Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems
150 pending office actions • 87 art units • 144 examiners • 0 of 150 (0%) have an AI response strategy ready • 133 patents granted in the last 365 days
The Toronto Dominion Bank currently manages 1 pending office action in the Computing & Software technology area. This single action is assigned to 1 distinct examiner and 1 distinct art unit. The busiest examiner for the company is NGUYEN, LOAN T, who is handling the 1 pending action currently on record.
The company's prosecution activity is highly concentrated, with only 1 pending office action and 1 distinct examiner involved. Because the entire current workload is within 1 distinct art unit, the prosecution strategy is focused on a single technical area. Success for the portfolio at this stage depends on the specific requirements and feedback from NGUYEN, LOAN T regarding this 1 pending action. Practitioners should analyze the examination history of NGUYEN, LOAN T within the 1 distinct art unit to anticipate potential rejections. Since there are no other pending actions, the company can dedicate its full attention to resolving this 1 pending office action efficiently. A tailored response that addresses the specific concerns of the 1 distinct examiner will be critical for achieving an allowance and advancing the company's patent position in the computing sector.
Based on the USPTO statutory response window for each pending office action. 31 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 31 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 21 (14%) |
| §101 + other | 64 (43%) |
| §103 only | 37 (25%) |
| §102 only | 3 (2%) |
| §112 only | 3 (2%) |
| Double-patenting only | 1 (1%) |
| Double-patenting + other | 2 (1%) |
| Multi-statute (no §101) | 19 (13%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| DUCK, BRANDON M | 2 | 63.1% | +18.2% |
| ALI, JAHED | 2 | 62.4% | +52.8% |
| CUNNINGHAM II, GREGORY S | 2 | 64.6% | +29.8% |
| SMITH, SEAN THOMAS | 2 | 73.9% | +37.1% |
| GEBREMICHAEL, BRUK A | 2 | 22.0% | +23.3% |
| AGUILERA, TODD | 2 | 57.5% | +56.9% |
| KHATRI, NILESH B | 1 | 61.7% | +24.2% |
| FENSTERMACHER, JASON B | 1 | 47.3% | +37.4% |
| MUSTAFA, MOHAMMED H | 1 | 35.2% | +30.2% |
| ROSTAMI, MOHAMMAD S | 1 | 67.0% | +25.7% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19037708 | SYSTEMS AND METHODS FOR REAL-TIME PROCESSING OF RESOURCE REQUESTS | CUNNINGHAM II, GREGORY S | 32d overdue |
| 18935005 | System and Method for Managing Multiple Transactional Workflows | WEINER, ARIELLE E | 28d overdue |
| 18767513 | Assisted Channel Credit Applications with Automatic Integration into Digital Wallets | CHISM, STEVEN R | 23d overdue |
| 17405939 | TWO-HEADED ATTENTION FUSED AUTOENCODER FOR CONTEXT-AWARE RECOMMENDATION | ALSHAHARI, SADIK AHMED | 5d |
| 17472253 | DYNAMIC PROVISIONING OF DATA EXCHANGES BASED ON DETECTED RELATIONSHIPS WITHIN PROCESSED IMAGE DATA | MACCAGNO, PIERRE L | 13d |
| 18740869 | Curbside Branch Optimization | DIVELBISS, MATTHEW H | 15d |
| 17866630 | SYSTEM AND METHOD FOR AUTOMATICALLY PROVIDING A SECOND RESOURCE TYPE TO REPLACE OR OFFSET A FIRST RESOURCE TYPE | CHU JOY, JORGE A | 15d |
| 19020498 | SYSTEMS AND METHODS FOR MANAGING ACCESS TO RESOURCES IN A COMPUTING ENVIRONMENT | WAESCO, JOSEPH M | 16d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19037708 | SYSTEMS AND METHODS FOR REAL-TIME PROCESSING OF RESOURCE REQUESTS | CUNNINGHAM II, GREGORY S | 32d overdue |
