Prosecution Insights
Last updated: October 27, 2026

American Express Travel Related Services Company, Inc.

Technology area: Transportation, E-Commerce & Mechanical Systems

77 pending office actions • 41 art units • 71 examiners • 0 of 77 (0%) have an AI response strategy ready • 70 patents granted in the last 365 days

Analysis

American Express Travel Related Services Company, Inc. has 76 pending office actions in Transportation, E-Commerce & Mechanical Systems. The matters span 70 examiners and 40 art units, showing extensive dispersion across examination assignments.

REAGAN, JAMES A is the busiest examiner, with 2 pending matters. No examiner carries a large listed concentration, so prosecution oversight should prioritize broad docket visibility and consistent treatment of recurring claim issues.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

77
Total Pending OAs
35
Non-Final OAs
39
Final Rejections
3
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 25 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

14
Overdue
2
Due this week
6
Due this month
3
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 25 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (14)Due ≤ 7 days (2)Due ≤ 30 days (6)Due ≤ 60 days (3)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

57
Hard (74%)
17
Medium (22%)
3
Easy (4%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only18 (23%)
§101 + other33 (43%)
§103 only17 (22%)
Double-patenting only3 (4%)
Multi-statute (no §101)6 (8%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
19
Information Tech
25% of docket
6
Communications
8% of docket
0
Semiconductors
0% of docket
52
Mechanical / Eng
68% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

770 h
Manual time on pending OAs
154 h
Time saved (low, 20%)
270 h
Time saved (mid, 35%)
6.7 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
REAGAN, JAMES A 2 71.4% +20.0%
CASTILHO, EDUARDO D 2 48.7% +18.8%
RAMPHAL, LATASHA DEVI 2 33.3% +48.3%
MITIKU, BERHANU 2 55.3% +28.7%
YU, ARIEL J 2 40.6% +26.7%
IDIAKE, VINCENT I 2 71.5% +18.6%
PARK, YONG S 1 25.8% +11.4%
WOODWORTH, II, ALLAN J 1 38.5% +39.7%
DAILEY, THOMAS J 1 81.0% +14.9%
LEE, CLAY C 1 55.2% +57.1%

Hard Cases (58)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18357812 SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS FLYNN, KEVIN H 188d overdue
18100973 MULTIRAIL PAYMENT ACCOUNTS CHANG, EDWARD 86d overdue
18526502 SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT WALLICK, STEPHANIE SHOSHANA 30d overdue
18303306 CLIENT-SIDE TRANSACTION MODIFICATIONS SHAH, BHAVIN D 24d overdue
17824195 AUTHENTICATION CHALLENGES BASED ON FRAUD INITIATION REQUESTS KAZIMI, HANI M 4d overdue
18346570 LEAKAGE DETECTION SYSTEM GAW, MARK H 3d overdue
18113806 PREDICTIVE REVENUE DISTRIBUTION USING A REAL-TIME PAYMENT NETWORK YU, ARIEL J 3d overdue
19052989 INTERACTIVE VOICE CAPABILITIES FOR PROSPECT DIGITAL ACQUISITION KOLOSOWSKI-GAGER, KATHERINE 2d overdue

Interview Candidates (16)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17492021 CUSTODIAL SYSTEMS FOR NON-FUNGIBLE TOKENS IDIAKE, VINCENT I 15d overdue
18113806 PREDICTIVE REVENUE DISTRIBUTION USING A REAL-TIME PAYMENT NETWORK YU, ARIEL J 3d overdue
19259788 DECENTRALIZED STORAGE OF TRANSACTION DATA CASTILHO, EDUARDO D 14d
18331512 CONFIGURABLE SERVICES FOR A PAYMENT INSTRUMENT RAMPHAL, LATASHA DEVI 34d
19538816 METHODS AND SYSTEMS OF CENTRAL BANK DIGITAL CURRENCY FACILITATED MICROPAYMENTS REAGAN, JAMES A —
19380174 HYPER-PERSONALIZED IDENTITY-BASED FINANCIAL SYSTEM CASTILHO, EDUARDO D —
19269519 PAYMENT INSTRUMENT ADAPTABLE FOR MULTIPLE CENTRAL BANK DIGITAL CURRENCIES REAGAN, JAMES A —
19259813 OPTIMAL ROUTING OF PAYMENTS PARK, YONG S —

Top Art Units

Art UnitApps
3698 7
3697 5
3695 4
3628 4
3691 4
3694 3
3622 3
3688 3
3692 3
3699 2

