Prosecution Insights
Last updated: October 25, 2026

Stripe Inc.

Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems

36 pending office actions • 25 art units • 34 examiners • 0 of 36 (0%) have an AI response strategy ready • 79 patents granted in the last 365 days

Analysis

Stripe Inc. has 37 pending office actions in Transportation, E-Commerce & Mechanical Systems. The portfolio reaches 35 distinct examiners and 25 distinct art units, showing broad distribution across both examination personnel and technical units.

SCOTT, RANDY A is the busiest examiner, with 2 pending matters. The limited concentration around the busiest examiner means portfolio oversight should emphasize consistent claim strategy and deadline control across applications rather than relying on one examiner-specific approach.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

36
Total Pending OAs
16
Non-Final OAs
19
Final Rejections
1
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 12 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

2
Overdue
0
Due this week
9
Due this month
1
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 12 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (2)Due ≤ 30 days (9)Due ≤ 60 days (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

20
Hard (56%)
15
Medium (42%)
1
Easy (3%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only7 (19%)
§101 + other9 (25%)
§103 only15 (42%)
Double-patenting only1 (3%)
Multi-statute (no §101)4 (11%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
19
Information Tech
53% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
17
Mechanical / Eng
47% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

360 h
Manual time on pending OAs
72 h
Time saved (low, 20%)
126 h
Time saved (mid, 35%)
3.1 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
SCOTT, RANDY A 2 84.7% -1.5%
ABDULLAEV, AMANULLA 2 23.1% +33.4%
COBB, MATTHEW 1 72.9% +35.2%
EBERSMAN, BRUCE I 1 64.1% +58.5%
LU, KUEN S 1 85.2% +15.4%
RIVERA, ANIBAL 1 91.0% +11.8%
DAO, THUY CHAN 1 88.4% +11.7%
LE, MICHAEL 1 66.0% +21.7%
VU, PHY ANH TRAN 1 71.5% +69.3%
WERNER, MARSHALL L 1 65.8% +41.3%

Quick Wins (3)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 3 ordered by deadline are shown.

App #TitleExaminerDue in
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S —
19034483 DATA MANAGEMENT USING SECURE BROWSERS SCOTT, RANDY A —
18756071 SECURE TOKEN DRIVEN CONDITIONAL ROUTING OF PROCEEDS SCOTT, RANDY A —

Hard Cases (20)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18112215 SYSTEMS AND METHODS FOR ANOMALY PREDICTION PUTTAIAH, ASHA 26d overdue
17985732 FRAUD DETECTION USING REAL-TIME AND BATCH FEATURES BUI, TOAN D. 8d
18540633 ASSETS INTERFACE OF A DISTRIBUTED ASSETS MANAGEMENT PLATFORM ABDULLAEV, AMANULLA 13d
18540639 TOOLS FOR ACCOUNT MANAGEMENT OJIAKU, CHIKAODINAKA 14d
18526702 TECHNIQUES FOR HANDLING TRANSACTION-RELATED DATA ABDULLAEV, AMANULLA 22d
18732081 CUSTOMIZED PRODUCT BUNDLES SANTIAGO-MERCED, FRANCIS Z 23d
18533064 TRANSACTION RISK RULES ENGINE ANDERSON, SCOTT C 23d
19222972 METHODS AND SYSTEMS FOR MULTI-FACTOR AUTHENTICATION COBB, MATTHEW —

Interview Candidates (10)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18540633 ASSETS INTERFACE OF A DISTRIBUTED ASSETS MANAGEMENT PLATFORM ABDULLAEV, AMANULLA 13d
18526702 TECHNIQUES FOR HANDLING TRANSACTION-RELATED DATA ABDULLAEV, AMANULLA 22d
18679363 SYSTEMS AND METHODS FOR CONTROLLING ACCESS TO DATA ON ELECTRONIC DOCUMENTS USING VAULTLESS TOKENIZATION VU, PHY ANH TRAN 27d
19222972 METHODS AND SYSTEMS FOR MULTI-FACTOR AUTHENTICATION COBB, MATTHEW —
19192213 SYSTEMS AND METHODS FOR RECONCILING ELECTRONIC TRANSACTIONS FACILITATED BY A COMMERCE PLATFORM EBERSMAN, BRUCE I —
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S —
18805416 MULTI-SURFACE APPLICATIONS RIVERA, ANIBAL —
18799992 WORKFLOWS DAO, THUY CHAN —