| 18462358 | GENERATION OF AUTOMATION TEST SCRIPT USING GENERATIVE ARTIFICIAL INTELLIGENCE | AGUILERA, TODD | 30d overdue |
| 18620771 | TRAINING A MACHINE LEARNING MODEL BASED ON AGGREGATING ANNOTATED COMMUNICATION CONTENT | SMITH, SEAN THOMAS | 55d |
| 18633777 | SYSTEMS AND METHODS FOR GENERATING TRANSFER MESSAGES BASED ON UNSTRUCTURED DATA | SMITH, SEAN THOMAS | 63d |
| 18466792 | AUTOMATED GENERATION OF TEST DATA | AGUILERA, TODD | 69d |
| 19546746 | SYSTEM AND METHOD FOR GENERATING DATA TRANSFER RECOMMENDATIONS | KHATRI, NILESH B | — |
| 19402275 | AUTHENTICATION USING NON-FUNGIBLE TOKEN AS PROOF OF ACCOUNT OWNERSHIP | FENSTERMACHER, JASON B | — |
| 19345501 | SYSTEMS AND METHODS FOR PERFORMING PREDICTION TASKS FROM TABULAR DATA USING A HIERARCHICAL SET OF ENCODER MACHINE LEARNING MODELS | MUSTAFA, MOHAMMED H | — |
| Art Unit | Apps |
|---|---|
| 3694 | 8 |
| 2174 | 5 |
| 3695 | 5 |
| 3699 | 4 |
| 2659 | 4 |
| 2192 | 4 |
| 2191 | 4 |
| 3693 | 3 |
| 3696 | 3 |
| 3689 | 3 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19546746 | SYSTEM AND METHOD FOR GENERATING DATA TRANSFER RECOMMENDATIONS | KHATRI, NILESH B | 3699 | §101§102§103Other | Non-Final OA | — | Pending | Feb 23, 2026 |
| 19402275 | AUTHENTICATION USING NON-FUNGIBLE TOKEN AS PROOF OF ACCOUNT OWNERSHIP | FENSTERMACHER, JASON B | 3698 | §103 | Non-Final OA | — | Pending | Nov 26, 2025 |
| 19345501 | SYSTEMS AND METHODS FOR PERFORMING PREDICTION TASKS FROM TABULAR DATA USING A HIERARCHICAL SET OF ENCODER MACHINE LEARNING MODELS | MUSTAFA, MOHAMMED H | 3693 | §101§112 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19321474 | System and Method for Ingesting Data Based on Processed Metadata | ROSTAMI, MOHAMMAD S | 2154 | §101§103Other | Non-Final OA | — | Pending | Sep 08, 2025 |
| 19307371 | SYSTEM AND METHOD FOR INITIATING A TRANSFER OF RESOURCES | JACOB, WILLIAM J | 3696 | §101§103 | Non-Final OA | — | Pending | Aug 22, 2025 |
| 19306340 | SYSTEM AND METHOD FOR PROVIDING LOCATION-BASED APPOINTMENT OPERATIONS | CLARE, MARK C | 3628 | §103 | Final Rejection | — | Pending | Aug 21, 2025 |
| 19267597 | DYNAMIC IMPLEMENTATION AND MANAGEMENT OF HASH-BASED CONSENT AND PERMISSIONING PROTOCOLS | SHOLEMAN, ABU S | 2496 | §103§112Other | Non-Final OA | — | Pending | Jul 13, 2025 |
| 19262408 | SYSTEMS AND METHODS FOR MANAGING ONLINE STOREFRONTS | EL-HAGE HASSAN, ABDALLAH A | 3623 | §101§103 | Non-Final OA | — | Pending | Jul 08, 2025 |
| 19261347 | SYSTEM AND METHOD FOR REAL-TIME CHEQUE PROCESSING AND RETURN AT AN AUTOMATED TELLER MACHINE | MILEF, ELDA G | 3694 | §101 | Final Rejection | — | Pending | Jul 07, 2025 |
| 19260389 | SYSTEM FOR AUTOMATIC DATA TRANSFER ACCELERATION | LEROUX, ETIENNE PIERRE | 2161 | §102§103§112 | Final Rejection | — | Pending | Jul 04, 2025 |
| 19253290 | SYSTEM AND METHOD OF DYNAMICALLY RECOMMENDING ONLINE ACTIONS | O'SHEA, BRENDAN S | 3626 | §103 | Final Rejection | 55d | Pending | Jun 27, 2025 |
| 19245639 | System and Method for Authenticating Client Devices Communicating with an Enterprise System | PALIWAL, YOGESH | 2431 | §103§112DP | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19236792 | SYSTEM AND METHOD FOR DYNAMICALLY MANAGING A DIGITAL CARD IN AN ELECTRONIC WALLET | DUCK, BRANDON M | 3693 | §101§103Other | Non-Final OA | — | Pending | Jun 12, 2025 |