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19538816 METHODS AND SYSTEMS OF CENTRAL BANK DIGITAL CURRENCY FACILITATED MICROPAYMENTS REAGAN, JAMES A 3697 §101§103 Non-Final OA — Pending Feb 12, 2026
19380174 HYPER-PERSONALIZED IDENTITY-BASED FINANCIAL SYSTEM CASTILHO, EDUARDO D 3698 §101§103 Non-Final OA — Pending Nov 05, 2025
19269519 PAYMENT INSTRUMENT ADAPTABLE FOR MULTIPLE CENTRAL BANK DIGITAL CURRENCIES REAGAN, JAMES A 3697 §101§103 Final Rejection — Pending Jul 15, 2025
19259788 DECENTRALIZED STORAGE OF TRANSACTION DATA CASTILHO, EDUARDO D 3698 §101§102§103 Final Rejection 14d Pending Jul 03, 2025
19259813 OPTIMAL ROUTING OF PAYMENTS PARK, YONG S 3694 §103 Non-Final OA — Pending Jul 03, 2025
19173970 Generating User Points for Payment Actions in Payment Processing Systems WOODWORTH, II, ALLAN J 3622 §101§103Other Non-Final OA — Pending Apr 09, 2025
19098713 COMPUTER-BASED SYSTEMS FOR DYNAMIC PERSONA-BASED ACCESS TO COMPUTER NETWORK RESOURCES BASED ON MACHINE LEARNING TECHNIQUES AND METHODS OF USE THEREOF DAILEY, THOMAS J 2458 §103§112 Non-Final OA — Pending Apr 02, 2025
19094437 REMOTELY SHARING A PAYMENT INSTRUMENT TO A CLIENT DEVICE LEE, CLAY C 3699 §103 Final Rejection — Pending Mar 28, 2025
19061558 PRIVACY PRESERVING APPLICATION PERSONALIZATION LEE, GIL H 2454 §101§102Other Non-Final OA — Pending Feb 24, 2025
19052989 INTERACTIVE VOICE CAPABILITIES FOR PROSPECT DIGITAL ACQUISITION KOLOSOWSKI-GAGER, KATHERINE 3687 §101Other Non-Final OA 2d overdue Pending Feb 13, 2025
19050433 SELF-HEALING DATA CLUSTERS TRAN, LOC 2164 §103 Non-Final OA — Pending Feb 11, 2025
19042144 PROCESSING MULTIPLE DOCUMENTS IN AN IMAGE MARIAM, DANIEL G 2675 DP Non-Final OA — Pending Jan 31, 2025
19019937 NON-FUNGIBLE TOKENS FOR PAYMENT INSTRUMENTS DANG, CHRISTINE 3698 §103 Non-Final OA — Pending Jan 14, 2025
19007303 HYBRID CONTENT GENERATION FOR CORRECTING ARTIFICIAL INTELLIGENCE MODELS TRUONG, DENNIS 2164 §101§103 Non-Final OA — Pending Dec 31, 2024
19001949 DATA ANOMALY DETECTION, NOTIFICATION, AND MANAGEMENT LEIBOVICH, YAIR 2114 §103 Final Rejection 29d Pending Dec 26, 2024
18967814 NFC-BASED SELF-CHECKOUT SYSTEM DAVISON, KATHLEEN GAGE 3688 §101§102 Non-Final OA — Pending Dec 04, 2024
18950408 AUTOMATED TRANSFER OF ENRICHED TRANSACTION ACCOUNT DATA TO A SUBMITTED RECORD OF CHARGE TRAN, HAI 3695 §101§103Other Final Rejection 1d overdue Pending Nov 18, 2024
18922505 CONVERSION OF UNSTRUCTURED DATA USING ARTIFICIAL INTELLIGENCE KABIR, MOHAMMAD H 2192 §101§103 Non-Final OA — Pending Oct 22, 2024
18917809 CONNECTED DIGITAL EXPERIENCE VIA CROSS-CHANNEL INTELLIGENCE LONG, MEREDITH A 3622 §101 Non-Final OA — Pending Oct 16, 2024
18910610 DYNAMIC PROMPT TEMPLATE ENFORCEMENT AND CATEGORIZATION SYSTEM LE, THUYKHANH 2655 §101§112 Non-Final OA — Pending Oct 09, 2024
18903349 INTELLIGENT MATCHING OF A USER TO AN AGENT FOR A COMMUNICATION SESSION ADDY, THJUAN KNOWLIN 2693 DP Final Rejection — Pending Oct 01, 2024
18817874 AUTOMATED VIRAL CONTENT DETECTION DETWEILER, JAMES M 3621 §101§103§112 Non-Final OA — Pending Aug 28, 2024
18800960 DETECTING AN ANOMALOUS ACTIVITY IN A TRANSACTION DATA STRUCTURE PHAN, NICHOLAS K 3699 §103 Non-Final OA — Pending Aug 12, 2024
18792156 PAYMENT NETWORK TRANSACTION SCHEDULER POINVIL, FRANTZY 3693 DP Non-Final OA 5d overdue Pending Aug 01, 2024
18784509 DECENTRALIZED ARCHITECTURE USING ARTIFICIAL INTELLIGENCE DRIVEN AUTONOMOUS SELF-HEALING OF DISTRIBUTED SOFTWARE BOURZIK, BRAHIM 2191 §103 Non-Final OA — Pending Jul 25, 2024
18781347 DIGITAL WALLET AUTHENTICATION SYSTEM AND METHOD ASGARI, SIMA 3698 §101§103 Non-Final OA — Pending Jul 23, 2024
18762098 Predictive Communication System O'SHEA, BRENDAN S 3626 §103 Non-Final OA — Pending Jul 02, 2024
