Prosecution Insights
Last updated: October 25, 2026

Equifax Inc.

Technology areas: Computing & Software • Networking & Security

11 pending office actions • 11 art units • 11 examiners • 0 of 11 (0%) have an AI response strategy ready • 18 patents granted in the last 365 days

Analysis

Equifax Inc. has 14 pending office actions in Computing & Software. Each matter is assigned to a distinct examiner, and the docket spans 13 distinct art units. This pattern shows broad examiner dispersion with only limited repetition in technical placement.

COBB, MATTHEW is the busiest examiner, with 1 pending matter. The data does not indicate an examiner-level concentration. Counsel may focus on the separate prosecution records while using the shared technology area to maintain consistent terminology, disclosure positions, and claim objectives.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

11
Total Pending OAs
7
Non-Final OAs
3
Final Rejections
1
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 4 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

1
Overdue
0
Due this week
3
Due this month
0
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 4 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (1)Due ≤ 30 days (3)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

4
Hard (36%)
6
Medium (55%)
1
Easy (9%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (9%)
§101 + other2 (18%)
§103 only4 (36%)
§102 only1 (9%)
Double-patenting only1 (9%)
Double-patenting + other1 (9%)
Multi-statute (no §101)1 (9%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
10
Information Tech
91% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
1
Mechanical / Eng
9% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

110 h
Manual time on pending OAs
22 h
Time saved (low, 20%)
38 h
Time saved (mid, 35%)
1.0 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
COBB, MATTHEW 1 72.9% +35.2%
REZA, MOHAMMAD W 1 87.5% +11.1%
PYZOCHA, MICHAEL J 1 80.2% +17.3%
STEINLE, ANDREW J 1 87.5% +19.7%
TOKUTA, SHEAN S 1 79.8% +16.2%
HAN, BYUNGKWON 1 33.3% +62.5%
SKWIERAWSKI, PAUL J 1 79.4% +25.1%
ANYA, CHARLES E 1 81.7% +32.9%
WONG, WILLIAM 1 31.7% +26.9%
MAHARAJ, DEVIKA S 1 56.7% +7.7%

Quick Wins (3)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 3 ordered by deadline are shown.

App #TitleExaminerDue in
18348970 TECHNIQUES FOR MITIGATING BACK PRESSURE, AUTO-SCALING THROUGHPUT, AND CONCURRENCY SCALING IN LARGE-SCALE AUTOMATED EVENT-DRIVEN DATA PIPELINES ANYA, CHARLES E 12d
19233644 REAL-TIME SERVICING OF VERIFICATION QUERIES USING HYBRID DATA SOURCES REZA, MOHAMMAD W —
19059907 HISTORICAL RISK ASSESSMENT FOR RISK MITIGATION IN ONLINE ACCESS CONTROL STEINLE, ANDREW J —

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
18306103 MULTI-STAGE MACHINE-LEARNING TECHNIQUES FOR RISK ASSESSMENT MAHARAJ, DEVIKA S 49d overdue
19301049 CONSOLIDATION OF DATA SOURCES FOR EXPEDITED VALIDATION OF RISK ASSESSMENT DATA COBB, MATTHEW —
19175584 TECHNIQUES FOR CONTROLLING ACCESS TO COMPUTING SYSTEMS BASED ON A RISK SCORE PYZOCHA, MICHAEL J —
18719076 EXPLAINABLE MACHINE LEARNING BASED ON WAVELET ANALYSIS HAN, BYUNGKWON —

