and Brahner et al (U.S. Pub No. 2018/0265037 A1), and further in view of Sakai et al (U.S. Pub No. 2011/0010667 A1), and further in view of Yagi et al (U.S. Pub No. 2011/0057783). As per claim 21, Collins discloses the method of claim 1, further comprising: multimedia image vehicle (Fig 6). Collin, Brahner and Sakai do not explicitly disclose removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning. However, Yagi discloses removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning (par [0095]). It would have been obvious to one of ordinary skill in the art before the effective filling date of the claimed invention was made to incorporate the features as disclosed in Yagi into the teaching of Collin as modified by Brahner and Sakai in order to improve image quality (Par [0021]). As per claim 22, Collins discloses the device of claim 8, wherein the instructions, when executed by the one or more processors, further cause the device to: multimedia image vehicle (Fig 6). Collin, Brahner and Sakai do not explicitly disclose removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning. However, Yagi discloses removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning (par [0095]). As per claim 23, Collins the non-transitory computer-readable media of claim 15, wherein the instructions, when executed, cause the server to: multimedia image vehicle (Fig 6). Collin, Brahner and Sakai do not explicitly disclose removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning. However, Yagi discloses removing, by the server, the background data associated with the first multimedia; and partitioning, based on the removing, the first multimedia content into at least one portion associated with one or more aspects of the vehicle, wherein the image data associated with the first multimedia content is based on the partitioning (par [0095]). Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to THU N NGUYEN whose telephone number is (571)270-1765. The examiner can normally be reached Monday to Friday from 9:30AM-6:00PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Boris Gorney can be reached at 571-272-5626. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. June 26, 2026 /THU N NGUYEN/Examiner, Art Unit 2154
Read full office action

Prosecution Timeline

Show 2 earlier events
Dec 30, 2025
Examiner Interview Summary
Dec 30, 2025
Applicant Interview (Telephonic)
Jan 02, 2026
Response Filed
Apr 15, 2026
Final Rejection mailed — §103
May 26, 2026
Response after Non-Final Action
Jun 22, 2026
Request for Continued Examination
Jun 25, 2026
Response after Non-Final Action
Jun 30, 2026
Non-Final Rejection mailed — §103 (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
72%
Grant Probability
98%
With Interview (+26.1%)
3y 9m (~2y 4m remaining)
Median Time to Grant
High
PTA Risk
Based on 587 resolved cases by this examiner. Grant probability derived from career allowance rate.

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