Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems
9 pending office actions • 8 art units • 9 examiners • 0 of 9 (0%) have an AI response strategy ready • 12 patents granted in the last 365 days
Banks and Acquirers International Holding has 9 pending office actions in Transportation, E-Commerce & Mechanical Systems. The matters involve 9 distinct examiners across 8 distinct art units, indicating full examiner dispersion and limited technical grouping.
LY, TOAN C is the busiest examiner, with 1 pending matter. The available data does not show a recurring examiner concentration. Prosecution management should therefore emphasize matter-specific analysis while using the art-unit assignments to identify any relevant technical commonality.
Based on the USPTO statutory response window for each pending office action. 6 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 6 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 1 (11%) |
| §101 + other | 3 (33%) |
| §103 only | 1 (11%) |
| §102 only | 1 (11%) |
| Multi-statute (no §101) | 3 (33%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| LY, TOAN C | 1 | 79.1% | +19.7% |
| SURVILLO, OLEG | 1 | 72.6% | +28.9% |
| GIDDINS, NELSON S | 1 | 84.4% | +10.7% |
| REZA, MOHAMMAD W | 1 | 87.5% | +11.1% |
| ALLADIN, AMBREEN A | 1 | 24.6% | +24.4% |
| OBEID, FAHD A | 1 | 28.2% | +48.5% |
| CHOI, YUE YIN | 1 | 60.0% | +8.2% |
| KING, DAVIDA LEE | 1 | 34.0% | +38.3% |
| SHARON, AYAL I | 1 | 43.2% | +29.0% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2d overdue |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 7 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 17784745 | METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA | CHOI, YUE YIN | 44d overdue |
| 17618712 | Method for assisting the use of an electronic transaction device. | KING, DAVIDA LEE | 17d overdue |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 27d |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 28d |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | OBEID, FAHD A | 63d |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | — |
| 19121487 | WHITE BOX ENCODING | GIDDINS, NELSON S | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 17618712 | Method for assisting the use of an electronic transaction device. | KING, DAVIDA LEE | 17d overdue |
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2d overdue |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 27d |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 28d |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | OBEID, FAHD A | 63d |
| 19141397 | METHOD FOR DETERMINING THE STATE OF AN ANTENNA | LY, TOAN C | — |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | — |
| 19121487 | WHITE BOX ENCODING | GIDDINS, NELSON S | — |
| Art Unit | Apps |
|---|---|
| 3699 | 2 |
| 2876 | 1 |
| 2457 | 1 |
| 2408 | 1 |
| 2407 | 1 |
| 3691 | 1 |
| 3627 | 1 |
| 3695 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19141397 | METHOD FOR DETERMINING THE STATE OF AN ANTENNA | LY, TOAN C | 2876 | §102 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | 2457 | §103§112 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19121487 | WHITE BOX ENCODING | GIDDINS, NELSON S | 2408 | §102§103 | Non-Final OA | — | Pending | Apr 16, 2025 |
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2407 | §103 | Final Rejection | 2d overdue | Pending | Oct 16, 2024 |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 3691 | §101§112 | Non-Final OA | 28d | Pending | May 23, 2024 |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | OBEID, FAHD A | 3627 | §101§103 | Final Rejection | 63d | Pending | Aug 15, 2022 |
| 17784745 | METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA | CHOI, YUE YIN | 3699 | §101 | Final Rejection | 44d overdue | Pending | Jun 13, 2022 |
| 17618712 | Method for assisting the use of an electronic transaction device. | KING, DAVIDA LEE | 3699 | §101§103 | Non-Final OA | 17d overdue | Pending | Dec 13, 2021 |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 3695 | §103§112 | Non-Final OA | 27d | Pending | Aug 18, 2021 |
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Start Free TrialBanks and Acquirers International Holding has 9 pending office actions as of October 2026, spread across 8 art units and 9 examiners.
Toan C Ly has the most, with 1 of Banks and Acquirers International Holding's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.