Prosecution Insights
Last updated: July 13, 2026
Application No. 19/194,728

Untitled Application

Unknown
Filed
Priority
Dec 12, 2024 — continuation of 18/979,232
Examiner
NEWLON, WILLIAM D
Art Unit
Tech Center
Assured Insurance Technologies, Inc.
Assignee
Assured Insurance Technologies, Inc.
OA Round
3 (Non-Final)
45%
Grant Probability
Moderate
3-4
OA Rounds
2y 11m
Filing → Grant
74%
With Interview

Examiner Intelligence

Grants 45% of resolved cases
45%
Career Allowance Rate
56 granted / 124 resolved
-14.8% vs TC avg
Strong +29% interview lift
Without
With
+29.0%
Interview Lift
resolved cases with interview
Typical timeline
2y 11m
Avg Prosecution
26 currently pending
Career history
152
Total Applications
across all art units

Statute-Specific Performance

§101
33.0%
-7.0% vs TC avg
§103
56.1%
+16.1% vs TC avg
§102
5.5%
-34.5% vs TC avg
§112
2.6%
-37.4% vs TC avg
Black line = Tech Center average estimate • Based on career data from 124 resolved cases

Prosecution Timeline

Jun 04, 2025
Non-Final Rejection mailed
Sep 04, 2025
Response Filed
Oct 20, 2025
Final Rejection mailed
Feb 21, 2026
Request for Continued Examination
Mar 09, 2026
Response after Non-Final Action
Apr 03, 2026
Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12664593
GESTURE-ENABLED INTERFACES, SYSTEMS, METHODS, AND APPLICATIONS FOR CUSTOM DESIGNING NON-LEVEL LIFE INSURANCE BENEFITS POLICIES AND SUPPORTING CUSTOMIZED PRICING
2y 4m to grant Granted Jun 23, 2026
Patent 12548063
MULTI-DIMENSIONAL TRADABLE PRODUCT ORDER BOOK SYSTEM
3y 2m to grant Granted Feb 10, 2026
Patent 12530671
PROCESSING USING MACHINE READABLE CODES AND SECURE REMOTE INTERACTIONS
3y 10m to grant Granted Jan 20, 2026
Patent 12499489
SYSTEM AND METHOD FOR DETERMINING A DRIVER SCORE USING MACHINE LEARNING
4y 3m to grant Granted Dec 16, 2025
Patent 12488389
ON-LINE LOAN PROCESS AND SYSTEM
2y 1m to grant Granted Dec 02, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
45%
Grant Probability
74%
With Interview (+29.0%)
2y 11m
Median Time to Grant
High
PTA Risk
Based on 124 resolved cases by this examiner. Grant probability derived from career allowance rate.

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