Prosecution Insights
Last updated: October 27, 2026

Jp Morgan Chase Bank N A

Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems

7 pending office actions • 6 art units • 7 examiners • 0 of 7 (0%) have an AI response strategy ready • 7 patents granted in the last 365 days

Analysis

Jp Morgan Chase Bank N A has 7 pending office actions in Transportation, E-Commerce & Mechanical Systems. The matters are assigned to 7 distinct examiners and 6 distinct art units, indicating broad examiner coverage with some technical-group overlap.

HASBROUCK, MERRITT J is the busiest examiner, with 1 pending matter. Portfolio management should combine consistent treatment of system and commerce-related claim concepts with application-specific review of examiner practice.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

7
Total Pending OAs
4
Non-Final OAs
3
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 3 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

1
Overdue
0
Due this week
0
Due this month
1
Due in next 60 days
1
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 3 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (1)Due ≤ 60 days (1)Due later (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

3
Hard (43%)
4
Medium (57%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (14%)
§101 + other2 (29%)
§103 only4 (57%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
3
Information Tech
43% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
4
Mechanical / Eng
57% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

70 h
Manual time on pending OAs
14 h
Time saved (low, 20%)
24 h
Time saved (mid, 35%)
0.6 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
HASBROUCK, MERRITT J 1 9.7% +7.0%
KANG, IRENE S 1 16.4% +26.2%
CHEN, SHIN HON 1 86.2% +13.5%
KIM, SISLEY NAHYUN 1 88.6% +16.5%
KIM, PATRICK 1 26.3% +33.2%
GOLDBERG, IVAN R 1 35.2% +35.9%
BLAIR, APRIL YING SHAN 1 85.7% +29.1%

Quick Wins (3)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 3 ordered by deadline are shown.

App #TitleExaminerDue in
18740358 METHOD AND SYSTEM TO MANAGE PERSONALLY IDENTIFIABLE INFORMATION IN A DOCUMENT CHEN, SHIN HON 10d overdue
18473986 SYSTEM AND METHOD FOR PROVISIONING WORKFLOWS BLAIR, APRIL YING SHAN 61d
18595163 APPLICATION PROGRAMMING INTERFACE (API) INTEGRATION LIBRARY KIM, SISLEY NAHYUN —

Hard Cases (3)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 3 ordered by deadline are shown.

App #TitleExaminerDue in
18587807 AUTOMATED ROADMAP CONTENT CREATION KIM, PATRICK 50d
19072756 ARTIFICIAL INTELLIGENCE POWERED HOLISTIC DIGITAL BANKING HASBROUCK, MERRITT J —
18763923 TOOLS TO CREATE FINANCIAL TRANSACTION MESSAGES MAPPED TO VARIOUS USE CASES KANG, IRENE S —

Interview Candidates (6)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 6 ordered by deadline are shown.

App #TitleExaminerDue in
18740358 METHOD AND SYSTEM TO MANAGE PERSONALLY IDENTIFIABLE INFORMATION IN A DOCUMENT CHEN, SHIN HON 10d overdue
18587807 AUTOMATED ROADMAP CONTENT CREATION KIM, PATRICK 50d
18473986 SYSTEM AND METHOD FOR PROVISIONING WORKFLOWS BLAIR, APRIL YING SHAN 61d
18763923 TOOLS TO CREATE FINANCIAL TRANSACTION MESSAGES MAPPED TO VARIOUS USE CASES KANG, IRENE S —
18595163 APPLICATION PROGRAMMING INTERFACE (API) INTEGRATION LIBRARY KIM, SISLEY NAHYUN —
18399427 METHODS AND SYSTEMS FOR ACTIVITY FRAMEWORK GENERATION GOLDBERG, IVAN R —

Top Art Units

Art UnitApps
2196 2
3695 1
3692 1
2431 1
3628 1
3619 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19072756 ARTIFICIAL INTELLIGENCE POWERED HOLISTIC DIGITAL BANKING HASBROUCK, MERRITT J 3695 §101§103 Final Rejection — Pending Mar 06, 2025
18763923 TOOLS TO CREATE FINANCIAL TRANSACTION MESSAGES MAPPED TO VARIOUS USE CASES KANG, IRENE S 3692 §101§103 Non-Final OA — Pending Jul 03, 2024
18740358 METHOD AND SYSTEM TO MANAGE PERSONALLY IDENTIFIABLE INFORMATION IN A DOCUMENT CHEN, SHIN HON 2431 §103 Non-Final OA 10d overdue Pending Jun 11, 2024
18595163 APPLICATION PROGRAMMING INTERFACE (API) INTEGRATION LIBRARY KIM, SISLEY NAHYUN 2196 §103 Final Rejection — Pending Mar 04, 2024
18587807 AUTOMATED ROADMAP CONTENT CREATION KIM, PATRICK 3628 §101 Non-Final OA 50d Pending Feb 26, 2024
18399427 METHODS AND SYSTEMS FOR ACTIVITY FRAMEWORK GENERATION GOLDBERG, IVAN R 3619 §103 Final Rejection — Pending Dec 28, 2023
18473986 SYSTEM AND METHOD FOR PROVISIONING WORKFLOWS BLAIR, APRIL YING SHAN 2196 §103Other Non-Final OA 61d Pending Sep 25, 2023

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Frequently Asked Questions

How many pending USPTO office actions does Jp Morgan Chase Bank N A have?

Jp Morgan Chase Bank N A has 7 pending office actions as of October 2026, spread across 6 art units and 7 examiners.

Which USPTO examiner handles the most Jp Morgan Chase Bank N A applications?

Merritt J Hasbrouck has the most, with 1 of Jp Morgan Chase Bank N A's pending office actions.

What technology area are Jp Morgan Chase Bank N A's patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

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