Top Art Units

Art UnitApps
3697 3
2196 3
3693 2
2165 2
2439 2
2192 2
2163 2
2438 2
3692 2
3661 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19222972 METHODS AND SYSTEMS FOR MULTI-FACTOR AUTHENTICATION COBB, MATTHEW 3661 §101 Final Rejection — Pending May 29, 2025
19192213 SYSTEMS AND METHODS FOR RECONCILING ELECTRONIC TRANSACTIONS FACILITATED BY A COMMERCE PLATFORM EBERSMAN, BRUCE I 3693 §101§102§103 Final Rejection — Pending Apr 28, 2025
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S 2165 §103Other Final Rejection — Pending Mar 05, 2025
19034483 DATA MANAGEMENT USING SECURE BROWSERS SCOTT, RANDY A 2439 §103 Final Rejection — Pending Jan 22, 2025
18805416 MULTI-SURFACE APPLICATIONS RIVERA, ANIBAL 2192 §103§112Other Final Rejection — Pending Aug 14, 2024
18799992 WORKFLOWS DAO, THUY CHAN 2192 §102§103 Non-Final OA — Pending Aug 09, 2024
18749598 USER INTERFACE STATE PRESERVATION DURING ASYNCHRONOUS UPDATE LE, MICHAEL 2163 §103 Final Rejection — Pending Jun 20, 2024
18679363 SYSTEMS AND METHODS FOR CONTROLLING ACCESS TO DATA ON ELECTRONIC DOCUMENTS USING VAULTLESS TOKENIZATION VU, PHY ANH TRAN 2438 §103 Final Rejection 27d Pending May 30, 2024
18664202 SHARED LEARNING ACROSS SEPARATE ENTITIES WITH PRIVATE DATA FEATURES WERNER, MARSHALL L 2125 DP Non-Final OA — Pending May 14, 2024
18578637 SYSTEM AND METHOD FOR PERSONAL IDENTIFICATION NUMBER ENTRY IN A COMMERCIAL OFF THE SHELF COMMUNICATION DEVICE WORJLOH, JALATEE 3697 §101 Non-Final OA — Pending Jan 11, 2024
18540639 TOOLS FOR ACCOUNT MANAGEMENT OJIAKU, CHIKAODINAKA 3696 §101 Final Rejection 14d Pending Dec 14, 2023
18526702 TECHNIQUES FOR HANDLING TRANSACTION-RELATED DATA ABDULLAEV, AMANULLA 3692 §101§103 Final Rejection 22d Pending Dec 01, 2023
18214208 SYSTEMS AND METHODS FOR IMPROVED DATA ACCESS IN A DISTRIBUTED DATA STORAGE SYSTEM CHEN, ZHI 2196 §103 Non-Final OA — Pending Jun 26, 2023
18112215 SYSTEMS AND METHODS FOR ANOMALY PREDICTION PUTTAIAH, ASHA 3691 §101§112 Non-Final OA 26d overdue Pending Feb 21, 2023
18108379 BLOCKCHAIN-BASED SUBSCRIPTION MODEL IDIAKE, VINCENT I 3698 §103 Non-Final OA 33d Pending Feb 10, 2023
17689738 EVENT-DRIVEN ARCHITECTURE FOR SCHEDULING ELECTRONIC TRANSFERS WEINER, ARIELLE E 3689 §101 Non-Final OA — Pending Mar 08, 2022
18988707 SERVICE-AGNOSTIC POLICY ENFORCEMENT CONTROL ENGINE QAYYUM, ZESHAN 3697 §101§112 Final Rejection — Pending Dec 19, 2024
18972115 Techniques for Generating Structured Data from Unstructured Data LY, CHEYNE D 2163 §103 Non-Final OA — Pending Dec 06, 2024
18893826 SYSTEMS AND METHODS FOR A COMMERCE PLATFORM COORDINATING TRANSACTIONS WITHIN THIRD PARTY APPLICATIONS SMITH, LINDSEY B 3688 §103 Final Rejection — Pending Sep 23, 2024
18758325 SYSTEMS AND METHODS FOR SMART VERIFICATION TRUONG, THONG P 2433 §102§103§112 Non-Final OA — Pending Jun 28, 2024
