Prosecution Insights
Last updated: October 25, 2026

Plaid Inc.

Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems

7 pending office actions • 7 art units • 7 examiners • 0 of 7 (0%) have an AI response strategy ready • 12 patents granted in the last 365 days

Analysis

Plaid Inc. has 7 pending office actions in Computing & Software. Each action is assigned to a distinct examiner and a distinct art unit, producing a fully dispersed examination profile.

PYO, MONICA M is the busiest examiner, with 1 pending matter. The data shows no examiner or art-unit concentration. A practical prosecution plan is to manage each application on its own record, while maintaining consistent treatment of related software concepts and claim terminology across the portfolio.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

7
Total Pending OAs
4
Non-Final OAs
3
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 4 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

1
Overdue
0
Due this week
3
Due this month
0
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 4 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (1)Due ≤ 30 days (3)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

6
Hard (86%)
1
Medium (14%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (14%)
§101 + other4 (57%)
§103 only1 (14%)
Multi-statute (no §101)1 (14%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
4
Information Tech
57% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
3
Mechanical / Eng
43% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

70 h
Manual time on pending OAs
14 h
Time saved (low, 20%)
24 h
Time saved (mid, 35%)
0.6 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
PYO, MONICA M 1 83.0% +35.3%
MAHMOOD, REZWANUL 1 46.2% +34.0%
SHARVIN, DAVID P 1 38.7% +24.4%
ROSTAMI, MOHAMMAD S 1 67.0% +25.7%
RAZA, ZEHRA 1 44.3% +47.3%
OJIAKU, CHIKAODINAKA 1 46.0% +8.8%
HALM, KWEKU WILLIAM 1 79.2% +12.4%

Hard Cases (6)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 6 ordered by deadline are shown.

App #TitleExaminerDue in
18785581 SYSTEMS AND METHODS FOR ESTIMATING PAST AND PROSPECTIVE ATTRIBUTE VALUES ASSOCIATED WITH A USER ACCOUNT SHARVIN, DAVID P 2d overdue
18652116 ACCOUNT VERIFICATION WITH MICRODEPOSITS RAZA, ZEHRA 22d
18673986 DATA ENRICHMENT USING PARALLEL SEARCH ROSTAMI, MOHAMMAD S 26d
19367922 PATTERN IDENTIFICATION IN STRUCTURED EVENT DATA PYO, MONICA M —
19261618 SYSTEMS AND METHODS FOR DATA PARSING MAHMOOD, REZWANUL —
18543145 SECURE UPDATING OF ALLOCATIONS TO USER ACCOUNTS OJIAKU, CHIKAODINAKA —

Interview Candidates (6)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 6 ordered by deadline are shown.

App #TitleExaminerDue in
18785581 SYSTEMS AND METHODS FOR ESTIMATING PAST AND PROSPECTIVE ATTRIBUTE VALUES ASSOCIATED WITH A USER ACCOUNT SHARVIN, DAVID P 2d overdue
18652116 ACCOUNT VERIFICATION WITH MICRODEPOSITS RAZA, ZEHRA 22d
18673986 DATA ENRICHMENT USING PARALLEL SEARCH ROSTAMI, MOHAMMAD S 26d
18318377 DATA ENRICHMENT USING NAME, LOCATION, AND IMAGE LOOKUP HALM, KWEKU WILLIAM 29d
19367922 PATTERN IDENTIFICATION IN STRUCTURED EVENT DATA PYO, MONICA M —
19261618 SYSTEMS AND METHODS FOR DATA PARSING MAHMOOD, REZWANUL —

Top Art Units

Art UnitApps
2161 1
2159 1
3692 1
2154 1
3697 1
3696 1
2166 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19367922 PATTERN IDENTIFICATION IN STRUCTURED EVENT DATA PYO, MONICA M 2161 §103§112Other Non-Final OA — Pending Oct 24, 2025
19261618 SYSTEMS AND METHODS FOR DATA PARSING MAHMOOD, REZWANUL 2159 §101§103 Non-Final OA — Pending Jul 07, 2025
18785581 SYSTEMS AND METHODS FOR ESTIMATING PAST AND PROSPECTIVE ATTRIBUTE VALUES ASSOCIATED WITH A USER ACCOUNT SHARVIN, DAVID P 3692 §101§102§103Other Final Rejection 2d overdue Pending Jul 26, 2024
18673986 DATA ENRICHMENT USING PARALLEL SEARCH ROSTAMI, MOHAMMAD S 2154 §101§103 Non-Final OA 26d Pending May 24, 2024
18652116 ACCOUNT VERIFICATION WITH MICRODEPOSITS RAZA, ZEHRA 3697 §101§103 Final Rejection 22d Pending May 01, 2024
18543145 SECURE UPDATING OF ALLOCATIONS TO USER ACCOUNTS OJIAKU, CHIKAODINAKA 3696 §101 Non-Final OA — Pending Dec 18, 2023
18318377 DATA ENRICHMENT USING NAME, LOCATION, AND IMAGE LOOKUP HALM, KWEKU WILLIAM 2166 §103 Final Rejection 29d Pending May 16, 2023

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Frequently Asked Questions

How many pending USPTO office actions does Plaid Inc. have?

Plaid Inc. has 7 pending office actions as of October 2026, spread across 7 art units and 7 examiners.

Which USPTO examiner handles the most Plaid Inc. applications?

Monica M Pyo has the most, with 1 of Plaid Inc.'s pending office actions.

What technology area are Plaid Inc.'s patent applications in?

Mostly Computing & Software (USPTO Tech Center 2100), based on where its pending office actions are examined.

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