Technology area: Transportation, E-Commerce & Mechanical Systems
152 pending office actions • 44 art units • 109 examiners • 1 of 152 (1%) have an AI response strategy ready • 148 patents granted in the last 365 days
Mastercard International Incorporated has 151 pending office actions in Transportation, E-Commerce & Mechanical Systems. The docket spans 107 examiners and 43 art units, requiring portfolio controls that can handle substantial examiner and technical dispersion.
GREGG, MARY M is the busiest examiner, with 8 pending matters. The concentration provides one identifiable coordination point, but the broader distribution means that most prosecution activity remains outside that examiner relationship.
For practitioners, the data supports a layered approach: centralized monitoring for deadlines and recurring issues, combined with examiner-specific preparation where assignment history is meaningful. Art-unit tracking can further organize substantive review across the portfolio.
Based on the USPTO statutory response window for each pending office action. 44 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 44 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 52 (34%) |
| §101 + other | 57 (38%) |
| §103 only | 25 (16%) |
| §112 only | 1 (1%) |
| Double-patenting only | 4 (3%) |
| Multi-statute (no §101) | 12 (8%) |
| No statute on record | 1 (1%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| GREGG, MARY M | 9 | 14.0% | +14.2% |
| YONO, RAVEN E | 7 | 38.9% | +33.6% |
| CHISM, STEVEN R | 4 | 30.8% | +42.3% |
| XIAO, ZESHENG | 3 | 43.4% | +32.2% |
| SHAIKH, MOHAMMAD Z | 3 | 52.4% | +31.4% |
| JUNG, HENRY H | 3 | 22.8% | +27.2% |
| FU, HAO | 3 | 49.9% | +24.8% |
| FELTEN, DANIEL S | 3 | 46.3% | +12.1% |
| PARK, YONG S | 3 | 25.8% | +11.4% |
| QAYYUM, ZESHAN | 2 | 40.7% | +30.9% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18448105 | DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS | HEWITT II, CALVIN L | 259d overdue |
| 18811926 | METHOD AND SYSTEM FOR GENERATING AN ADVANCED STORAGE KEY IN A MOBILE DEVICE WITHOUT SECURE ELEMENTS | KIM, STEVEN S | 149d overdue |
| 18353517 | RAPID SECURE WIRELESS TRANSACTION | PARK, YONG S | 58d overdue |
| 18771593 | METHODS AND SYSTEMS FOR PREDICTING REWARD LIABILITY DATA OF REWARD PROGRAMS | EL-HAGE HASSAN, ABDALLAH A | 49d overdue |
| 18606009 | CONTACTLESS PROVISIONING SYSTEMS AND METHODS | GARCIA MIZE, KARLYANNIE MARIE | 43d overdue |
| 18070101 | DEVICE CERTIFICATION BASED ON DEVICE CAPABILITIES | LANIER, BENJAMIN E | 29d overdue |
| 18167694 | SYSTEMS AND METHODS FOR ADVANCED USER AUTHENTICATION IN ACCESSING A COMPUTER NETWORK | JIMENEZ, JUSTIN ABEL | 22d overdue |
| 18349699 | SYSTEMS AND METHODS FOR EARLY DETECTION OF NETWORK FRAUD EVENTS | POINVIL, FRANTZY | 19d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18353517 | RAPID SECURE WIRELESS TRANSACTION | PARK, YONG S | 58d overdue |
| 18190086 | CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT | QAYYUM, ZESHAN | 17d overdue |
| 18987811 | USER AUTHENTICATION AND TRANSACTION STAGING | FELTEN, DANIEL S | 11d overdue |
| 18472033 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 5d overdue |
