Prosecution Insights
Last updated: April 19, 2026
Application No. 19/184,179

NFC ENABLED CARD FOR CONSUMER ACCESSIBILITY

Non-Final OA §112§Other
Filed
Apr 21, 2025
Examiner
KIM, AHSHIK
Art Unit
2876
Tech Center
2800 — Semiconductors & Electrical Systems
Assignee
Capital One Services LLC
OA Round
1 (Non-Final)
88%
Grant Probability
Favorable
1-2
OA Rounds
2y 3m
To Grant
98%
With Interview

Examiner Intelligence

Grants 88% — above average
88%
Career Allow Rate
1092 granted / 1239 resolved
+20.1% vs TC avg
Moderate +10% lift
Without
With
+10.2%
Interview Lift
resolved cases with interview
Typical timeline
2y 3m
Avg Prosecution
18 currently pending
Career history
1257
Total Applications
across all art units

Statute-Specific Performance

§101
0.8%
-39.2% vs TC avg
§103
19.2%
-20.8% vs TC avg
§102
31.4%
-8.6% vs TC avg
§112
16.5%
-23.5% vs TC avg
Black line = Tech Center average estimate • Based on career data from 1239 resolved cases

Office Action

§112 §Other
DETAILED ACTION 1. This is the first action on the merits relating to U.S. Application Serial No. 19/184,179 filed on April 21, 2025. Notice of Pre-AIA or AIA Status 2. The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Preliminary Amendment 3. Receipt is acknowledged of the preliminary amendment filed on April 25. In the amendment claims 1-20 were canceled, and claims 21-40 were newly added. Claims 21-40 remain in the examination. 4. Related application information submitted in the preliminary amendment as paragraph [0001] of the specification is acknowledged. Claim Rejections - 35 USC § 112 5. The following is a quotation of 35 U.S.C. 112(b): (b) CONCLUSION.—The specification shall conclude with one or more claims particularly pointing out and distinctly claiming the subject matter which the inventor or a joint inventor regards as the invention. The following is a quotation of 35 U.S.C. 112 (pre-AIA ), second paragraph: The specification shall conclude with one or more claims particularly pointing out and distinctly claiming the subject matter which the applicant regards as his invention. 6. Claims 21-40 are rejected under 35 U.S.C. 112(b) or 35 U.S.C. 112 (pre-AIA ), second paragraph, as being indefinite for failing to particularly point out and distinctly claim the subject matter which the inventor or a joint inventor (or for applications subject to pre-AIA 35 U.S.C. 112, the applicant), regards as the invention. Regarding claim 21, lines 8-9: “auto-filing, by the secondary device responsive to receiving the accommodation message, a form:” “a form” without a context is vague and indefinite. For example, is it a form on a paper, or an application running on the second device (most likely) or any other “form?” The current phrase “a form” in claim 1 is lacking a context or embodiment to clearly limit the current limitation. Therefore, claim 1 is vague and indefinite. Combining claims 21 and 23 would overcome this rejection and place the claims in allowable form. The suggested combination of claims 21 and 23, is not narrowing the scope of the claim. Rather, it improves the clarity of the claim, and place the claim in a better form. Claim 32 is rejected on the same ground as claim 21. Claim 32 should be amended in the same manner as it is suggested for claim 21. Claim 37 is rejected on the same ground as claim 21. Claim 37 should be amended in the same manner as it is suggested for claim 21. Claim 41 is rejected on the same ground as claim 21. Claim 41 should be amended in the same manner as it is suggested for claim 21 (combination of claims 41 and 43). Claim 48 recites the limitation "The non-transitory computer-readable medium" in claim 21. There is insufficient antecedent basis for this limitation in the claim. “Claim 21” in the preamble should be changed to “claim 41.” 7. Claims 22-31, 33-36, 38-40, and 42-50 rejected under 35 U.S.C. 112(b) or 35 U.S.C. 112 (pre-AIA ), second paragraph, as being directly or through intervening claims, dependent on rejected base claims 21, 32, 37, and 41. Additional Remarks 8. Once the independent claims overcome 35 U.S.C. 112(b) or 35 U.S.C. 112 (pre-AIA ), second paragraph rejection as described in paragraph 6 above, and claim 48 is amended, the claims would be allowable. Conclusion The pertinent prior arts made of record but not relied are listed in the attached form PTO-892. These are considered pertinent to Applicant's disclosure. Applicant is respectfully suggested to carefully review these references. Any inquiry concerning this communication or earlier communications from the examiner should be directed to Ahshik Kim whose telephone number is (571)272-2393. The examiner can normally be reached between the hours of 8:00 AM to 5:00 PM Monday thru Friday. Examiner’s fax phone number is (571)273-2393. If attempts to reach the examiner by telephone are unsuccessful, the examiner's supervisor, Michael G. Lee, can be reached on (571)272-2398. The fax phone number for this Group is (571)273-8300. Communications via Internet e-mail regarding this application, other than those under 35 U.S.C. 132 or which otherwise require a signature, may be used by the applicant and should be addressed to [ahshik.kim@uspto.gov]. PTO employees do not engage in Internet communications where there exists a possibility that sensitive information could be identified or exchanged unless the record includes a properly signed express waiver of the confidentiality requirements of 35 U.S.C. 122. This is more clearly set forth in the Interim Internet Usage Policy published in the Official Gazette of the Patent and Trademark on February 25, 1997 at 1195 OG 89. Information regarding the status of an application may be obtained from the Patent Application Information Retrieval (PAIR) system. Status information for published applications may be obtained from either Private PAIR or Public PAIR. Status information for unpublished applications is available through Private PAIR only. For more information about the PAIR system, see http://pair-direct.uspto.gov. Should you have questions on access to the Private PAIR system, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative or access to the automated information system, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /AHSHIK KIM/Primary Examiner, Art Unit 2876 February 18, 2026
Read full office action

Prosecution Timeline

Apr 21, 2025
Application Filed
Feb 18, 2026
Non-Final Rejection — §112, §Other (current)

Precedent Cases

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
88%
Grant Probability
98%
With Interview (+10.2%)
2y 3m
Median Time to Grant
Low
PTA Risk
Based on 1239 resolved cases by this examiner. Grant probability derived from career allow rate.

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