Technology area: Transportation, E-Commerce & Mechanical Systems
1 pending office actions • 1 art units • 1 examiners • 0 of 1 (0%) have an AI response strategy ready • 7 patents granted in the last 365 days
Lendingclub Bank National Association is currently managing a patent portfolio in the Transportation, E-Commerce & Mechanical Systems technology area. The data shows 1 pending office action, which is being reviewed by a distinct examiner. This indicates that the current prosecution activity is highly focused on a specific set of claims. Because the matter is also confined to a distinct art unit, the applicant only needs to navigate the procedural standards of one specialized group within the patent office.
The busiest examiner for this portfolio is MILLER, JAMES H, who is responsible for 1 busiest_examiner_pending office action. Having a single point of contact for the pending workload allows for a more direct and consistent dialogue during the prosecution process. This can be advantageous for the applicant, as it reduces the risk of receiving conflicting guidance from different examiners.
Practitioners should note that the concentration of the portfolio under MILLER, JAMES H in the transportation and e-commerce sector suggests a streamlined path forward. With only 1 pending office action to manage, the applicant can dedicate their full attention to the specific feedback provided by this examiner. This focused structure avoids the administrative overhead associated with larger, more diverse patent portfolios.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 1 (100%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| MILLER, JAMES H | 1 | 41.1% | +36.8% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18097060 | MULTI-LAYERED CREDIT CARD WITH TRANSACTION-DEPENDENT SOURCE SELECTION | MILLER, JAMES H | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18097060 | MULTI-LAYERED CREDIT CARD WITH TRANSACTION-DEPENDENT SOURCE SELECTION | MILLER, JAMES H | — |
| Art Unit | Apps |
|---|---|
| 3694 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 18097060 | MULTI-LAYERED CREDIT CARD WITH TRANSACTION-DEPENDENT SOURCE SELECTION | MILLER, JAMES H | 3694 | §101 | Non-Final OA | — | Pending | Jan 13, 2023 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialLendingclub Bank National Association has 1 pending office actions as of October 2026, spread across 1 art units and 1 examiners.
James H Miller has the most, with 1 of Lendingclub Bank National Association's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
