Prosecution Insights
Last updated: October 25, 2026

Clover Health

Technology area: Transportation, E-Commerce & Mechanical Systems

4 pending office actions • 4 art units • 4 examiners • 0 of 4 (0%) have an AI response strategy ready

Analysis

Clover Health manages 4 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These actions are spread across 4 distinct art units, indicating that each case involves a different technical specialty. The company works with 4 distinct examiners, so no two cases are being reviewed by the same person.

RAPILLO, KRISTINE K is the busiest examiner, holding 1 pending action. Because there are 4 pending office actions and a matching number of distinct examiners, each examiner is responsible for exactly one case. This distribution prevents any consolidation of prosecution efforts with a single examiner.

Practitioners must navigate 4 distinct art units, each likely having its own interpretation of transportation and e-commerce standards. With 4 distinct examiners involved, the outcome of each of the 4 pending office actions will depend on individual examiner discretion. The lack of examiner overlap means that successful arguments in one case may not be easily transferred to the others, and RAPILLO, KRISTINE K will only influence a single matter.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

4
Total Pending OAs
3
Non-Final OAs
1
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 2 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

0
Overdue
0
Due this week
2
Due this month
0
Due in next 60 days
0
Due later

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

4
Hard (100%)
0
Medium (0%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (25%)
§101 + other3 (75%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
4
Mechanical / Eng
100% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

40 h
Manual time on pending OAs
8 h
Time saved (low, 20%)
14 h
Time saved (mid, 35%)
0.3 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
RAPILLO, KRISTINE K 1 28.8% +26.9%
WILLIAMS, TERESA S 1 25.1% +17.2%
SIOZOPOULOS, CONSTANTINE B 1 57.5% +39.6%
HIGGS, STELLA EUN 1 39.1% +34.4%

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
16912483 OFFICE ASSISTANT TOOL SIOZOPOULOS, CONSTANTINE B 14d
16742750 MACHINE LEARNING MODEL FOR SURFACING SUPPORTING EVIDENCE HIGGS, STELLA EUN 15d
19314749 UNIFIED AI-DRIVEN CLINICAL DECISION SUPPORT AND WORKFLOW OPTIMIZATION SYSTEM RAPILLO, KRISTINE K —
19195327 CLINICAL ASSESSMENT TOOL WILLIAMS, TERESA S —

Interview Candidates (4)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
16912483 OFFICE ASSISTANT TOOL SIOZOPOULOS, CONSTANTINE B 14d
16742750 MACHINE LEARNING MODEL FOR SURFACING SUPPORTING EVIDENCE HIGGS, STELLA EUN 15d
19314749 UNIFIED AI-DRIVEN CLINICAL DECISION SUPPORT AND WORKFLOW OPTIMIZATION SYSTEM RAPILLO, KRISTINE K —
19195327 CLINICAL ASSESSMENT TOOL WILLIAMS, TERESA S —

Top Art Units

Art UnitApps
3682 1
3687 1
3686 1
3681 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19314749 UNIFIED AI-DRIVEN CLINICAL DECISION SUPPORT AND WORKFLOW OPTIMIZATION SYSTEM RAPILLO, KRISTINE K 3682 §101§103 Non-Final OA — Pending Aug 29, 2025
19195327 CLINICAL ASSESSMENT TOOL WILLIAMS, TERESA S 3687 §101§103 Non-Final OA — Pending Apr 30, 2025
16912483 OFFICE ASSISTANT TOOL SIOZOPOULOS, CONSTANTINE B 3686 §101 Non-Final OA 14d Pending Jun 25, 2020
16742750 MACHINE LEARNING MODEL FOR SURFACING SUPPORTING EVIDENCE HIGGS, STELLA EUN 3681 §101§103 Final Rejection 15d Pending Jan 14, 2020

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Frequently Asked Questions

How many pending USPTO office actions does Clover Health have?

Clover Health has 4 pending office actions as of October 2026, spread across 4 art units and 4 examiners.

Which USPTO examiner handles the most Clover Health applications?

Kristine K Rapillo has the most, with 1 of Clover Health's pending office actions.

What technology area are Clover Health's patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

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