Prosecution Insights
Last updated: July 17, 2026
Application No. 19/268,861

CARDS, DEVICES, SYSTEMS, AND METHODS FOR ADVANCED PAYMENT GAME OF SKILL AND GAME OF CHANCE FUNCTIONALITY

Non-Final OA §DP
Filed
Jul 14, 2025
Priority
Apr 02, 2012 — provisional 61/619,197 +2 more
Examiner
AHMED, MASUD
Art Unit
Tech Center
Assignee
Dynamics Inc.
OA Round
1 (Non-Final)
82%
Grant Probability
Favorable
1-2
OA Rounds
1y 7m
Est. Remaining
96%
With Interview

Examiner Intelligence

Grants 82% — above average
82%
Career Allowance Rate
987 granted / 1196 resolved
+22.5% vs TC avg
Moderate +13% lift
Without
With
+13.0%
Interview Lift
resolved cases with interview
Typical timeline
2y 7m
Avg Prosecution
22 currently pending
Career history
1212
Total Applications
across all art units

Statute-Specific Performance

§101
3.4%
-36.6% vs TC avg
§103
60.5%
+20.5% vs TC avg
§102
16.4%
-23.6% vs TC avg
§112
3.2%
-36.8% vs TC avg
Black line = Tech Center average estimate • Based on career data from 1196 resolved cases

Office Action

§DP
The present application is being examined under the pre-AIA first to invent provisions. DETAILED ACTION Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on nonstatutory double patenting provided the reference application or patent either is shown to be commonly owned with the examined application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. See MPEP § 717.02 for applications subject to examination under the first inventor to file provisions of the AIA as explained in MPEP § 2159. See MPEP §§ 706.02(l)(1) - 706.02(l)(3) for applications not subject to examination under the first inventor to file provisions of the AIA . A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The USPTO Internet website contains terminal disclaimer forms which may be used. Please visit www.uspto.gov/patent/patents-forms. The filing date of the application in which the form is filed determines what form (e.g., PTO/SB/25, PTO/SB/26, PTO/AIA /25, or PTO/AIA /26) should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to www.uspto.gov/patents/process/file/efs/guidance/eTD-info-I.jsp. Claims 1-12 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims of U.S. Patent No. 12,361,798. Although the claims at issue are not identical, they are not patentably distinct from each other because the limitations claimed within the current claims are already covered by the patented claims. Examiner has produced a comparison below. US 9,734,669 Current claims 1. A method comprising: receiving, on a payment device, a manual input indicative of requesting that a feature be added to said payment device; receiving first information indicative of payment from said payment device; combining said request for the feature with information associated with a payment transaction into a combined transaction; sending said combined transaction to a processing facility to process said payment transaction; retrieving, at said processing facility, said request for said feature; sending said retrieved request for said feature to a remote server; changing, on said remote server, a change in status of said requested feature; providing said requested feature on said payment device based on said change in status; wherein said requested feature is a game of skill that awards a prize upon winning said game of skill, and said game of skill is provided based on said retrieving said requested feature and data associated with said change in status. 2. A method comprising: receiving manual input indicative of changing a feature associated with a payment device; changing, on a remote server, said feature associated with said payment device; receiving first information indicative of payment from said payment device; combining information associated with changing said feature with said first information; sending said combined information to a payment processing facility; extracting said information associated with changing said feature; sending said extracted information to said remote server; retrieving said feature from said remote server, wherein said feature is a game of chance that awards a prize upon winning said game of chance, and said game of chance is provided based on said retrieving said feature and data associated with said first information. 3. The method of claim 2, wherein said prize is reclaimed upon non-settlement of said authorized payment and said prize is awarded upon authorization of a second payment with an amount larger than the amount of said authorized payment. 4. The method of claim 1, wherein said prize is awarded instantly. 5. The method of claim 1, wherein said prize is awarded after a period of time has elapsed. 6. The method of claim 2, wherein said prize is awarded instantly. 7. The method of claim 2, wherein said prize is awarded after a period of time has elapsed. 1. A method comprising: receiving, on a payment device, a manual input indicative of requesting that a feature be added to said payment device; accepting first information indicative of a payment request on said payment device; combining said payment request with said feature into a single payment transaction; sending said combined transaction to a processing facility to process said single payment transaction; extracting, at said processing facility, said said feature from said single payment transaction; sending said extracted feature to a remote server; changing, on said remote server, status of said feature based at least in part on said single payment transaction; providing said changed status of said feature to said payment device based; wherein said feature is a game of skill that awards a prize upon winning said game of skill, and said game of skill is provided to said payment device based on said change in status. 2. The method of claim 1, wherein said prize is claimed upon non-settlement of said single payment transaction and said prize is awarded upon authorization of a second payment transaction with an amount larger than the amount of said single payment transaction. 3. The method of claim 1, wherein said prize is awarded instantly. 4. The method of claim 1, wherein said prize is awarded after a period of time has elapsed after said single payment transaction occurs. 5. The method of claim 2, wherein said prize is awarded instantly. 6. The method of claim 2, wherein said prize is awarded after a period of time has elapsed after said single payment transaction occurs. 7. A method comprising: receiving a manual input indicative of changing a feature associated with a payment device; changing, on a remote server, said feature associated with said payment device consistent with said manual input; accepting first information indicative of a payment request on said payment device; combining second information associated with said change in said feature with said first information into a single payment transaction; sending said single payment transaction to a payment processing facility; extracting said information associated with change in said feature from said single payment transaction; sending said extracted information to said remote server; retrieving said changed feature from said remote server,2 wherein said feature is a game of chance that awards a prize upon winning said game of chance, and said game of chance is provided based on said changed feature and data associated with said first information. 8. The method of claim 7, wherein said prize is reclaimed upon non-settlement of said authorized payment and said prize is awarded upon authorization of a second payment with an amount larger than the amount of said authorized payment. 9. The method of claim 8, wherein said prize is awarded instantly. 10. The method of claim 8, wherein said prize is awarded after a period of time has elapsed. 11. The method of claim 7, wherein said prize is awarded instantly. 12. The method of claim 7, wherein said prize is awarded after a period of time has elapsed Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to MASUD AHMED whose telephone number is (571)270-1315. The examiner can normally be reached M-F 9:00-8:30 PM PST with IFP. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Abby Lin can be reached at 571 270 3976. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. MASUD . AHMED Primary Examiner Art Unit 3657A /MASUD AHMED/Primary Examiner, Art Unit 3657
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Prosecution Timeline

Jul 14, 2025
Application Filed
Jun 10, 2026
Non-Final Rejection mailed — §DP (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
82%
Grant Probability
96%
With Interview (+13.0%)
2y 7m (~1y 7m remaining)
Median Time to Grant
Low
PTA Risk
Based on 1196 resolved cases by this examiner. Grant probability derived from career allowance rate.

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