18758364 INTELLIGENT TRIP COORDINATOR VETTER, DANIEL 3628 §101§103 Final Rejection — Pending Jun 28, 2024
18731717 AUTOMATED GIFTING USING MACHINE LEARNING RAMPHAL, LATASHA DEVI 3688 §101§103§112 Final Rejection — Pending Jun 03, 2024
18679253 QUANTUM WATERMARKING OF BIOMETRIC IDENTIFIERS VARNDELL, ROSS E 2674 §103§112 Non-Final OA — Pending May 30, 2024
18678424 MOBILE DEVICE TRANSACTION CREDENTIAL LENDING CHAKRAVARTI, ARUNAVA 3692 §101 Final Rejection 22d Pending May 30, 2024
18674371 LOCATION QUEUING USING DIGITAL INSTRUMENTS RUHL, DENNIS WILLIAM 3626 §101 Non-Final OA — Pending May 24, 2024
18669708 DYNAMIC MILESTONE TRACKING MANDEL, MONICA A 3622 §101§103 Non-Final OA — Pending May 21, 2024
18645822 SYSTEMS AND METHODS FOR GENERATING GRAPHICAL RELATIONSHIP MAPS CONYERS, DAWAUNE A 2152 §101§103 Final Rejection — Pending Apr 25, 2024
18645775 METAVERSE AUTHENTICATION QAYYUM, ZESHAN 3697 §101§103§112 Final Rejection 1d overdue Pending Apr 25, 2024
18639104 SYSTEMS AND METHODS FOR FRAUD LIABILITY SHIFTING KANAAN, TONY P 3696 §101 Final Rejection — Pending Apr 18, 2024
18613610 MULTIMODAL LARGE LANGUAGE MODEL (LLM)-BASED THREAT MODELING PARK, SANGSEOK 2499 §103 Non-Final OA 16d Pending Mar 22, 2024
18601158 ASYNCHRONOUS LOAN DATA STRUCTURE ORIGINATION HILMANTEL, ADAM J 3691 §101 Final Rejection — Pending Mar 11, 2024
18600215 PERSONALIZATION USING CLICKSTREAM DATA MITIKU, BERHANU 2156 §103 Non-Final OA — Pending Mar 08, 2024
18583571 REAL-TIME MULTI-SOURCE EVENT AGGREGATION FOR ITINERARY GENERATION AND MANAGEMENT GOMEZ, CHRISTOPHER ALBERT 3628 §101 Final Rejection 6d Pending Feb 21, 2024
18400229 DECISION ENGINE FOR ACCOUNT OFFERS ERB, NATHAN 3628 §101 Final Rejection 14d Pending Dec 29, 2023
18400570 DISTRIBUTED LEDGER ENABLED LARGE LANGUAGE MODEL SECURITY PROTOCOL PASHA, ATHAR N 2657 §103 Non-Final OA — Pending Dec 29, 2023
18400997 SYSTEM AND METHOD FOR THREAT DETECTION AND PREVENTION BINCZAK, BRANDON MICHAEL 2437 §103§112 Non-Final OA — Pending Dec 29, 2023
18400787 VARIATIONAL NEURAL NETWORK FOR REACTIVE METRIC MODELING BARRETT, RYAN S 2148 §103§112Other Non-Final OA — Pending Dec 29, 2023
18397676 ACCELERATED MACHINE LEARNING MODEL EXECUTION CHEN, ZHI 2196 §103 Final Rejection — Pending Dec 27, 2023
18394200 CLASSIFYING CUSTOMER EXPERIENCE SENTIMENT USING MACHINE LEARNING LEE, MICHAEL CHRISTOPHER 2128 §101§103 Final Rejection — Pending Dec 22, 2023
18540182 AUTOMATED IDENTIFICATION OF WEBSITE ERRORS EHNE, CHARLES 2113 §101 Non-Final OA — Pending Dec 14, 2023
18526502 SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT WALLICK, STEPHANIE SHOSHANA 3628 §101§103§112 Non-Final OA 30d overdue Pending Dec 01, 2023
18525126 INTEGRATED SERVICES EXPERIENCE EKECHUKWU, CHINEDU U 3695 §101§103 Final Rejection — Pending Nov 30, 2023
18519889 INTELLIGENT DOCUMENT SYSTEM PHANTANA ANGKOOL, DAVID 2172 §103 Final Rejection 46d Pending Nov 27, 2023

View all 77 →

Managing American Express Travel Related Services Company, Inc.'s Patent Portfolio?

IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.

Start Free Trial

Frequently Asked Questions

How many pending USPTO office actions does American Express Travel Related Services Company, Inc. have?

American Express Travel Related Services Company, Inc. has 77 pending office actions as of October 2026, spread across 41 art units and 71 examiners.

Which USPTO examiner handles the most American Express Travel Related Services Company, Inc. applications?

James A Reagan has the most, with 2 of American Express Travel Related Services Company, Inc.'s pending office actions.

What technology area are American Express Travel Related Services Company, Inc.'s patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month