| 18472028 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 12d |
| 18301021 | ENHANCED DATA MESSAGING SYSTEMS AND METHODS FOR AUTHENTICATING AN IDENTITY OF ONLINE USERS | YONO, RAVEN E | 15d |
| 18151405 | SYSTEMS AND METHODS FOR DETECTING ANOMALOUS ACTIVITY OVER A COMPUTER NETWORK | GREGG, MARY M | 21d |
| 18666707 | SYSTEMS AND METHODS FOR DISTRIBUTING NETWORK SERVICES | YONO, RAVEN E | 22d |
| Art Unit | Apps |
|---|---|
| 3694 | 22 |
| 3695 | 20 |
| 3692 | 16 |
| 3697 | 10 |
| 3693 | 9 |
| 3698 | 8 |
| 3627 | 7 |
| 3696 | 6 |
| 3691 | 5 |
| 3699 | 5 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19462724 | SYSTEMS AND METHODS FOR USE IN BIOMETRIC-ENABLED NETWORK INTERACTIONS | HUANG, JAY | 3697 | Other | Non-Final OA | — | Pending | Jan 28, 2026 |
| 19443907 | METHOD AND SYSTEMS FOR BLOCKING MULTI-RAIL CONTACTLESS FRAUD | QAYYUM, ZESHAN | 3697 | §101 | Non-Final OA | — | Pending | Jan 08, 2026 |
| 19439783 | PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGY | XIAO, ZESHENG | 3698 | §101§103 | Final Rejection | — | Pending | Jan 05, 2026 |
| 19337889 | A COMPUTER IMPLEMENTED METHOD AND SYSTEM FOR REQUESTING CONSENT FROM A CONSUMER TO COMPLETE AN ACTION | TROTTER, SCOTT S | 3696 | §101 | Non-Final OA | — | Pending | Sep 23, 2025 |
| 19307587 | METHODS AND SYSTEMS FOR GENERATING PERSONALIZED RECOMMENDATIONS | DAVISON, KATHLEEN GAGE | 3688 | §101§102§103§112 | Non-Final OA | — | Pending | Aug 22, 2025 |
| 19288489 | METHODS AND SYSTEMS FOR RESPONDING TO PROMPTS RELATED TO FINANCIAL EVENTS | GAW, MARK H | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 01, 2025 |
| 19286368 | SYSTEM AND METHOD FOR AUTHENTICATION AND PAYMENT WHILE WEARING A FACE COVERING | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | — | Pending | Jul 31, 2025 |
| 19280042 | ADAPTIVE REQUEST HANDLING USING A DYNAMIC SERVER HEALTH SCORE | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Non-Final OA | — | Pending | Jul 24, 2025 |
| 19268960 | NATURAL LANGUAGE USER INTERFACE FOR AN AUTOMATED LOYALTY PROGRAM DESIGNER FRAMEWORK | SYROWIK, MATHEW RICHARD | 3621 | §101§103§112 | Non-Final OA | — | Pending | Jul 14, 2025 |
| 19260739 | CREDIT CARD PROCESSING USING UNIVERSAL CHARGEBACK DATABASE | SHAIKH, MOHAMMAD Z | 3694 | §101 | Final Rejection | — | Pending | Jul 07, 2025 |
| 19258142 | COMPOSITE DIAPHRAGM FOR DIAPHRAGM PUMP | BOBISH, CHRISTOPHER S | 3746 | §103 | Non-Final OA | 15d overdue | Pending | Jul 02, 2025 |
| 19228338 | SYSTEMS AND METHODS FOR ENHANCED NETWORK INTERACTIONS | SMITH, SLADE E | 3696 | §101§102§103 | Non-Final OA | — | Pending | Jun 04, 2025 |
| 19222828 | DATA PROCESS FOR ENVIRONMENTAL SOCIAL AND GOVERNANCE COMPLIANCE | RIVERA GONZALEZ, IVONNEMARY | 3626 | §101§103 | Final Rejection | — | Pending | May 29, 2025 |
| 19212309 | BIOMETRIC AUTHENTICATED FINANCIAL TRANSFERS | POE, KEVIN T | 3692 | §101§102§103 | Non-Final OA | — | Pending | May 19, 2025 |
| 19208041 | SYSTEMS AND METHODS FOR CONSENT MANAGEMENT BY ISSUERS ON BEHALF OF CARDHOLDERS | SHERR, MARIA CRISTI OWEN | 3697 | §101§103 | Final Rejection | — | Pending | May 14, 2025 |
