Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
5 pending office actions • 3 art units • 4 examiners • 0 of 5 (0%) have an AI response strategy ready • 1 patents granted in the last 365 days
Loandepot Com LLC currently has 4 pending office actions distributed across the Transportation, E-Commerce & Mechanical Systems technology area. These actions are being reviewed by 3 distinct examiners working within 2 distinct art units. This distribution indicates that the company's patent applications are facing scrutiny from multiple perspectives within a relatively narrow technical scope.
PROIOS, GEORGE N is the busiest examiner for this portfolio, currently overseeing 2 of the 4 pending office actions. The fact that 2 distinct art units are involved suggests that while the technology area is Transportation, E-Commerce & Mechanical Systems, the specific claims may span different examination specialties. Having 3 distinct examiners for the pending actions means that most applications are being handled by different individuals, though the busiest examiner maintains a higher volume.
Practitioners should note that with the current volume of pending office actions, the company is actively engaged in the prosecution process. The involvement of PROIOS, GEORGE N in 2 pending actions makes this examiner a key figure in the company's current intellectual property strategy. The use of the art units within the technical area highlights the multi-faceted nature of the company's filings.
Based on the USPTO statutory response window for each pending office action. 2 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 2 (40%) |
| §101 + other | 1 (20%) |
| §103 only | 1 (20%) |
| §112 only | 1 (20%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| PROIOS, GEORGE N | 2 | 55.1% | +31.8% |
| GARCIA-GUERRA, DARLENE | 1 | 23.3% | +34.3% |
| MONAGHAN, MICHAEL J | 1 | 33.8% | +52.3% |
| MUSTAFA, MOHAMMED H | 1 | 35.2% | +30.2% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 3 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18243341 | LEAD MANAGEMENT SYSTEM AND METHODS THEREOF INCLUDING DIGITAL REAL-ESTATE REFERRALS | MONAGHAN, MICHAEL J | 27d |
| 18196085 | DIGITAL LENDING PLATFORM AND METHODS THEREOF WITH INTEGRATED PRODUCTS, PRICING, AND ELIGIBILITY | MUSTAFA, MOHAMMED H | 84d |
| 19222696 | INTEGRITY-AND-VOLUME TESTING IN AN UNSECURED LOAN-LENDING SYSTEM INCLUDING METHODS THEREOF | GARCIA-GUERRA, DARLENE | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 5 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18243341 | LEAD MANAGEMENT SYSTEM AND METHODS THEREOF INCLUDING DIGITAL REAL-ESTATE REFERRALS | MONAGHAN, MICHAEL J | 27d |
| 18196085 | DIGITAL LENDING PLATFORM AND METHODS THEREOF WITH INTEGRATED PRODUCTS, PRICING, AND ELIGIBILITY | MUSTAFA, MOHAMMED H | 84d |
| 19225719 | LEAD MANAGEMENT SYSTEM AND METHODS THEREOF | PROIOS, GEORGE N | — |
| 19222696 | INTEGRITY-AND-VOLUME TESTING IN AN UNSECURED LOAN-LENDING SYSTEM INCLUDING METHODS THEREOF | GARCIA-GUERRA, DARLENE | — |
| 18666202 | Lead Management System and Methods Thereof | PROIOS, GEORGE N | — |
| Art Unit | Apps |
|---|---|
| 3694 | 1 |
| 3629 | 1 |
| 3693 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19225719 | LEAD MANAGEMENT SYSTEM AND METHODS THEREOF | PROIOS, GEORGE N | — | §103 | Non-Final OA | — | Pending | Jun 02, 2025 |
| 19222696 | INTEGRITY-AND-VOLUME TESTING IN AN UNSECURED LOAN-LENDING SYSTEM INCLUDING METHODS THEREOF | GARCIA-GUERRA, DARLENE | — | §101§103§112 | Non-Final OA | — | Pending | May 29, 2025 |
| 18666202 | Lead Management System and Methods Thereof | PROIOS, GEORGE N | 3694 | §112 | Non-Final OA | — | Pending | May 16, 2024 |
| 18243341 | LEAD MANAGEMENT SYSTEM AND METHODS THEREOF INCLUDING DIGITAL REAL-ESTATE REFERRALS | MONAGHAN, MICHAEL J | 3629 | §101 | Final Rejection | 27d | Pending | Sep 07, 2023 |
| 18196085 | DIGITAL LENDING PLATFORM AND METHODS THEREOF WITH INTEGRATED PRODUCTS, PRICING, AND ELIGIBILITY | MUSTAFA, MOHAMMED H | 3693 | §101 | Non-Final OA | 84d | Pending | May 11, 2023 |
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