18756071 SECURE TOKEN DRIVEN CONDITIONAL ROUTING OF PROCEEDS SCOTT, RANDY A 2439 §103 Non-Final OA — Pending Jun 27, 2024
18750799 METHODS AND SYSTEMS TO VERIFY ENTITY STATE-QUANTITY VALUES FOR ASYNCHRONOUS OPERATIONS TONG, JUSTIN CHE-CHUN 2196 §102§103§112 Non-Final OA — Pending Jun 21, 2024
18734951 SYSTEMS AND METHODS FOR USER CLASSIFICATION USING MACHINE LEARNING CASANOVA, JORGE A 2165 §101§112 Non-Final OA — Pending Jun 05, 2024
18732081 CUSTOMIZED PRODUCT BUNDLES SANTIAGO-MERCED, FRANCIS Z 3625 §101§103 Final Rejection 23d Pending Jun 03, 2024
18732251 AUTOMATED SELF-SUPERVISED MACHINE LEARNING SERVICES THROUGH UNIFIED MACHINE LEARNING ENABLERS WENG, PEI YONG 2141 §101§103 Non-Final OA — Pending Jun 03, 2024
18667768 SYSTEMS AND METHODS FOR PROVIDING AUTHENTICATION TO A PLURALITY OF DEVICES LYNCH, SHARON S 2438 §103 Final Rejection 28d Pending May 17, 2024
18647229 SYSTEMS AND METHODS FOR SIMULATING RANGE QUERIES IN A KEY/VALUE STORE CHEUNG, HUBERT G 2152 §103 Final Rejection 27d Pending Apr 26, 2024
18540633 ASSETS INTERFACE OF A DISTRIBUTED ASSETS MANAGEMENT PLATFORM ABDULLAEV, AMANULLA 3692 §101§103 Non-Final OA 13d Pending Dec 14, 2023
18533064 TRANSACTION RISK RULES ENGINE ANDERSON, SCOTT C 3694 §101 Final Rejection 23d Pending Dec 07, 2023
18529956 TARGETED HEURISTIC RULE GENERATION TOOLS JIMENEZ, JUSTIN ABEL 3697 §103 Non-Final OA — Pending Dec 05, 2023
18388403 STORING LEARNED EMBEDDINGS OF SEQUENCE STATES BECK, LERON 2487 §103 Non-Final OA — Pending Nov 09, 2023
18094229 CONTROLLING ACCESS TO DATA IN A CLOUD-BASED SOFTWARE PLATFORM BASED ON DATA SCHEMAS CATTUNGAL, DEREENA T 2431 §103 Final Rejection — Pending Jan 06, 2023
18086387 SYSTEMS AND METHODS FOR MERCHANT LEVEL FRAUD DETECTION BASED IN PART ON MERCHANT COHORT CLUSTERING SENSENIG, SHAUN D 3629 §101 Non-Final OA — Pending Dec 21, 2022
18086394 SYSTEMS AND METHODS FOR MERCHANT LEVEL FRAUD DETECTION USING AN ENSEMBLE OF MACHINE LEARNING MODELS TRUONG, BENJAMIN LY 3626 §101§103 Final Rejection — Pending Dec 21, 2022
17990514 SYSTEMS AND METHODS FOR A REMOTEBUILD STORAGE VOLUME KIM, SISLEY NAHYUN 2196 §103 Final Rejection 292d overdue Pending Nov 18, 2022
17985732 FRAUD DETECTION USING REAL-TIME AND BATCH FEATURES BUI, TOAN D. 3693 §101 Final Rejection 8d Pending Nov 11, 2022

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Frequently Asked Questions

How many pending USPTO office actions does Stripe Inc. have?

Stripe Inc. has 36 pending office actions as of October 2026, spread across 25 art units and 34 examiners.

Which USPTO examiner handles the most Stripe Inc. applications?

Randy A Scott has the most, with 2 of Stripe Inc.'s pending office actions.

What technology area are Stripe Inc.'s patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

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