| 19208251 | METHODS AND SYSTEMS FOR SMART IDENTIFICATION AND STEP-UP AUTHENTICATION | CHANG, KENNETH W | 2438 | DP | Non-Final OA | — | Pending | May 14, 2025 |
| 19129050 | A SYSTEM AND METHOD OF PROCESSING TRANSACTIONS FROM CRYPTO WALLETS | DIROMA, SCOTT MICHAEL | 3698 | §102§103 | Non-Final OA | — | Pending | May 12, 2025 |
| 19203009 | SYSTEMS AND METHODS FOR USE IN UPDATING CREDENTIALS ASSOCIATED WITH AUTHENTICATION IN CONNECTION WITH NETWORK ACTIVITIES | PATEL, AMIT HEMANTKUMAR | 3696 | §101 | Final Rejection | — | Pending | May 08, 2025 |
| 19179295 | SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS AND PROVIDING GRAPHIC VISUALIZATIONS OF AN AUTHENTICATION PROCESS | JUNG, HENRY H | 3695 | DP | Non-Final OA | — | Pending | Apr 15, 2025 |
| 19116455 | METHOD AND SYSTEM FOR DETECTING AND ENFORCING AGAINST SANCTIONABLE EVENT USING BLOCKCHAIN TECHNOLOGY | APPLE, KIRSTEN SACHWITZ | 3693 | §101§103 | Final Rejection | — | Pending | Mar 28, 2025 |
| 19093088 | FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS | FU, HAO | 3695 | §103 | Final Rejection | — | Pending | Mar 27, 2025 |
| 19086285 | SYSTEMS AND METHODS FOR EXTENDING AUTHENTICATION | WANG, HARRIS C | 2439 | §103 | Non-Final OA | — | Pending | Mar 21, 2025 |
| 19063282 | ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR PREDICTING OVERALL ACCOUNT-LEVEL RISKS OF CARDHOLDERS | FU, HAO | 3695 | §101 | Non-Final OA | — | Pending | Feb 25, 2025 |
| 19063168 | SYSTEMS AND METHODS FOR DISTRIBUTING EVENT DRIVEN NETWORK SERVICES | ANDREI, RADU | 3697 | §101§103 | Final Rejection | — | Pending | Feb 25, 2025 |
| 19056517 | SYSTEM AND METHODS FOR ELECTRIC VEHICLE CHARGING VIA A PARALLEL SESSION PAYMENT TRANSACTION | JONES, COURTNEY PATRICE | 3699 | DP | Non-Final OA | — | Pending | Feb 18, 2025 |
| 19055479 | AUTOMATICALLY DETERMINING DATA HANDLING CONTRACTS FOR RECEIVED DATA ENTITIES | SOMERS, MARC S | 2159 | §103 | Non-Final OA | — | Pending | Feb 17, 2025 |
| 19045430 | SYSTEMS AND METHODS FOR USE IN IMPLEMENTING SELF-SOVEREIGN CREDENTIALS | TRAN, VU V | 2491 | DP | Non-Final OA | — | Pending | Feb 04, 2025 |
| 19043899 | PAYMENT TRANSACTION PROCESS EMPLOYING DYNAMIC ACCOUNT EXPIRY AND DYNAMIC TOKEN VERIFICATION CODE | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Feb 03, 2025 |
| 19042241 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR AUTHENTIC USER-MERCHANT ASSOCIATION AND SERVICES | WILCOX, JAMES J | 2439 | §103Other | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19042198 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR AUTHENTIC USER-MERCHANT ASSOCIATION AND SERVICES | WILCOX, JAMES J | 2439 | §103Other | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19029991 | SYSTEMS AND METHODS FOR REGULATING ACCESS TO DATA STORED IN A DATA SOURCE | EBERSMAN, BRUCE I | 3693 | §101§103 | Final Rejection | 29d | Pending | Jan 17, 2025 |
| 19015927 | SYSTEM AND METHOD FOR ASSISTING VISUALLY IMPAIRED USER TO LOCATE PAYMENT TERMINAL | GOYEA, OLUSEGUN | 3627 | §101§103 | Non-Final OA | — | Pending | Jan 10, 2025 |
| 19014933 | SCALABLE ORCHESTRATION FRAMEWORK FOR ACCESSING OFF-NETWORK VALUE-ADDED SERVICES | FELTEN, DANIEL S | 3692 | §112 | Final Rejection | — | Pending | Jan 09, 2025 |