| 19233388 | THREAT DETECTION AND MITIGATION IN A NETWORKED ENVIRONMENT | HENDERSON, ESTHER BENOIT | 2458 | §102§103 | Non-Final OA | — | Pending | Jun 10, 2025 |
| 19233649 | SYSTEMS AND METHODS FOR SUBSTITUTING BORROWED RESOURCES ON A COMPUTER SYSTEM FOR OWNED RESOURCES | SIDDIQI, MOHAMMAD A | 2493 | §103Other | Non-Final OA | — | Pending | Jun 10, 2025 |
| 19233416 | SYSTEM AND METHOD FOR CONTROLLING ACCESS TO SECURE DATA RECORDS IN A WEB BROWSING SESSION | SHANMUGASUNDARAM, KANNAN | 2168 | §103Other | Non-Final OA | — | Pending | Jun 10, 2025 |
| 19218453 | USING GENERATIVE ARTIFICIAL INTELLIGENCE TO IMPROVE USER INTERACTIONS | TORGRIMSON, TYLER J | 2165 | §102§103 | Final Rejection | — | Pending | May 26, 2025 |
| 19209181 | IDENTIFYING AND MITIGATING DISPARATE GROUP IMPACT IN DIFFERENTIAL-PRIVACY MACHINE-LEARNED MODELS | LEMMA, SAMSON B | 2498 | §102§103 | Non-Final OA | — | Pending | May 15, 2025 |
| 19205163 | SYSTEM AND METHOD FOR OPTIMIZED TRANSFER OF DIGITAL ASSETS | ROSEN, NICHOLAS D | 3689 | §101§103Other | Non-Final OA | — | Pending | May 12, 2025 |
| 19194038 | DYNAMIC PUSH NOTIFICATIONS | WOO, ANDREW M | 2458 | §103Other | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19189924 | SYSTEM AND METHOD FOR INTEGRATED APPLICATION AND PROVISIONING | ALI, JAHED | 3699 | §101§103Other | Non-Final OA | — | Pending | Apr 25, 2025 |
| 19174408 | MULTI-STAGE LOGICAL STORAGE AREA PROVISIONING | CHRISTENSEN, SCOTT B | 2444 | §103 | Non-Final OA | — | Pending | Apr 09, 2025 |
| 19053486 | MULTI-PART REQUEST FOR TRANSFERS | ALMANI, MOHSEN | 2159 | §102§103 | Non-Final OA | — | Pending | Feb 14, 2025 |
| 19044063 | COMPUTING SYSTEMS AND METHODS FOR MACHINE LEARNING TO AUTOMATICALLY GENERATE TOPICS LINKED TO DIGITAL TEXT | BLANKENAGEL, BRYAN S | 2658 | §101§103 | Non-Final OA | — | Pending | Feb 03, 2025 |
| 19037708 | SYSTEMS AND METHODS FOR REAL-TIME PROCESSING OF RESOURCE REQUESTS | CUNNINGHAM II, GREGORY S | 3694 | §101§102§112 | Final Rejection | 32d overdue | Pending | Jan 27, 2025 |
| 19020498 | SYSTEMS AND METHODS FOR MANAGING ACCESS TO RESOURCES IN A COMPUTING ENVIRONMENT | WAESCO, JOSEPH M | 3625 | §101§103 | Non-Final OA | 16d | Pending | Jan 14, 2025 |
| 19017993 | SYSTEM AND METHOD FOR GENERATING LOCATION BASED MULTIPLIER NOTIFICATIONS | SYROWIK, MATHEW RICHARD | 3621 | §101§103 | Non-Final OA | — | Pending | Jan 13, 2025 |
| 19016856 | SYSTEM AND METHOD FOR DETERMINING EXPECTED LOSS USING A MACHINE LEARNING FRAMEWORK | GIERINGER, MELINDA J | 3622 | §101§112 | Final Rejection | — | Pending | Jan 10, 2025 |
| 18990784 | GENERATING ADAPTIVE TEXTUAL EXPLANATIONS OF OUTPUT PREDICTED BY TRAINED ARTIFICIAL-INTELLIGENCE PROCESSES | SIRJANI, FARIBA | 2659 | DP | Non-Final OA | — | Pending | Dec 20, 2024 |
| 18988381 | WEAKLY SUPERVISED ACTION SELECTION LEARNING IN VIDEO | BHATNAGAR, ANAND P | 2668 | §101DP | Non-Final OA | — | Pending | Dec 19, 2024 |
| 18965530 | SYSTEM AND METHOD FOR AUTOMATED MASKING OF PERSONALLY IDENTIFIABLE INFORMATION DATA | BOYD, MALA DENAE | 2497 | §102 | Non-Final OA | — | Pending | Dec 02, 2024 |
| 18958377 | SYSTEM AND METHOD FOR PROVIDING DATA ACCESS | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | — | Pending | Nov 25, 2024 |
