Technology areas: Computing & Software • Communications • Transportation, E-Commerce & Mechanical Systems
10 pending office actions • 8 art units • 10 examiners • 0 of 10 (0%) have an AI response strategy ready • 13 patents granted in the last 365 days
Charles Schwab & Co., Inc. has 9 pending office actions in Transportation, E-Commerce & Mechanical Systems. The matters involve 9 distinct examiners across 8 distinct art units. OWYANG, MICHELLE N is the busiest examiner, with 1 pending matter.
The examiner count indicates that each pending action has a separate reviewer, while the art-unit count shows limited technical overlap. Counsel should use consistent portfolio controls for claim language and response timing, then analyze each action independently. The single matter before the busiest examiner does not support an examiner-centered strategy, but it provides one record for focused review.
Based on the USPTO statutory response window for each pending office action. 3 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 3 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 3 (30%) |
| §101 + other | 3 (30%) |
| §103 only | 1 (10%) |
| Double-patenting only | 1 (10%) |
| Multi-statute (no §101) | 1 (10%) |
| No statute on record | 1 (10%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| OWYANG, MICHELLE N | 1 | 76.2% | +28.9% |
| GRAY, RYAN M | 1 | 87.8% | +11.8% |
| TRAN, HAI | 1 | 62.0% | +31.4% |
| BROUGHTON, KATHLEEN M | 1 | 84.4% | +10.3% |
| BALI, VIKKRAM | 1 | 81.4% | +12.1% |
| MAI, KEVIN S | 1 | 30.0% | +25.3% |
| LIU, I JUNG | 1 | 61.7% | +33.2% |
| BORLINGHAUS, JASON M | 1 | 47.5% | +21.5% |
| HICKS, SHIRLEY D. | 1 | 60.3% | +51.2% |
| WHITAKER, ANDREW B | 1 | 18.7% | +18.6% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19058302 | SYSTEM AND METHOD FOR CAUSING GRAPHICAL INFORMATION TO BE RENDERED | GRAY, RYAN M | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 7 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18783716 | SYSTEM AND METHOD FOR MANAGING FRACTIONAL SHARES OF EXCHANGE TRADED FUNDS IN RETIREMENT PLANS | BORLINGHAUS, JASON M | 15d |
| 18891323 | APPARATUS FOR DETECTING AND HANDLING ANOMALOUS BEHAVIOR BY USERS AND OTHER ENTITIES | LIU, I JUNG | 20d |
| 18365525 | SYSTEM AND METHOD FOR LIMITING PROJECT MANAGEMENT RISK | WHITAKER, ANDREW B | 61d |
| 19207623 | EVENT-DRIVEN COMPUTER MODELING SYSTEM FOR TIME SERIES DATA | OWYANG, MICHELLE N | — |
| 19022409 | SYSTEM AND METHOD FOR TRADING SECURITIES USING PORTFOLIOS DEFINED BY AN ADVISOR | TRAN, HAI | — |
| 18961761 | METHOD, APPARATUS, SYSTEM, AND NON-TRANSITORY COMPUTER READABLE MEDIUM FOR EXPERIENTIAL BASED INVESTMENT RECOMMENDATIONS | BROUGHTON, KATHLEEN M | — |
| 18911327 | SYSTEMS AND METHODS FOR COMPUTING DATABASE INTERACTIONS AND EVALUATING INTERACTION PARAMETERS | MAI, KEVIN S | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18783716 | SYSTEM AND METHOD FOR MANAGING FRACTIONAL SHARES OF EXCHANGE TRADED FUNDS IN RETIREMENT PLANS | BORLINGHAUS, JASON M | 15d |
| 18891323 | APPARATUS FOR DETECTING AND HANDLING ANOMALOUS BEHAVIOR BY USERS AND OTHER ENTITIES | LIU, I JUNG | 20d |