| 19015439 | SYSTEMS AND METHODS FOR USE IN IDENTIFYING NETWORK INTERACTIONS | GETACHEW, WODAJO | 3697 | §101 | Final Rejection | — | Pending | Jan 09, 2025 |
| 19010548 | SYSTEM AND METHODS FOR ACCEPTING DUAL FUNCTION PAYMENT CREDENTIAL | POE, KEVIN T | 3692 | §101 | Non-Final OA | — | Pending | Jan 06, 2025 |
| 19009050 | DEVICES, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR TRUSTED ANONYMITY OF INDIVIDUALS, ENTITES, AND THINGS | CHISM, STEVEN R | 3692 | §101 | Final Rejection | — | Pending | Jan 03, 2025 |
| 19002065 | CONTACTLESS INTERACTION SYSTEM, APPARATUS AND METHOD | GREGG, MARY M | 3695 | §101§102 | Non-Final OA | — | Pending | Dec 26, 2024 |
| 18989848 | ENHANCED AUTOPAYMENT FEATURES USING OPEN BANKING | CAMPEN, KELLY SCAGGS | 3691 | §101§103 | Non-Final OA | — | Pending | Dec 20, 2024 |
| 18987811 | USER AUTHENTICATION AND TRANSACTION STAGING | FELTEN, DANIEL S | 3692 | §103§112 | Final Rejection | 11d overdue | Pending | Dec 19, 2024 |
| 18970495 | METHODS AND SYSTEMS FOR GENERATING A CALIBRATED PREDICTION FOR AN EVENT | LEE, PO HAN | 3623 | §101§103 | Final Rejection | — | Pending | Dec 05, 2024 |
| 18968665 | SYSTEMS AND METHODS FOR SECURELY RETRIEVING A PRIMARY ACCOUNT NUMBER THROUGH THE OPEN BANKING INFRASTRUCTURE | SHAIKH, MOHAMMAD Z | 3694 | §101 | Non-Final OA | — | Pending | Dec 04, 2024 |
| 18967357 | METHOD AND SYSTEM FOR DETERMINING ALTERNATIVE PAYMENT METHODS AT A POINT OF SALE USING OPEN BANKING | BAIRD, EDWARD J | 3692 | §103§112 | Non-Final OA | — | Pending | Dec 03, 2024 |
| 18967092 | CONVERTING CARD-NOT-PRESENT TO CARD-PRESENT TRANSACTIONS FOR ONLINE TRANSACTIONS | HASBROUCK, MERRITT J | 3695 | §101§103 | Final Rejection | — | Pending | Dec 03, 2024 |
| 18963152 | AUTOMATING DEPLOYMENT OF MACHINE LEARNING WORKFLOWS USING A WORKBENCH PLATFORM | HAN, MICHELLE XUE | 2192 | §103 | Non-Final OA | — | Pending | Nov 27, 2024 |
| 18959761 | ECOMMERCE POINT-OF-SALE TRANSACTION FOR OFFLINE TRANSACTIONS | MILEF, ELDA G | 3694 | §101 | Non-Final OA | — | Pending | Nov 26, 2024 |
| 18952946 | HIGHER-ORDER FUNCTION WITH REDUCING FUNCTION PARAMETER TO TRANSLITERATE CHARACTERS | HUTCHESON, CODY DOUGLAS | 2659 | §101§103§112 | Non-Final OA | — | Pending | Nov 19, 2024 |
| 18952840 | EFFICIENT ALGORITHM FOR COMPUTATION OF DECAY VELOCITY ON DISTRIBUTED COMPUTING SYSTEMS | WAESCO, JOSEPH M | 3625 | §101§112 | Final Rejection | — | Pending | Nov 19, 2024 |
| 18952690 | SYSTEMS AND METHODS FOR ELECTRICAL ENERGY-BASED TRANSACTIONS | HARRINGTON, MICHAEL P | 3628 | §102§103 | Non-Final OA | — | Pending | Nov 19, 2024 |
| 18951636 | FRAUD DETECTION BASED ON COLLABORATIVE FILTERING | MAGUIRE, LINDSAY M | 3619 | §101§103 | Non-Final OA | — | Pending | Nov 18, 2024 |
| 18947214 | SYSTEMS AND METHODS FOR TRANSACTION PRE-AUTHENTICATION | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Nov 14, 2024 |
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Start Free TrialMastercard International Incorporated has 152 pending office actions as of October 2026, spread across 44 art units and 109 examiners.
Mary M Gregg has the most, with 9 of Mastercard International Incorporated's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