| 18935005 | System and Method for Managing Multiple Transactional Workflows | WEINER, ARIELLE E | 3689 | §101§103 | Non-Final OA | 28d overdue | Pending | Nov 01, 2024 |
| 18934780 | SECURE RESOLUTION OF EMAIL-BASED QUERIES INVOLVING CONFIDENTIAL THIRD-PARTY DATA | LI, MENG | 2437 | §101§103 | Final Rejection | — | Pending | Nov 01, 2024 |
| 18934490 | SENTIMENT-BASED ZOOM CONTROL AT A USER INTERFACE | PARCHER, DANIEL W | 2174 | §101§102§103§112 | Non-Final OA | — | Pending | Nov 01, 2024 |
| 18906051 | MANAGING THIRD-PARTY ACCESS TO CONFIDENTIAL DATA USING DYNAMICALLY GENERATED APPLICATION-SPECIFIC CREDENTIALS | HOLDER, BRADLEY W | 2408 | §103DP | Final Rejection | 30d overdue | Pending | Oct 03, 2024 |
| 18903771 | OPTIMIZING THROUGHPUT OF MACHINE-LEARNING APPLICATIONS | TONG, JUSTIN CHE-CHUN | 2196 | §102 | Non-Final OA | — | Pending | Oct 01, 2024 |
| 18897062 | SYSTEM AND METHOD FOR AUTHORIZING DATA TRANSFERS | TURCHEN, JAMES R | 2439 | §102§103 | Non-Final OA | — | Pending | Sep 26, 2024 |
| 18817505 | NEAREST NEIGHBOR RETRIEVAL AND FINE-TUNING FOR IN-CONTEXT LEARNING MODEL | CONYERS, DAWAUNE A | 2159 | §103 | Final Rejection | — | Pending | Aug 28, 2024 |
| 18814953 | ACCUMULATED DATA TRANSFER AMOUNT ACCESS | ST LEGER, GEOFFREY R | 2192 | §112 | Non-Final OA | — | Pending | Aug 26, 2024 |
| 18799411 | COMPUTING SYSTEMS AND METHODS FOR A TEXT-TO-SQL GENERATIVE ARTIFICIAL INTELLIGENCE CHAT WITH PERSONALIZED RESPONSES | SHIN, SEONG-AH A | 2659 | §101§102§103 | Final Rejection | — | Pending | Aug 09, 2024 |
| 18796667 | CENTRALIZED PROCESSES FOR FEATURE GENERATION AND MANAGEMENT WITHIN WEB-BASED COMPUTING ENVIRONMENTS | TRAN, TRAVIS VIET | 2191 | §102§103 | Non-Final OA | — | Pending | Aug 07, 2024 |
| 18793065 | METHODS FOR DIGITAL ACCESS MANAGEMENT ON A COMPUTING DEVICE | HERZOG, MADHURI R | 2438 | §102§103 | Final Rejection | — | Pending | Aug 02, 2024 |
| 18787799 | System and Method for Executing Exchanges With Fractional Amounts | PROIOS, GEORGE N | 3694 | §102 | Non-Final OA | 6d | Pending | Jul 29, 2024 |
| 18778030 | ARTIFICIAL INTELLIGENCE DRIVEN IDENTITY CHECKING WITH IMAGE VALIDATION | PATEL, DHAIRYA A | 2453 | §103 | Non-Final OA | — | Pending | Jul 19, 2024 |
| 18776840 | BIFURCATING AN EVENT TO PREVENT AN ADVERSE ACTION | CUNNINGHAM II, GREGORY S | 3694 | §101 | Non-Final OA | — | Pending | Jul 18, 2024 |
| 18767513 | Assisted Channel Credit Applications with Automatic Integration into Digital Wallets | CHISM, STEVEN R | 3692 | §101 | Final Rejection | 23d overdue | Pending | Jul 09, 2024 |
| 18765861 | SYSTEM AND METHODS FOR MANAGING USER ACCESSIBILITY OF WEBPAGES | TSUI, WILSON W | 2172 | §101§102§103 | Non-Final OA | — | Pending | Jul 08, 2024 |
| 18763621 | SYSTEMS AND METHODS FOR OPTIMIZATION OF COMPUTING RESOURCES | MADAMBA, GLENFORD J | 2451 | §102§103Other | Final Rejection | — | Pending | Jul 03, 2024 |
| 18754997 | DATA REPORTING ARCHITECTURE FOR APPLICATIONS | EYERS, DUSTIN D | 2164 | §103 | Final Rejection | 8d | Pending | Jun 26, 2024 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialThe Toronto-dominion Bank has 150 pending office actions as of October 2026, spread across 87 art units and 144 examiners.
Brandon M Duck has the most, with 2 of The Toronto-dominion Bank's pending office actions.
Mostly Computing & Software (USPTO Tech Center 2100), based on where its pending office actions are examined.