Interview Candidates (9)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18348970 TECHNIQUES FOR MITIGATING BACK PRESSURE, AUTO-SCALING THROUGHPUT, AND CONCURRENCY SCALING IN LARGE-SCALE AUTOMATED EVENT-DRIVEN DATA PIPELINES ANYA, CHARLES E 12d
18252660 EXPLAINABLE MACHINE-LEARNING MODELING USING WAVELET PREDICTOR VARIABLE DATA WONG, WILLIAM 23d
19301049 CONSOLIDATION OF DATA SOURCES FOR EXPEDITED VALIDATION OF RISK ASSESSMENT DATA COBB, MATTHEW —
19233644 REAL-TIME SERVICING OF VERIFICATION QUERIES USING HYBRID DATA SOURCES REZA, MOHAMMAD W —
19175584 TECHNIQUES FOR CONTROLLING ACCESS TO COMPUTING SYSTEMS BASED ON A RISK SCORE PYZOCHA, MICHAEL J —
19059907 HISTORICAL RISK ASSESSMENT FOR RISK MITIGATION IN ONLINE ACCESS CONTROL STEINLE, ANDREW J —
18950422 DATA VALIDATION TECHNIQUES FOR SENSITIVE DATA MIGRATION ACROSS MULTIPLE PLATFORMS TOKUTA, SHEAN S —
18719076 EXPLAINABLE MACHINE LEARNING BASED ON WAVELET ANALYSIS HAN, BYUNGKWON —

Top Art Units

Art UnitApps
3661 1
2407 1
2409 1
2497 1
2419 1
2121 1
2439 1
2194 1
2144 1
2123 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19301049 CONSOLIDATION OF DATA SOURCES FOR EXPEDITED VALIDATION OF RISK ASSESSMENT DATA COBB, MATTHEW 3661 §102§103 Non-Final OA — Pending Aug 15, 2025
19233644 REAL-TIME SERVICING OF VERIFICATION QUERIES USING HYBRID DATA SOURCES REZA, MOHAMMAD W 2407 §103Other Non-Final OA — Pending Jun 10, 2025
19175584 TECHNIQUES FOR CONTROLLING ACCESS TO COMPUTING SYSTEMS BASED ON A RISK SCORE PYZOCHA, MICHAEL J 2409 §101§102§103 Non-Final OA — Pending Apr 10, 2025
19059907 HISTORICAL RISK ASSESSMENT FOR RISK MITIGATION IN ONLINE ACCESS CONTROL STEINLE, ANDREW J 2497 DP Non-Final OA — Pending Feb 21, 2025
18950422 DATA VALIDATION TECHNIQUES FOR SENSITIVE DATA MIGRATION ACROSS MULTIPLE PLATFORMS TOKUTA, SHEAN S 2419 §103DP Non-Final OA — Pending Nov 18, 2024
18719076 EXPLAINABLE MACHINE LEARNING BASED ON WAVELET ANALYSIS HAN, BYUNGKWON 2121 §101§103§112 Non-Final OA — Pending Jun 12, 2024
18365781 SIMILARITY HASHING FOR ACCESS CONTROL SKWIERAWSKI, PAUL J 2439 §102 Non-Final OA — Pending Aug 04, 2023
18348970 TECHNIQUES FOR MITIGATING BACK PRESSURE, AUTO-SCALING THROUGHPUT, AND CONCURRENCY SCALING IN LARGE-SCALE AUTOMATED EVENT-DRIVEN DATA PIPELINES ANYA, CHARLES E 2194 §103 Final Rejection 12d Pending Jul 07, 2023
18252660 EXPLAINABLE MACHINE-LEARNING MODELING USING WAVELET PREDICTOR VARIABLE DATA WONG, WILLIAM 2144 §103 Final Rejection 23d Pending May 11, 2023
18306103 MULTI-STAGE MACHINE-LEARNING TECHNIQUES FOR RISK ASSESSMENT MAHARAJ, DEVIKA S 2123 §101 Non-Final OA 49d overdue Pending Apr 24, 2023
17645517 MACHINE-LEARNING TECHNIQUES FOR TIME-DELAY NEURAL NETWORKS LEY, SALLY THI 2147 §103 Final Rejection 13d Pending Dec 22, 2021

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Frequently Asked Questions

How many pending USPTO office actions does Equifax Inc. have?

Equifax Inc. has 11 pending office actions as of October 2026, spread across 11 art units and 11 examiners.

Which USPTO examiner handles the most Equifax Inc. applications?

Matthew Cobb has the most, with 1 of Equifax Inc.'s pending office actions.

What technology area are Equifax Inc.'s patent applications in?

Mostly Networking & Security (USPTO Tech Center 2400), based on where its pending office actions are examined.

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