Prosecution Insights
Last updated: October 25, 2026

Paybook Inc.

Technology area: Transportation, E-Commerce & Mechanical Systems

1 pending office actions • 1 art units • 1 examiners • 0 of 1 (0%) have an AI response strategy ready • 1 patents granted in the last 365 days

Analysis

Paybook Inc. currently has 1 pending office action in the Transportation, E-Commerce & Mechanical Systems technology area. This 1 pending office action is being reviewed by 1 distinct examiner, HOLLY, JOHN H. As the only examiner currently reviewing the company's applications, HOLLY, JOHN H is also the busiest examiner, holding 1 busiest examiner pending action. The prosecution is taking place within 1 distinct art unit, indicating a very focused presence for Paybook Inc. within the USPTO's Transportation, E-Commerce & Mechanical Systems division.

The concentration of 1 pending office action with 1 distinct examiner in 1 distinct art unit provides a straightforward path for prosecution. There is no complexity arising from multiple examiner perspectives or different art unit policies. Practitioners can dedicate their efforts to understanding the specific requirements of HOLLY, JOHN H for the 1 busiest examiner pending action. This 1:1:1 ratio of actions to examiners to art units suggests a highly targeted patenting strategy. The focus on Transportation, E-Commerce & Mechanical Systems is managed entirely through this single channel, allowing for a consistent and efficient approach to the 1 pending office action. This high degree of concentration minimizes the administrative overhead for the current portfolio.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

1
Total Pending OAs
1
Non-Final OAs
0
Final Rejections
0
Advisory / Quayle

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

1
Hard (100%)
0
Medium (0%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 + other1 (100%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
1
Mechanical / Eng
100% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

10 h
Manual time on pending OAs
2 h
Time saved (low, 20%)
4 h
Time saved (mid, 35%)
0.1 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
HOLLY, JOHN H 1 53.8% +30.3%

Hard Cases (1)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18553528 SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC PAYMENT NETWORK HOLLY, JOHN H —

Interview Candidates (1)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18553528 SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC PAYMENT NETWORK HOLLY, JOHN H —

Top Art Units

Art UnitApps
3696 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
18553528 SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC PAYMENT NETWORK HOLLY, JOHN H 3696 §101§103 Non-Final OA — Pending Aug 14, 2024

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Frequently Asked Questions

How many pending USPTO office actions does Paybook Inc. have?

Paybook Inc. has 1 pending office actions as of October 2026, spread across 1 art units and 1 examiners.

Which USPTO examiner handles the most Paybook Inc. applications?

John H Holly has the most, with 1 of Paybook Inc.'s pending office actions.

What technology area are Paybook Inc.'s patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

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