Prosecution Insights
Last updated: October 01, 2026

Relay Payments Inc.

Technology area: Transportation, E-Commerce & Mechanical Systems

2 pending office actions • 1 art units • 2 examiners • 0 of 2 (0%) have an AI response strategy ready • 1 patents granted in the last 365 days

Analysis

Relay Payments Inc. has a small portfolio with 2 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. Both of these actions are located within 1 distinct art unit, suggesting a very narrow technical focus. The 2 pending office actions are being reviewed by 2 distinct examiners, meaning there is no overlap in the individuals assigned to these cases and each file requires its own advocacy approach.

Scott C Anderson is the busiest examiner for this entity, currently managing 1 pending office action. Since there are 2 distinct examiners for the pending office actions, the workload is evenly split. The fact that both cases are in 1 distinct art unit may provide some consistency in the technical examination, even though the 2 distinct examiners may have different personal styles, requiring the company to adapt its strategy for each individual.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

2
Total Pending OAs
1
Non-Final OAs
1
Final Rejections
0
Advisory / Quayle

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

1
Hard (50%)
1
Medium (50%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 + other1 (50%)
§102 only1 (50%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
1
Mechanical / Eng
50% of docket
1
Business / Other
50% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

20 h
Manual time on pending OAs
4 h
Time saved (low, 20%)
7 h
Time saved (mid, 35%)
0.2 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
ANDERSON, SCOTT C 1 58.6% +31.6%
MALHOTRA, SANJEEV 1 65.7% +30.1%

Hard Cases (1)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18603086 ISSUER-AGNOSTIC PAYMENTS USING DYNAMIC ALPHANUMERIC CODES MALHOTRA, SANJEEV —

Interview Candidates (2)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 2 ordered by deadline are shown.

App #TitleExaminerDue in
19307906 SYSTEMS AND METHODS FOR GENERATING A ONE-TIME USE TOKEN FOR ITEM PURCHASE ANDERSON, SCOTT C —
18603086 ISSUER-AGNOSTIC PAYMENTS USING DYNAMIC ALPHANUMERIC CODES MALHOTRA, SANJEEV —

Top Art Units

Art UnitApps
3691 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19307906 SYSTEMS AND METHODS FOR GENERATING A ONE-TIME USE TOKEN FOR ITEM PURCHASE ANDERSON, SCOTT C — §102Other Non-Final OA — Pending Aug 22, 2025
18603086 ISSUER-AGNOSTIC PAYMENTS USING DYNAMIC ALPHANUMERIC CODES MALHOTRA, SANJEEV 3691 §101§103§112 Final Rejection — Pending Mar 12, 2024

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