| 18365525 | SYSTEM AND METHOD FOR LIMITING PROJECT MANAGEMENT RISK | WHITAKER, ANDREW B | 61d |
| 19207623 | EVENT-DRIVEN COMPUTER MODELING SYSTEM FOR TIME SERIES DATA | OWYANG, MICHELLE N | — |
| 19058302 | SYSTEM AND METHOD FOR CAUSING GRAPHICAL INFORMATION TO BE RENDERED | GRAY, RYAN M | — |
| 19022409 | SYSTEM AND METHOD FOR TRADING SECURITIES USING PORTFOLIOS DEFINED BY AN ADVISOR | TRAN, HAI | — |
| 18961761 | METHOD, APPARATUS, SYSTEM, AND NON-TRANSITORY COMPUTER READABLE MEDIUM FOR EXPERIENTIAL BASED INVESTMENT RECOMMENDATIONS | BROUGHTON, KATHLEEN M | — |
| 18953590 | SYSTEM AND METHOD FOR CAPTURING BY A DEVICE AN IMAGE OF A LIGHT COLORED OBJECT ON A LIGHT COLORED BACKGROUND FOR UPLOADING TO A REMOTE SERVER | BALI, VIKKRAM | — |
| Art Unit | Apps |
|---|---|
| 2168 | 2 |
| 3695 | 2 |
| 2611 | 1 |
| 2661 | 1 |
| 2663 | 1 |
| 2499 | 1 |
| 3692 | 1 |
| 3629 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19207623 | EVENT-DRIVEN COMPUTER MODELING SYSTEM FOR TIME SERIES DATA | OWYANG, MICHELLE N | 2168 | §101§103Other | Final Rejection | — | Pending | May 14, 2025 |
| 19058302 | SYSTEM AND METHOD FOR CAUSING GRAPHICAL INFORMATION TO BE RENDERED | GRAY, RYAN M | 2611 | DP | Non-Final OA | — | Pending | Feb 20, 2025 |
| 19022409 | SYSTEM AND METHOD FOR TRADING SECURITIES USING PORTFOLIOS DEFINED BY AN ADVISOR | TRAN, HAI | 3695 | §101Other | Non-Final OA | — | Pending | Jan 15, 2025 |
| 18961761 | METHOD, APPARATUS, SYSTEM, AND NON-TRANSITORY COMPUTER READABLE MEDIUM FOR EXPERIENTIAL BASED INVESTMENT RECOMMENDATIONS | BROUGHTON, KATHLEEN M | 2661 | §102§103 | Non-Final OA | — | Pending | Nov 27, 2024 |
| 18953590 | SYSTEM AND METHOD FOR CAPTURING BY A DEVICE AN IMAGE OF A LIGHT COLORED OBJECT ON A LIGHT COLORED BACKGROUND FOR UPLOADING TO A REMOTE SERVER | BALI, VIKKRAM | 2663 | Other | Non-Final OA | — | Pending | Nov 20, 2024 |
| 18911327 | SYSTEMS AND METHODS FOR COMPUTING DATABASE INTERACTIONS AND EVALUATING INTERACTION PARAMETERS | MAI, KEVIN S | 2499 | §101§103Other | Non-Final OA | — | Pending | Oct 10, 2024 |
| 18891323 | APPARATUS FOR DETECTING AND HANDLING ANOMALOUS BEHAVIOR BY USERS AND OTHER ENTITIES | LIU, I JUNG | 3695 | §101 | Final Rejection | 20d | Pending | Sep 20, 2024 |
| 18783716 | SYSTEM AND METHOD FOR MANAGING FRACTIONAL SHARES OF EXCHANGE TRADED FUNDS IN RETIREMENT PLANS | BORLINGHAUS, JASON M | 3692 | §101§103 | Final Rejection | 15d | Pending | Jul 25, 2024 |
| 18493275 | SYSTEMS AND METHODS OF CORRELATING DATABASE ENTRIES FOR AUTOMATED METRIC COMPUTATION | HICKS, SHIRLEY D. | 2168 | §103 | Non-Final OA | — | Pending | Oct 24, 2023 |
| 18365525 | SYSTEM AND METHOD FOR LIMITING PROJECT MANAGEMENT RISK | WHITAKER, ANDREW B | 3629 | §101Other | Non-Final OA | 61d | Pending | Aug 04, 2023 |
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Start Free TrialCharles Schwab & Co., Inc. has 10 pending office actions as of October 2026, spread across 8 art units and 10 examiners.
Michelle N Owyang has the most, with 1 of Charles Schwab & Co., Inc.'s pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
